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Is Xbox Game Pass Really Cheaper Than Buying Games? We Do the Math

We break down if it’s worth it to buy an Xbox Game Pass subscription, or if you should just keep paying for individual games.

I grew up with a video game controller in my hands. Video games have gone through a major evolution since my childhood — and while everything else has become more expensive, games have stayed roughly the same price.

But in 2017, Microsoft launched Xbox Game Pass, followed by Xbox Game Pass Ultimate in 2019. These are subscription services that give players unlimited access to an expanding library of over 400 new and old games, and cost $120 or $180 for one year, respectively. XBGP lets you play on console or PC, and XBGPU lets you play console, PC and cloud gaming. These prices make either Game Pass plan attractive, but in the end, is it cheaper to buy physical copies of games?

I did the math and found a year of XBGPU with an Xbox Series S is a better value than buying physical copies of games to play on an Xbox Series X, especially if you play a lot of different games.

You can also check out if streaming services or cable offer a better deal, and whether it’s cheaper to buy groceries or meal kits.

Xbox Game Pass vs. physical game copies

Series S + XBGP Series S + XBGPU Series X + XBGP Series X + XBGPU Series X + XBGP + game Series X + XBGPU + game Series X + game

Console

$300

$300

$500

$500

$500

$500

$500

Subscription (1 year)

$120

$180

$120

$180

$120

$180

N/A

Physical game (1)

N/A

N/A

N/A

N/A

$60-70

$60-70

$60-70

Total

$420

$480

$620

$680

$680-690

$740-750

$560-570

How I did the math

To calculate the costs, I started with the cost of the Series S, $300, and Series X, $500, since you need a console to play games on. The Series S is a digital-only console with no disc drive, so it can’t play physical copies of games. The Series X has a disc drive, so it can play either digital or physical copies of games. It’s important to include both, since the Series S is the more budget-friendly option, but the Series X has more gaming capabilities. If you already own either console though, you can scroll down for a yearly price breakdown of just the gaming service versus buying physical copies of the games.

Next, I found the price of each Xbox Game Pass plan without promotional deals, $10 and $15 a month. I multiplied both costs by 12 to give us the cost of the subscription over a one-year period. This is how we get $120 for XBGP and $180 for XBGPU.

Then, I found the price of new physical games. Many new games are $60, but game publishers are starting to increase game prices to $70, as was the case for NBA 2K21. Microsoft said it would start charging $70 for games made by its studios in 2023. That’s why there are two prices for new physical games.

A Series S with either Game Pass plan is budget-friendly gaming

We have two columns reflecting a Series S with one year of either game pass plan. A Series S with XBGP costs $420, the least expensive option. The Series S with XBGPU is $480, the second least expensive option. Both of these cost less than the Series X, and that’s before you buy a game or a subscription.

A Series X with either Game Pass plan and physical games cost more

There are five columns to show the Series X with one year of either Game Pass plan, Series X with one year of either Game Pass plan and physical games and Series X with just physical games.

As you might expect, the Series X with XBGPU and one physical game costs the most, at $740 or $750. Next, the Series X with XBGP and one physical game costs $680, and the Series X with XBGPU costs $680 or $690 with a $70 physical game. The Series X with XBGP costs $620. Finally, an Xbox Series X with one physical game costs $560 or $570.

What if you already have a Series S or X?

As you can see above, the consoles are responsible for the majority of the costs in the first year. For the second year, we remove the cost of the consoles, and this also gives us an idea of what the cost will look like moving forward.

XBGP (1 year) XBGPU (1 year) Physical game (1)

Total

$120

$180

$60-70

As a reminder, one year of XBGP is $120, one year of XBGPU is $180 and a physical copy of a new game is between $60-70. You could buy up to three new $60 games in a year to equal the cost of XBGPU. If you buy $70 games, you can get two for the price of XBGPU or just one for the cost of XBGP. If you usually play more than two or three games a year, either Game Pass plan is worth it.

With both Game Pass plans, subscribers have access to over 400 games. Some of those games are new, like A Plague Tale: Requiem, while others are classics, like Doom. Games are added to the Game Pass library periodically, but they are also removed, like how Netflix adds and removes shows and movies over time. The number of games has also increased from when Microsoft launched the subscription service, so it’s safe to say that number will continue to rise.

Online play included with XBGPU, not physical games

Another important thing to consider is whether or not you plan on playing games online. If you want to do that with physical games, you need to subscribe to Xbox Gold Live.

XBGP (1 year) + Xbox Live Gold (1 year) XBGPU (1 year) Physical game (1) + Xbox Live Gold (1 year)

Total

$180

$180

$120-130

Xbox Live Gold is $10 a month, or $60 a year. You would need to pay for a physical copy of a new game ($60-70) and then add the cost of one year of Xbox Live Gold ($60) to get $120-130.

If you have XBGPU then Xbox Live Gold is included with your subscription, so you don’t have to include that cost with your plan and you have access to the game library. However, an XBGP subscription doesn’t include Xbox Live Gold, so you’d have to pay for that separately or upgrade to XBGPU for the same cost.

Is either Xbox Game Pass plan worth it?

If you’re on a budget and want access to hundreds of games and online play, you should consider a Series S with XBGPU. And if you already have a console, XBGPU is still a great deal. You have unlimited access to over 400 games as compared to buying a few physical games, plus you can play online with your friends. If money isn’t an issue, then ball out with a Series X, XBGPU and as many physical games as you want.

For more We Do The Math, check out if Trader Joe’s is cheaper than other grocery stores, whether a meal kit is cheaper than buying groceries at the store or how much you could save by going meatless for one day a week.

Technologies

Trump Maintains US‑Iran Negotiations Continue Amid Tehran’s Denials of Duplicity

President Trump insists that US‑Iran talks are ongoing despite Tehran’s denial of any negotiation plans, while warning that only a deal or total surrender will allow passage through the Strait of Hormuz. Conflicting statements from both sides have heightened uncertainty as the conflict enters its sixth month.

On Monday, President Donald Trump asserted that negotiations between the United States and Iran are still taking place, even after Tehran stated it has no intention of engaging in direct talks with Washington.

In a fiery Truth Social post, Trump labeled Iran’s leaders “unbelievably duplicitous,” claiming they are lying about ongoing peace talks “whether Iran wants to admit it or not.” He repeated his assertion that the United States completely controls the Strait of Hormuz, despite maritime traffic through the crucial route lingering at only a small fraction of pre‑conflict levels.

He wrote, “Nothing reaches Iran unless we allow it, and nothing will pass unless a deal—or total surrender—is achieved.”

Earlier that day, Iranian Foreign Ministry spokesperson Esmail Baghaei told reporters there is no imminent plan for U.S.–Iran negotiations, contradicting Trump’s earlier comment that talks would resume Monday afternoon. Baghaei added that Iran’s only current discussions are with Oman concerning the Strait of Hormuz.

The conflicting statements have heightened uncertainty over the peace‑talk process and the broader conflict, now in its sixth month.

Trump’s assertion about new negotiations came a day after he said on Truth Social that he had agreed to cancel a massive strike against Iran “subject to being able to rapidly make a DEAL.” He said in the same post that Iran and other Middle Eastern countries had asked him to hold off on that attack because “the perimeters of a deal has been agreed to.”

Trump has claimed dozens of times throughout the more‑than‑five‑month‑long war that a deal is at hand. No permanent deal has been signed, and a temporary ceasefire reached in June has fallen apart.

Trump has also repeatedly threatened to launch devastating strikes against Iran before backing off. After the latest example, oil prices on Monday fell and stocks surged.

BMI, a research unit of Fitch Solutions, said in a note Monday that a broader diplomatic understanding on reopening the Strait of Hormuz is still achievable this quarter, while raising the probability of its escalation scenario to 35% from 25%, citing mounting military, diplomatic and economic signs of rising U.S.-Iran tensions.

“Diplomatic progress is likely to be punctuated by periodic military flare-ups, while miscalculation by either side could trigger a renewed escalation,” BMI analysts wrote in a note. The firm said the key issue to watch is the future governance of the strait, as the Iran-Oman talks — potentially backed by Gulf states, China and the U.S. — point to efforts to build a post-conflict shipping framework.

Shipping risks persist even as diplomacy appears to be advancing. The United Kingdom Maritime Trade Operations Centre said it received a report of an incident 20 nautical miles (23 miles) northeast of Khasab, Oman — at the mouth of the strait — with a tanker’s master reporting an explosion in close proximity to the vessel at about 20:37 UTC Sunday (4:37 pm ET). The vessel and crew were safe and authorities are investigating, UKMTO said, advising ships to transit with caution.

The proposal Trump announced over the weekend calls for the U.S. and Iran to return to negotiations and continue ironing out some of the thorny issues that had derailed diplomatic efforts, according to The Associated Press, citing a regional official involved in the mediation efforts.

The official said the proposal also includes a reopening of the Hormuz Strait and halting attacks across the region, including by Iranian-backed militias in Iraq on the Arab Gulf countries and Jordan.

The U.S., for its part, will end its naval blockade on Iran and allow Tehran to export its oil, the official said, adding that no deal has been reached, although the mediation efforts remained underway.

Trump’s weekend reversal has lowered the temperature after days of escalating attacks across the Gulf. Kuwait said Saturday that Iranian forces launched a wave of drones within its airspace, with its military destroying multiple aircraft after Iran targeted critical infrastructure in the country’s north.

A parallel track with Muscat is also advancing. Iranian diplomats said Tehran was close to reaching a new arrangement with Oman to manage shipping through the Strait of Hormuz, a deal critical to preventing the war from escalating further, according to the Financial Times.

Iranian officials said negotiations over future management of the Hormuz Strait with Oman, which sits on the opposite shore of the waterway, are in their final stages. The agreed shipping route would be different from those used before, according to Iran’s Foreign Ministry spokesperson, Baghaei, adding that the new route was separate from the issue of the strait’s reopening or continued closure.

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Technologies

Oil Prices Slide as Trump Halts Planned Iran Strike

Oil prices dropped after Trump cancelled a planned strike on Iran, with WTI down about 5% and Brent near 5% lower. He said the move followed requests from Tehran and regional allies for a pause while a deal shaping the Strait of Hormuz and Iran’s nuclear program is negotiated.

Oil prices fell on Monday after President Donald Trump announced he had cancelled a planned strike on Iran. WTI futures dropped roughly 5% to $80.34 a barrel, while Brent slipped about 4.7% to $83.77 a barrel.

Trump said early Sunday he called off the strike after Iran and several Middle Eastern nations asked him to hold off, noting that the outlines of a deal had been agreed upon. He added that the prospective accord would entail the immediate, full opening of the Strait of Hormuz and an end to Iran’s nuclear ambitions, according to his Truth Social post.

The president had been considering another round of strikes as diplomatic hopes waned since the conflict began on February 28. He said the U.S. and Iran would meet for talks on Monday, but Iran denied any scheduled negotiations with Washington, citing PressTV. Iran’s foreign‑ministry spokesperson Esmaeil Baghaei clarified that Tehran was only discussing shipping routes through the Strait of Hormuz with Oman. In a follow‑up Truth Social message, Trump insisted that, regardless of Iran’s acknowledgment, the United States is indeed discussing a solution to a long‑standing problem created by Iran.

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Technologies

Oil Prices Drop as Trump Cancels Planned Attack on Iran

Oil prices fell sharply after President Trump announced the cancellation of a planned strike on Iran, citing a new deal that would open the Hormuz Strait and end Iran’s nuclear threat.

Oil prices fell sharply on Monday after President Donald Trump announced that he had called off a planned strike on Iran.

West Texas Intermediate futures, the U.S. benchmark, slipped roughly 5% to close at $80.34 per barrel, while Brent crude, the international benchmark, declined 4.7% to settle at $83.77 a barrel.

Trump made the announcement early Sunday, saying he had canceled the strike following requests from Tehran and other Middle Eastern countries.

In a Truth Social post, he wrote: “We have just been asked by Iran, and other Middle Eastern Countries, to hold off any attack in that the perimeters of a deal has been agreed to.”

The president indicated that the proposed agreement would include the immediate, complete, and total opening of the Hormuz Strait, as well as an end to Iran’s nuclear threat.

Trump had been weighing additional strikes amid diminishing prospects for a diplomatic resolution to the conflict that began on Feb. 28. He stated that the U.S. and Iran would hold negotiations on Monday.

Tehran denied that talks were planned with Washington, according to state news outlet PressTV.

Iran’s Foreign Ministry spokesman Esmaeil Baghaei said Tehran was only holding talks with Oman regarding the routes ships can use through the Strait of Hormuz.

In a subsequent Truth Social post, Trump added that whether “Iran wants to admit it or not, we are, in fact, talking of a solution to a problem that they have caused for decades.”

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