T-Mobile reshuffled its plans last year and got rid of our previous pick in this spot, the Base Essentials plan that offered a single line for $45 a month. It replaced that option with an Essentials Savings plan, a “limited time” offer of $50 a month for a single line. 

It has since been renamed the plan to Essentials Saver, and although the plan is largely the same, there are some notable tweaks. 

The data remains unlimited, and you now get 50GB of high-speed data, instead of the 20GB that Base Essentials offers. T-Mobile hasn’t said how long the Essentials Saver option will hang around, but we break down how it compares to the carrier’s plans here. 

As before, perks like free Netflix or the bundling of taxes and fees into the sticker price aren’t included. You do get unlimited hotspots at “3G speeds” and unlimited talk, text and 2G data in Mexico and Canada. 

At $50 for a single line, the Essentials Saver plan is now the same price for a single line as AT&T’s Value Plus plan, and both could be solid options for those looking for a single line without frills. 

Although the price of the AT&T and T-Mobile plans are now the same, we give T-Mobile the edge here mainly because it includes hotspot access. Even at “3G speeds,” the option could be a useful feature in a pinch. 

It’s also worth mentioning that T-Mobile allows for multiple lines on this plan, with two lines running for $80 a month. (If you need three or more, you may want to look at one of T-Mobile’s other plans, which could be cheaper thanks to various promotions the carrier regularly runs.)

You may need to click “see more plans” and then “explore Essentials Saver plan” on T-Mobile’s site to get this option to appear, although lately, the carrier has been showing it alongside its other offerings.

Like its rivals, AT&T recently gave its plans a slight reshuffling and as well as some slight price hikes. Its cheapest Value Plus plan has been rebranded as “Value Plus VL” and could be the way to go if you need one line. You get unlimited talk, text and data and 5G access for $51 a month. There are no perks like a free streaming service subscription or hotspot data. Also new in the updated plan is the ability to add multiple lines to this plan should you need it, although all will need to be on Value Plus VL.

Suppose all you need is a simple unlimited plan from your phone. In that case, this one is about a dollar cheaper than T-Mobile’s Essentials Saver, $15 cheaper than AT&T’s Unlimited Starter SL (with this plan including 3GB of hotspot data) and $14 cheaper than Verizon’s Unlimited Welcome. 

Because T-Mobile restructured its cheapest plans, this has gotten a bit more complicated. As mentioned above, both T-Mobile Essentials and Essentials Saver include unlimited talk, text and data for all the carrier’s base unlimited plans, including 5G access. 

In short, if you need two lines, Essentials Saver is your best pick, while those looking for three or more lines may want to go with regular Essentials. 

Two lines of Essentials Saver run $80 a month, while a similar offering from Verizon costs $110 a month and a similar deal from AT&T runs $122 a month (for Starter SL). Three lines will also run $90 at T-Mobile for its regular Essentials thanks to a promotion, compared with $120 at Verizon (for Unlimited Welcome) and $138 at AT&T (for Unlimited Starter SL). The four-line option is now back to $100 at T-Mobile, thanks to a promotion, compared with $120 at Verizon and $144 at AT&T.

For those comparing prices on multiple carriers’ websites, it’s worth keeping in mind that Verizon’s pricing by default factors in a switching promotional discount of $180 over three years for Unlimited Welcome or $540 if you’re getting Unlimited Plus. In both cases, it’s also assuming you aren’t getting a new phone when you switch. 

To get the real numbers of Verizon’s plans make sure to add $5 per line to its Welcome prices and $15 per line for Plus. Our pricing above removes the Bring Your Own Device credit. Our pricing here also assumes no perks from Verizon. 

As for T-Mobile, its prices also come with a couple of caveats: Unlike the carrier’s Go5G or Magenta plans, taxes and fees aren’t included in any of these Essentials prices, making the final total a little higher. All the deals also require that you set up AutoPay and paperless billing.

As mentioned, you may need to click “see more plans” and then “explore Essentials Saver plan” on T-Mobile’s site to get this option to appear if it doesn’t show up right away alongside the carrier’s other plans. 

Verizon’s updated plans have replaced the carrier’s previous Welcome Unlimited offer with one named Unlimited Welcome. The names are flipped, but the core offer is still largely the same: There are no streaming perks like the Disney Bundle with this plan, no hotspot data and you can’t hop on Verizon’s fastest 5G networks (which it calls Ultra Wideband). You do get Verizon’s network for $120 a month for four lines, assuming you have automatic payments set up. 

If you switch to Verizon and bring your own phone the carrier will give you $180 back over 36 months. This amounts to a $5 monthly savings and is why the carrier’s website may show you different pricing. 

Compared with the competition, the Verizon plan is still $15 a month pricier than T-Mobile’s Essentials Savings plan for a single line, but it’s $24 a month cheaper than AT&T’s Unlimited Starter SL plan for a family of four. Those looking to save even more can combine the Welcome plan with Verizon’s other discounts for teachers, nurses, military and first responders. 

Note: You need to switch to T-Mobile and have an eligible trade-in.

T-Mobile’s switcher offer is tempting if you’re looking to switch to the carrier and need new devices. You get four lines of its Essentials plan and four new iPhone 16 models for $100 monthly. You can find it by scrolling down the carrier’s Apple deals page.

As always, there is some fine print to be aware of. Here is what that is. 

Like other carriers, you need to commit to being with T-Mobile for 24 months (which is better than AT&T and Verizon’s respective 36-month installment plans). Leaving early loses you the credits and leaves you on the hook for the balance owed. You must also have at least four lines and trade in an iPhone 11 Pro or newer to get the full value for the deal. Older phones, like an iPhone 6 or 7, will only get you partial credit off an iPhone 16 ($415 off per line). 

T-Mobile’s Essentials plan also doesn’t include perks like Netflix or bundling in taxes and fees. You also will be on the hook for $35 a line “device connection” charges. These are one-time fees the carrier charges as part of activation. They’re also fairly standard across the major carriers. 

This is still a good deal, particularly if you have three- or four-year-old iPhones and are already considering switching. Each iPhone 16 retails for $830 per device most providers won’t give that type of credit for an iPhone 12. 

Verizon has its own, similar free iPhone offer, but that deal gives you the iPhone 15s instead of the iPhone 16s. AT&T has no four-line deal that bundles in free iPhones. 

This is a bit more complicated. Verizon used to be our pick with its Play More plan that bundled in the Disney Bundle (ad-free Disney Plus, ESPN Plus and Hulu with ads) and services like Google Play Pass or Apple Arcade into the plan’s sticker price. 

Now the carrier has updated its wireless plans to remove perks like the Disney Bundle or Apple Arcade and Google Play Pass from being automatically included with its service. Even with its new plans, it’s still our pick for best perks, but this will require a bit more explanation. 

Instead of automatically putting services in, it now offers a variety of perks at $10 a month, per perk, allowing users to pick and choose what they want. It also now allows its lower-cost plan — Unlimited Welcome — to participate. 

Unlimited Welcome runs $65 a month for one line or $120 a month for four lines. You get unlimited talk, text and data but you don’t get access to Verizon’s fastest 5G networks (what it calls “5G Ultra Wideband”) or hotspot data. For that, you will need to step up to its pricier Unlimited Plus plan ($80 for one line, $180 for four lines). 

Both the Welcome and Plus plans include the ability to add perks at that $10 monthly rate. This includes the Disney Bundle (normally $19 a month), Apple One individual (normally around $20 a month), Apple Music Family (which can be shared with five people and normally runs $17 a month) and Walmart Plus (normally $13 a month but also includes Paramount Plus Essential). 

Other perks are available, including an additional 100GB of hotspot data (normally $45 a month), 2TB of Verizon’s cloud storage (normally $15 a month), three days of international data (what the carrier calls TravelPass — normally $10 a day). 

All perks can be turned on or off at will, and you could forgo them entirely. You can even go with multiple perks on a single line if you want. 

Whether this makes sense for your situation may require some time with a spreadsheet going through what services work for you and what you’re willing to pay for them. The savings could add up if you’re paying for some of these services directly, but it also could be more expensive than your existing plan.

It is also worth mentioning that Verizon allows you to “mix and match” lines, so if not everyone needs the faster 5G connectivity they could be on Unlimited Welcome while the one who does can go on Unlimited Plus. 

AT&T allows something similar with its unlimited plans, but at the moment, it no longer offers any streaming perks. To get T-Mobile’s perks, everyone has to be on the same plan. 

If you wanted a cheaper way to save on one or two services like the Disney Bundle, you could have four lines for $120 a month, add the Disney perk for $10 and pay $130 a month for the whole package. 

You can also combine these plans with Verizon’s other discounts for teachers, nurses, military and first responders to save a bit more. 

T-Mobile’s new plans are also complicated. For most people, T-Mobile’s Magenta and Magenta Max options are the better pick when it comes to looking for perks for one or two lines. They are cheaper than the new Go5G options and have most of the same features, except with a cheaper monthly rate ($70 for one line on Magenta, $120 for two lines and $85 for one line on Magenta Max, $140 for two lines). 

You get less hotspot and international data with a Magenta plan compared to a Go5G option, and Magenta Max users also don’t get the same ability to upgrade to a new device after two years while taking advantage of T-Mobile’s “new customer” deals. 

Thanks to T-Mobile offering a free third line on its Go5G options, those plans become cheaper and a better value compared to the Magentas if you need three or more lines.

Among the benefits of Magenta and Go5G ($75 a month for one line, $155 a month for four lines) are unlimited international data (albeit at slow “2G speeds”) when traveling in over 210 countries, an hour of in-flight Wi-Fi on multiple airlines and T-Mobile Tuesdays weekly giveaways and six free months of Apple TV Plus. T-Mobile will also include Netflix’s $16-a-month Standard with Ads plan (which allows for 1080p HD streaming on up to two screens at once), but you need to have at least two lines of Magenta or Go5G to be eligible.

Its pricier Magenta Max ($85 a month for one line, $200 a month for four lines) and Go5G Plus ($90 a month for one line, $185 a month for four lines) plans keep the Netflix subscription (even if you only have one line), includes a full subscription to Apple TV Plus, ups the hotspot data from 15GB on Go5G to 50GB per month on Go5G Plus, adds 5GB of high-speed international data and gives you unlimited Wi-Fi on a host of flights including those from American, Alaska Airlines, Delta and United. Go5G Plus also has 15GB of high-speed data in Canada and Mexico, compared to 10GB on Go5G. 

T-Mobile’s priciest Go5G Next ($100 per month for one line, $225 per month for four lines) plans also now include Hulu (with ads). This plan also lets you upgrade your phone every year, but unless you really want Hulu or a new device, you’re probably better off on Go5G Plus.

Unlike its Essentials plans discussed earlier, T-Mobile also includes taxes and fees with the pricing of all of its Magenta and Go5G plans.