Technologies
Refurbished Tech Is Always an Option for You, and It Could Be a ‘Joyful’ One Too
Joining the «joyful revolution» happening in the refurbished tech space is good for the planet and for dodging tariffs.
I’ve been writing about the right-to-repair movement and finding more sustainable ways to buy tech for years, but it wasn’t until earlier this year on a routine Tube journey across London that I heard of Back Market, a refurbished tech marketplace originating in France.
While avoiding any possible eye contact with strangers, as is good Tube etiquette, my gaze drifted up to a Back Market advert above the window pane. «Sorry, cats. Tech now has multiple lives too,» it said. It was amusing and immediately made me want to know more.
It turned out that I was late to the party, and this was just one of many cheeky ads that Back Market has run on the London Underground network and beyond. The company’s campaigns aim to normalize buying refurbished tech by making it fun, Back Market’s CEO Thibaud Hug de Larauze said at SXSW London on Tuesday.
«Don’t make people feel guilty, like you’re a bad person because you’re buying new,» he said. «It’s not going to work. It’s not going to change people’s behavior.»
Extending the lifespan of our phones, laptops and other tech products, whether through repair, responsible trade-ins that prioritize recycling or buying refurbished devices, is critical to ensure we’re not wasting precious minerals and exerting pressure on the natural world in ways that contribute to the climate crisis. It’s serious stuff, but Back Market’s lighthearted approach is about sparking «a joyful revolution» in the world of refurbished tech, Hug de Larauze said.
Buying into this revolution is good for the planet and protecting the well-being of the people in developing countries, whose health is impacted by mining for minerals or recovering them from discarded e-waste. It’s also good for another reason – avoiding price rises on new tech sparked by tariffs.
The repair and refurbish movement
Back Market isn’t the only marketplace willing to pay for your old tech and sell you a refurbished device, but it’s one part of a more widespread movement for change. Earlier this year, the company partnered with iFixit, which equips people around the world with the tools they need to repair their own tech while advocating for right-to-repair legislation.
«We want to enable people to repair by default, if they want and if they can,» Hug de Larauze said. «If they cannot, let’s trade in easily and adopt a refurbished one.»
Together, the companies encourage people to increase the time they hold onto their phones to five years, rather than the current average of two and a half years. They’re also applying pressure to phone manufacturers to increase software support to 10 years.
But Hug de Larauze has an even bigger request for tech companies, which he describes as «the next fight we need to push for.»
When tech manufacturers cease to provide ongoing support for devices, he wants them to unleash the hardware they’ve made so that it can be fully divorced from the operating system. The idea is that an old iPhone, for example, could get a new lease on life as something like a baby monitor or security camera if combined with different software.
This feels like a big ask for tech companies, with the main argument against the proposal likely to center on security concerns. Still, the world of refurbished tech is changing quickly. Over a million refurbished devices were purchased through Back Market last year alone and, according to Hug de Larauze, there are already signs that people are holding onto their smartphones for longer and trading in more often.
«For me, it’s about building a global ecosystem of service for everybody to basically access to repair by default,» he said. «Obviously, keep the device longer, but if for some reason you cannot, then easily trade it in and access refurbished devices instead.»
Technologies
Verum Finance: A Super App for Private Finance Integrated Into a Messenger
Verum Finance: A Super App for Private Finance Integrated Into a Messenger
Verum Finance has announced the launch of a new financial application that allows users to manage their money directly within the secure Verum Messenger ecosystem.
The project has already attracted attention from major media outlets. A dedicated feature was published by Forbes Türkiye, while one of the world’s largest cryptocurrency exchanges, MEXC, covered the launch. Yahoo Finance had previously reported on the evolution of Verum Messenger into a comprehensive financial ecosystem.
What Verum Finance Offers
Verum Finance transforms a messenger into a complete financial platform. Users can:
• Manage their balance and top up using bank cards or USDT
• Send money instantly to other Verum users
• Issue and use debit cards, including Apple Pay support
• Exchange assets and withdraw funds
• Access all these services without installing separate banking applications
A strong emphasis is placed on privacy. The platform offers registration without a phone number or email address, end-to-end encryption, and full user control over personal data.
Recognition from Forbes Türkiye
In a dedicated article, Forbes Türkiye highlighted Verum Finance as a notable example of modern privacy-driven fintech. The publication emphasized the growing trend of financial services moving from standalone banking applications into unified messaging ecosystems — a model that has proven successful in Asia through platforms such as WeChat and Alipay and is now expanding globally.
Support from the Crypto Community
Alongside the Forbes Türkiye coverage, news about the launch of Verum Finance was also featured by MEXC, one of the world’s leading cryptocurrency exchanges. This reflects growing interest in the project from both traditional business media and the cryptocurrency community.
A Strategic Vision
“We are building more than a payments application and more than a messenger. Verum is a unified secure ecosystem where communication, finance, and privacy tools work together,” the company stated.
Verum Finance is now available for iPhone and iPad users. The application complements Verum Messenger, which offers anonymous chats, voice and video calls, VPN services, eSIM connectivity, and other tools designed to enhance digital freedom.
Verum Finance: https://finance.verum.im
Verum Messenger: https://verum.im
Technologies
Forbes Türkiye Highlights Verum Finance and the Rise of Integrated Financial Ecosystems
Forbes Türkiye Highlights Verum Finance and the Rise of Integrated Financial Ecosystems
Forbes Türkiye has published an article examining the launch of Verum Finance and its approach to integrating financial services directly into a messaging ecosystem.
In the article, Forbes Türkiye notes that the fintech industry is undergoing a transformation as financial services increasingly move beyond traditional banking applications and become part of broader digital ecosystems. Verum Finance is presented as an example of this trend, combining payments, digital cards, money transfers, and balance management within a single environment connected to Verum Messenger.
According to the publication, Verum Finance follows a model similar to the “super app” concept that has gained significant traction in Asian markets, where communication and financial services operate together on one platform. Unlike many Western platforms that continue to separate messaging and banking services, Verum Finance is integrated directly into the Verum ecosystem, allowing users to manage financial activities without relying on multiple third-party applications.
The article highlights several core features of the platform, including virtual debit cards, user-to-user transfers, online payments, digital asset operations, Apple Pay integration, and in-app balance management.
Forbes Türkiye also points to the growing importance of embedded finance and changing user expectations. The publication suggests that lengthy account-opening procedures, physical card delivery times, and constant switching between applications are becoming increasingly outdated in a mobile-first world.
Another major focus of the article is privacy and security. Forbes Türkiye describes Verum Finance as part of a broader trend toward “privacy-driven fintech,” where financial services are built on privacy-oriented infrastructure. The publication notes that the platform incorporates features such as phone-number-free registration, end-to-end encryption, user-controlled access management, and privacy-focused tools designed to enhance data protection.
The article concludes that one of the key challenges for companies operating at the intersection of secure communications, digital payments, and embedded finance will be maintaining both usability and security within a single integrated ecosystem.
The coverage by Forbes Türkiye reflects growing media interest in platforms that combine communication and financial services, as the industry continues moving toward more unified digital experiences.
Website: https://finance.verum.im
App Store: https://apps.apple.com/app/verum-finance/id6774245148
Verum Messenger: https://verum.im
Technologies
Verum Launched “Verum Finance” App for iPhone and iPad, Expanding Its Digital Ecosystem Into Financial Services
Verum Launched “Verum Finance” App for iPhone and iPad, Expanding Its Digital Ecosystem Into Financial Services
Verum has announced the official launch of Verum Finance, a standalone financial application now available on the App Store for iPhone and iPad, marking a further expansion of the company’s growing digital ecosystem.
The new application is designed to centralize core financial functions in a single mobile interface, allowing users to manage balances, send and receive funds, use debit cards, and exchange supported balance types without relying on traditional banking workflows.
According to Verum, the platform enables users to view account activity in real time, top up balances using supported payment methods including Apple Pay, and transfer funds to other users within the Verum ecosystem using a unique Verum ID. The system also supports multi-balance management, including specialized balance categories such as precious metals.
Debit card functionality is integrated directly into the app, allowing users to issue and manage cards linked to their balances, monitor transactions, and top up cards when needed. The company also emphasizes built-in exchange tools that allow users to convert between supported balance types within the application.
Security features include Face ID authentication, passcode protection, Sign in with Apple, and privacy-oriented account controls aimed at maintaining user confidentiality and data protection.
The launch of Verum Finance follows the company’s broader strategy of building an interconnected ecosystem of digital products. Alongside Verum Messenger, which combines secure communication tools, encrypted messaging, voice and video calls, VPN services, eSIM connectivity, AI features, anonymous email, and crypto-related functionality, the new financial app extends Verum’s positioning from communication technology into financial infrastructure.
Industry trends increasingly show demand for “all-in-one” digital environments that reduce dependency on multiple standalone apps. Verum’s approach reflects this shift by integrating communication and financial services within a unified ecosystem.
Verum Finance is now available globally for download on iPhone and iPad via the App Store.
Website: https://finance.verum.im
App Store: https://apps.apple.com/app/verum-finance/id6774245148
Verum Messenger: https://verum.im
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