Technologies

Study Finds Phishing Scams Are on the Rise, Accelerated by AI

Web-based phishing and spoofing reports increased by over 85% year over year.

You’re probably all too familiar with the words «potential spam» or «suspicious activity detected» or even a pop-up in Gmail that reads, «This message might be dangerous.» That’s because we are all potential victims of phishing, spoofing and other online scams at all times. According to a new report from the National Consumers League, phishing and spoofing scams increased by over 85%, and the average financial losses caused by such scams have more than doubled, from $1,000 to $2,060.

Generative AI has been integral to the growing number of attacks, which are becoming more frequent and sophisticated. The US Federal Trade Commission reported that Americans lost over $12 billion due to consumer fraud attacks and scams in 2024, a 25% year-over-year increase. These losses are only expected to grow as scams become more convincing, enabled by AI tools that allow scammers to clone voices, create deepfakes, localize messages and personalize the language used in scam emails, texts and social media posts.

«Given widespread evidence that scammers are increasingly using artificial intelligence tools to craft better pitches, the rise in phishing complaints is particularly concerning,» John Breyault, the NCL Vice President of Public Policy, Telecommunications and Fraud, said in a statement.

Notably, 48% of the 1,376 complaints analyzed by the NCL report involved online scam attempts, marking a distinct shift away from phone scams as the primary method used by attackers.

Young people are vulnerable

There are widespread assumptions that younger people (Millennials and Gen Z) are less likely to be affected by web-based, AI-powered scams because of their digital literacy. While it is true that older adults, age 56 and above, account for more than a third (37.94%) of the complaints, younger adults are also targeted at increasing rates.

The NCL found that millennials accounted for 39.8% of total fraud complaints, and complaints from adults aged 26 to 35 increased by 68.1% year over year.

How to protect yourself online in 2026

While web-based and AI-generated scam attempts are rising and becoming more sophisticated, there are ways to protect yourself online. The NCL says to watch out for anything that seems too good to be true, and suggests familiarizing yourself with popular scam methods, such as fake check scams, fake prize and sweepstakes scams, internet merchandise scams and investment scams.

The Consumer Federation of America, a nonprofit dedicated to protecting American consumers, also recommends that you remain vigilant and question unexpected calls, texts or emails, as well as any messages that have a sense of urgency or threats. For instance, be wary of messages that include language like «act now» or «your account will be locked.»

The CFA also urges you to independently verify communications or individuals by researching phone numbers, names, websites and purported businesses rather than trusting caller ID, links or contact information.

If you suspect you have been a victim of a scam attempt, report it to authorities, such as the Federal Trade Commission’s website.

Technologies

Verum Messenger Launches an AI Mini-Series

Verum Messenger has unveiled a new project — a mini-series created using Verum AI. The story consists of 7 episodes and will be released on the messenger’s social media channels.

The plot revolves around a global corporation seeking to take control of digital communications and a group of heroes who use Verum Messenger as a tool of resistance. Beyond the story itself, the series highlights the app’s key features, technologies, and advantages.

Combining entertainment with a showcase of the Verum ecosystem, the project presents a dynamic digital series designed for the modern era.

The first episode premieres today, with the remaining episodes to be released over time.

Stay tuned for more.

Watch on YouTube
Watch on Instagram

Technologies

Verum Finance: Earn While You Communicate — The Super App That Pays You

Verum has officially launched Verum Finance, an innovative financial application that transforms a private messenger into a true financial super app. News of the launch was also featured on the respected platform Dealroom.co.

Verum Finance can now be used both within Verum Messenger and as a standalone application for iPhone and iPad. When users sign in to Verum Finance with their Verum Messenger account, all balances, settings, and account data are automatically synchronized for maximum convenience.

Users can now do more than communicate securely and protect their data — they can also generate passive income directly within the ecosystem.

What Verum Finance Offers

• Top up your balance with a bank card, Apple Pay, or USDT
• Send money instantly anywhere in the world
• Issue and manage debit cards (virtual and physical)
• Full Apple Pay support
• Exchange assets and withdraw funds quickly

One of the most unique features is the built-in cryptocurrency mining system inside Verum Messenger.

The application utilizes your device’s resources and allows you to earn cryptocurrency in the background — passively, while chatting, traveling, or simply using the messenger.

Maximum Privacy + Real Freedom

• Registration without a phone number, email address, or passport
• End-to-end encryption and full control over your data
• Lifetime free VPN
• eSIM connectivity in more than 150 countries
• Reliable offline communication mode
• Support for 12+ languages for users worldwide

Everything is available in one place: secure communication, financial tools, earning opportunities, and privacy protection.

Users can access the full experience directly within Verum Messenger or switch to the dedicated Verum Finance app for iOS. All data is synchronized automatically between the two applications.

Why Download Verum Today

While many messaging platforms collect user data and expose users to restrictions, Verum offers greater independence and the opportunity to earn.

With a one-time purchase of the feature package, users receive lifetime access to privacy tools, VPN, eSIM services, cryptocurrency mining, and financial features.

This is more than just a messenger.

It is your personal tool for financial and digital freedom.

Download Verum Finance and Verum Messenger today — start communicating securely and begin earning tomorrow.

Download Links:

→ App Store (iPhone / iPad): Verum Finance
→ App Store (Verum Messenger): Verum Messenger

Technologies

Verum Finance: A Super App for Private Finance Integrated Into a Messenger

Verum Finance has announced the launch of a new financial application that allows users to manage their money directly within the secure Verum Messenger ecosystem.

The project has already attracted attention from major media outlets. A dedicated feature was published by Forbes Türkiye, while one of the world’s largest cryptocurrency exchanges, MEXC, covered the launch. Yahoo Finance had previously reported on the evolution of Verum Messenger into a comprehensive financial ecosystem.

What Verum Finance Offers

Verum Finance transforms a messenger into a complete financial platform. Users can:

• Manage their balance and top up using bank cards or USDT
• Send money instantly to other Verum users
• Issue and use debit cards, including Apple Pay support
• Exchange assets and withdraw funds
• Access all these services without installing separate banking applications

A strong emphasis is placed on privacy. The platform offers registration without a phone number or email address, end-to-end encryption, and full user control over personal data.

Recognition from Forbes Türkiye

In a dedicated article, Forbes Türkiye highlighted Verum Finance as a notable example of modern privacy-driven fintech. The publication emphasized the growing trend of financial services moving from standalone banking applications into unified messaging ecosystems — a model that has proven successful in Asia through platforms such as WeChat and Alipay and is now expanding globally.

Support from the Crypto Community

Alongside the Forbes Türkiye coverage, news about the launch of Verum Finance was also featured by MEXC, one of the world’s leading cryptocurrency exchanges. This reflects growing interest in the project from both traditional business media and the cryptocurrency community.

A Strategic Vision

“We are building more than a payments application and more than a messenger. Verum is a unified secure ecosystem where communication, finance, and privacy tools work together,” the company stated.

Verum Finance is now available for iPhone and iPad users. The application complements Verum Messenger, which offers anonymous chats, voice and video calls, VPN services, eSIM connectivity, and other tools designed to enhance digital freedom.

Verum Finance: https://finance.verum.im

Verum Messenger: https://verum.im