Technologies

Your Venmo Privacy Could Be Compromised. How to Protect Your Account

When it comes to your funds, it’s important to be aware of privacy risks for payment apps.

Millions of people use mobile payment apps like PayPal’s Venmo and Square’s Cash App everyday to transfer money directly from their bank accounts to friends, family and merchants. These platforms offer convenience, but they aren’t without security risks, due in part to their combination of finance and social media. Users can also be targets for hackers looking to drain financial accounts.

But don’t worry — there are plenty of ways for you to secure your Venmo and Cash App accounts with a few simple settings changes and privacy best practices. Here’s what to do.

Basic tips for protecting your privacy on Venmo and Cash App

Both payment apps use encryption and fraud detection technology to protect account information. But to better ensure your security, you should take a few extra steps.

Use a randomly generated password

We know — you’re tired of hearing about how you need to use unique, hard-to-guess passwords for every account. But it’s still true, especially when your money’s involved. One easy way to do this is to use a password manager. Our favorites — including LastPass
, 1Password and Bitwarden — offer a free tier of service with all of the basics: password storage, strong and secure password generation and autofill capabilities.

A password manager can help keep your Venmo and Cash App accounts secure.

Angela Lang/CNET

Beware of common scams

Criminals target users of apps like Venmo and PayPal in all kinds of clever ways. There have been reports of hackers posing as Venmo and Cash App support staff, calling or texting users, «helping» them change their passwords and then draining the accounts.

Scammer landlords have asked prospective renters for a deposit before offering apartment tours. Scammer pet owners have used a similar bait-and-switch, offering purebred animals at extremely low prices, asking for advance payment and then disappearing. Cash App’s support page is full of these types of calamities.

«Nobody at Venmo will ever contact you to request a password or verification code to your account,» according to the app’s security support page. The same is true for Cash App.

If you fall victim to a scam on either app, you should contact support@venmo.com or access resources through Cash App’s site.

Don’t use banking apps on public Wi-Fi (or invest in a VPN)

When you log into a financial app on any public Wi-Fi network — at a hotel, airport or coffee shop, for example — it can give malicious actors an opportunity to break into your account. It’s happened on cash-sharing apps before.

If you absolutely need to access your account and can’t use a reliable network, we recommend using a VPN to hide your activity from spying eyes. Here’s how to set up a VPN on your iPhone or Android and our list of the best VPNs of 2022.

Using a VPN while on public Wi-Fi is a good way to protect yourself while using any app related to finance.

Sarah Tew/CNET

Don’t send money to strangers

Avoid sending payments to people you don’t know and trust through Venmo and Cash App. Neither app is currently optimized for buying or selling goods or services, though Venmo is working on a business profiles feature to make retail and commercial sales more secure. If you’re a vendor considering using Cash App, you’re better off creating a business account through Square Payments.

Read more: 6 Best Payment Apps

Make all of your Venmo transactions private

This is an absolute must. When you create a Venmo account, by default all of your transactions are public — which means anyone on the internet can see exactly what you’re sending, and to whom. This public record has been used to figure out everything from who won The Bachelor before a season aired to an alleged political sex trafficking investigation.

Making all of your transactions private by default is extremely easy. Open the Venmo app, and tap the three lines in the upper right corner for the menu. Tap Settings > Privacy, and under Default Privacy Setting, tap Private. Now all of your future payments will only be visible to you and the recipient.

You can also change the privacy settings for past transactions. On the same Privacy page, under more, tap Past Transactions. You’ll see the option to Change to Friends, or Change All to Private.

One benefit of Cash App: All transactions are private by default.

If you don’t make your Venmo transactions private, anyone can see them.

Venmo

Enable two-factor authentication

Two-factor authentication is a solid way to add another layer of security to your account. When you sign in on a new device, Venmo will send a code to the phone number registered with your account, that you’ll need to enter correctly to access your account.

To enable two-factor authentication on Venmo, open the app and tap the three lines in the upper right corner for the menu. Tap Settings, and under security, tap Remembered Devices. You’ll see the device you’re currently using, and possibly others you’ve used in the past. When you sign on with any of the devices on your list, you won’t need to enter a verification code. To remove any of the devices, swipe left and tap Delete. If you want to enable two-factor authentication on all devices, you can delete them all from this list.

On Cash App, every time you sign into your account on a new device, you’ll be sent a one-time login code. The app recommends adding two-factor authentication to your email account associated with the app for better protection.

Set up a pin or turn on Face ID

Enabling Face ID or a pin adds more security to your account when opening the app or making a transaction.

On Venmo, you can set this up so that every time you open the app, you’ll need to enter either your Face ID (or fingerprint scan depending on device) or your pin. To get started, tap the three lines in the upper right corner for the menu. Tap Settings, and under security, tap Face ID & PIN. Tap the toggle to Enable Face ID & PIN. The app will prompt you to enter a new passcode, and, if you’re on an iPhone, you’ll get a pop up notification asking if you’d like to allow Venmo to use Face ID to unlock your account. Tap OK. If you’re on an Android phone, it may say PIN code & biometric unlock.

On Cash App, you can set up a security lock that requires your Face ID, Touch ID or a pin to transfer funds. Tap your profile icon in the top right corner. Tap Privacy & Security, and under Security, toggle on Security Lock. The app will prompt you to enter a pin, and then enter your email address to confirm your selection with a code.

Setting up a pin or biometric login can help secure your accounts.

Brett Pearce/CNET

Turn on payment send notifications

Get alerted to any unauthorized activity on your Venmo or Cash App accounts by turning on notifications.

On Venmo, go to Settings > Notifications. Choose from push, text or email notifications. Under Push notifications, you can toggle on and off notifications for bank transfers, payment received, payment sent and lots more. Turning on at least the payment sent notification is a good way to get an immediate alert of anyone else sending money through your account.

On Cash App, tap your profile icon, and tap Notifications. Tap to turn on push notifications by text or email.

Link a credit card instead of your bank account

Though you can add a checking or savings account to Venmo, it’s more secure to link it to a credit card. Though you’ll be subject to a 3% transaction fee, credit cards typically have much stronger theft and fraud protection than a conventional bank account.

To change your payment method on Venmo, go to Settings > Payment methods, and tap Add bank or card. Then tap Card, and enter your credit card information.

On Cash App, you need to enter your bank account information before entering a credit card. However, you can sign up for a free Cash Card debit card so you can use funds people send you through the app on the card.

For more, check out the best checking accounts, best savings accounts and best credit monitoring services.

Technologies

Today’s NYT Mini Crossword Answers for Wednesday, Oct. 22

Here are the answers for The New York Times Mini Crossword for Oct. 22.

Looking for the most recent Mini Crossword answer? Click here for today’s Mini Crossword hints, as well as our daily answers and hints for The New York Times Wordle, Strands, Connections and Connections: Sports Edition puzzles.

Need some help with today’s Mini Crossword? It’s one of those with absolutely no empty spaces, just a grid of letters, which means if you correctly answer all the Across answers, you’ve solved the Down answers, too. Need help? Read on. And if you could use some hints and guidance for daily solving, check out our Mini Crossword tips.

If you’re looking for today’s Wordle, Connections, Connections: Sports Edition and Strands answers, you can visit CNET’s NYT puzzle hints page.

Read more: Tips and Tricks for Solving The New York Times Mini Crossword

Let’s get to those Mini Crossword clues and answers.

Mini across clues and answers

1A clue: Roomful of students
Answer: CLASS

6A clue: Something to bring in a brown paper bag
Answer: LUNCH

7A clue: __ Harbor, sightseeing area of Baltimore
Answer: INNER

8A clue: Where many Stephen King novels are set
Answer: MAINE

9A clue: Beagle or bulldog
Answer: BREED

Mini down clues and answers

1D clue: Go bouldering, e.g.
Answer: CLIMB

2D clue: ___ New Year
Answer: LUNAR

3D clue: Redhead of musical/movie fame
Answer: ANNIE

4D clue: Something an actor might steal
Answer: SCENE

5D clue: Tear to pieces
Answer: SHRED

Technologies

These Small Tweaks Can Give Your Old Android a Big Speed Boost

Instead of buying a new phone, try clearing some space, updating your software and changing a few battery settings.

If your Android is a few years old and starting to feel sluggish, it doesn’t mean you have to rush out and buy the newest flagship model. Thanks to longer software support from brands like Google and Samsung, older models can still run smoothly, as long as you give them a little attention.

Before you start shopping for a replacement, try a few simple adjustments. You might be surprised by how much faster your phone feels once you clear out unused apps, optimize battery use and turn off background drains.

Whether you use a Samsung Galaxy, Motorola or OnePlus phone, chances are you can still improve battery life and overall speed without buying something new. Just remember that Android settings vary slightly from brand to brand, so the menus may look a little different depending on your phone.

Don’t miss any of our unbiased tech content and lab-based reviews. Add CNET as a preferred Google source.

Settings to improve your battery life

Living with a phone that has poor battery life can be infuriating, but there are some steps you can take to maximize each charge right from the very beginning:

1. Turn off auto screen brightness or adaptive brightness and set the brightness level slider to under 50%

The brighter your screen, the more battery power it uses.

To get to the setting, pull down the shortcut menu from the top of the screen and adjust the slider, if it’s there. Some phones may have a toggle for auto brightness in the shortcut panel; otherwise, you need to open the settings app and search for «brightness» to find the setting and turn it off.

2. Use Adaptive Battery and Battery Optimization

These features focus on learning how you use your phone, including which apps you use and when, and then optimizing the apps and the amount of battery they use.

Some Android phones have a dedicated Battery section in the Settings app, while other phones (looking at you, Samsung) bury these settings. It’s a little different for each phone. I recommend opening your settings and searching for «battery» to find the right screen. Your phone may also have an adaptive charging setting that can monitor how quickly your phone battery charges overnight to preserve its health.

Why you should use dark mode more often

Another way to improve battery life while also helping save your eyes is to use Android’s dedicated dark mode. Any Android phone running Android 10 or newer will have a dedicated dark mode option.

According to Google, dark mode not only reduces the strain that smartphone displays cause on our eyes but also improves battery life because it takes less power to display dark backgrounds on OLED displays (used in most flagship phones) than a white background.

Depending on which version of Android your phone is running, and what company made your phone, you may have to dig around the settings app to find a dark mode. If your phone runs Android 10 or newer, you’ll be able to turn on system-wide dark mode. If it runs Android 9, don’t despair. Plenty of apps have their own dark mode option in the settings that you can use, whether or not you have Android 10.

To turn it on dark mode, open the Settings app and search for Dark Mode, Dark Theme or even Night Mode (as Samsung likes to call it). I suggest using dark mode all the time, but if you’re not sure, you can always set dark mode to automatically turn on based on a schedule, say from 7 p.m. to 7 a.m. every day, or allow it to automatically switch based on your location at sunset and sunrise.

Keep your home screen free of clutter

Planning to hit up the Google Play Store for a bunch of new Android apps? Be prepared for a lot of icon clutter on your home screen, which is where shortcuts land every time you install something.

If you don’t want that, there’s a simple way out of this: Long-press on an empty area of your home screen and tap Settings. Find the option labeled something along the lines of Add icon to Home Screen or Add new apps to Home Screen and turn it off.

Presto! No more icons on the home screen when you install new apps. You can still add shortcuts by dragging an app’s icon out of the app drawer, but they won’t appear on your home screen unless you want them to.

Read more: Best Android Phones You Can Buy in 2024

Set up Do Not Disturb so that you can better focus

If your phone routinely spends the night on your nightstand, you probably don’t want it beeping or buzzing every time there’s a call, message or Facebook alert — especially when you’re trying to sleep. Android offers a Do Not Disturb mode that will keep the phone more or less silent during designated hours. On some phones, this is referred to as the Downtime setting or even Quiet Time.

Head to Settings > Sounds (or Notifications), then look for Do Not Disturb or a similar name. If you can’t find it, search for it using the built-in search feature in your settings.

Using the feature, you can set up a range of hours when you want to turn off the digital noise. Don’t worry, any notifications you get while Do Not Disturb is turned on will still be waiting for you when you wake up. Also, you can typically make an exception that allows repeat callers and favorite contacts’ calls to go through. Turn that on. If someone is calling you in an emergency, odds are they are going to keep trying.

Always be prepared in case you lose your phone or it’s stolen

Is there anything worse than a lost or stolen phone? Only the knowledge that you could have tracked it down if you had turned on Google’s Find My Device feature.

To prepare for a successful recovery, here’s what you need to do: Open the Settings app and then search for Find My Device. It’s usually in the Security section of the Settings app.

If you have a Samsung device, you can use Samsung’s Find My Mobile service, which is found in Settings > Biometrics and security > Find My Mobile.

Once that’s enabled, you can head to android.com/find from any PC or mobile device and sign in to your account. Samsung users can visit findmymobile.samsung.com to find a lost phone.

If you have trouble setting any of this up, be sure to read our complete guide to finding a lost Android phone.

Assuming your phone is on and online, you should be able to see its location on a map. From there, you can make it ring, lock it, set a lock screen note to tell whoever has it how to get it back to you, or, worst-case scenario, remotely wipe the whole thing.

And always keep your phone up to date

As obvious as it may seem, a simple software update could fix bugs and other issues slowing down your Android device.

Before you download and install the latest software update, make sure your device is connected to Wi-Fi, or else this won’t work.

Now, open the Settings application and type in Update. You’ll then either see Software update or System update — choose either one. Then just download the software, wait for a few minutes and install it when it’s ready. Your Android device will reboot and install the latest software update available.

There’s a lot more to learn about a new phone. Here are the best ways to boost your cell signal, and here’s a flagship phone head-to-head comparison. Plus, check out CNET’s list of the best cases for your Samsung phone. More of an Apple fan? We have tips for boosting your iPhone’s performance, too.

Technologies

I’m Finally Using the iPhone 17 Pro’s Camera Control, Thanks to These iOS 26 Settings

In just a month, I’ve already used Camera Control on my iPhone 17 Pro Max more than I did in a whole year with the iPhone 16 Pro.

I was keen on using the Camera Control button when it first debuted on the iPhone 16 Pro. But in over a year of use, it caused more accidental swipes and presses than its intended use cases to take photos and adjust camera settings. I was frustrated with the experience and hoped that Apple would remove it from the iPhone 17 lineup. Instead, the Cupertino, California-based company made its touch-sensitive capacitive control surface more customizable with iOS 26. And I’m happy to report that it helped!

I’ve been using the iPhone 17 Pro since launch and spent 5 to 10 minutes customizing the Camera Control to my liking. The result? Minimized accidental swipes and more conscious usability.

I transformed my Camera Control experience by changing a few iOS 26 settings

When setting up a new iOS 26-supported iPhone, Apple includes a toggle (now turned off by default) called Light press to adjust Zoom, Exposure and more. This is what used to cause a lot of fake input earlier. I’m glad it is turned off by default.

Apple now also lets you customize the Camera Control further from the Settings menu. I tweaked settings there to personalize my shortcuts, functionalities and more.

For example, I’ve set the Camera Control to launch a Code Scanner on Double Click without requiring the screen to be on. This allows me to scan and pay at payment kiosks (my most frequently used mode of payment) without needing to open the payment app and then tap on a menu to scan a code. If I enter the Code Scanner without Face ID, it requires authentication before making the payment, so it is still as secure as ever.

Earlier, I had set an Action Button shortcut to open Google Pay, but I realized I still need a one-press solution to turn the phone to silent mode. Adding a Code Scanner shortcut to Camera Control frees the Action Button to be my Silent Switch again. Moreover, Code Scanner lets you select from multiple apps to pay a vendor, which could be useful for people who use multiple payment apps.

Secondly, I have turned off the Swipe gesture and selected only three controls that I use most often. Now, when I open the Camera app, I can lightly press on the Camera Control button and then swipe between my selected controls. It doesn’t register swipes from the get-go. This has reduced fake touches and my frustrating experience with the swipe gesture.

To further streamline my controls, I chose Exposure, Styles and Tone, and left out Depth, Zoom and Cameras. This way, I have access to hidden viewfinder settings with a single press-and-swipe gesture at my fingertips.

I also turned off the Clean Preview toggle, so I can still switch between cameras with a single tap, and switched on the Lock Focus and Exposure toggle for a light press-and-hold gesture.

Customizing these settings helped me personalize Camera Control and use it more often. Now, it appeals to me with the settings I need and the way I need them, instead of being an overcrowded mess. And you can personalize your Camera Control, too. Here’s how:

Change Camera Control launch functionality

You can use Camera Control as another Action Button to launch an app of your choice. The only requirement is that the app should have access to the camera.

Go to Settings > Camera > Camera Control.
Under Launch Camera, select the app you need.
Go back and select Single Click or Double Click to open the said app.

I rely on Double Click so I don’t accidentally trigger an app when taking out the iPhone from my pocket. In my opinion, it is the safer and more convenient choice.

Under the same Launch Camera menu, you can also choose if you want the screen to be on or off when opening the app. I have turned it off to save the extra step of scanning my face to access the said app.

Choose the Controls that you want to appear on Camera Control

Apple allows you to choose from six controls, namely, Exposure, Depth, Zoom, Cameras, Styles and Tone. I have chosen three because the other three are available as on-screen toggles in the viewfinder.

Go to Settings > Camera > Camera Control.
Under Controls, make sure Camera Adjustments is turned on.
Tap on Customize.
Under Gesture, turn on Light Press and toggle off Swipe.
Under Controls, choose the functionalities you need.
Now, turn off the Clean Preview toggle if you require the viewfinder toggles to remain accessible.

You can further adjust the Camera Control pressure by going into Settings> Camera > Camera Control > Accessibility.

Turn on Lock Exposure and Focus with Camera Control

This setting will help you lock the exposure and focus without needing to press and hold on the viewfinder. It can be beneficial when you need consistent settings, especially when moving the camera from one subject to another.

Go to Settings > Camera > Camera Control.
Swipe down to Lock Exposure and Focus.
Tap on the toggle to turn it on.

For me, Camera Control was a hot mess when it debuted last year because I was either using on-screen controls or the new button. That’s why room for more personalization and customizability has been a game-changer. I realized I could access on-screen toggles while adding hidden settings to one-tap access. On my iPhone 17 Pro, I now use the Camera Control to open my payments app, adjust Exposure and Styles as well as trigger Visual Intelligence when needed.