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I Finally Found an AI Health Coach Worth Listening To

Commentary: In a sea of AI noise, the Whoop band’s Coach has been an unlikely ally in helping me train smarter. And I didn’t have to go looking for it.

Just hearing the phrase “AI health coach” listed among the Whoop band’s features was enough to make me tune out. After testing many of these supposed coaches, taking their advice became somewhat meaningless. But Whoop’s take on this tired perk may have turned the tide for me.

I’ve spent two months testing the latest Whoop MG band, a screenless fitness tracker built for athletes and long-term performance, and I’m shocked at how much I’ve learned. 

The chatbot doesn’t regurgitate generic wellness tips or wait for you to come to it with questions. Think of it as that little cartoon angel that pops up on your shoulder at exactly the right moment, except instead of moral guidance, it’s flagging that your heart rate data suggests you should probably skip the HIIT class tomorrow. 

It wasn’t just surfacing metrics. It was helping me understand what to do with them.

AI health coaches are the hot buzzword of the season among wellness enthusiasts. Over the last year, I’ve tested different versions from Google, Apple, Oura, Garmin, and Meta. On paper, most AI health coaches promise to contextualize the years’ worth of biometric data from your wearable device and turn it into personalized guidance. 

In reality, most require you to go looking for it: Open the right tab and ask the right questions about your data, if you remember the feature exists in the first place. 

Even when you do use AI health coaches as intended, they still offer mostly generic wellness advice (with the added worry about potentially handing off your data to train future models). At that point, it doesn’t feel much different from going straight to ChatGPT or Claude, just with your biometrics layered on top. 

If you’re already using a Whoop band, you’ve likely made that call about the risk to your information. The company says it uses anonymized, aggregated data to improve its platform and doesn’t sell your data to advertisers. The subscription, which ranges from $199 to $359 per year, is what you’re really paying for, and the AI coach is included. Though handing over your health data isn’t a small decision. 
As I explored in my piece on AI health coaches, my biggest concern going in was data privacy. We’ve become so desensitized to clicking “agree” on data disclosures that most of us aren’t even sure what we’re signing away anymore. The language is often intentionally vague, and much of this data falls outside HIPAA protections, meaning it can legally be repurposed in ways you never intended. If you’re concerned about privacy, read the fine print before you commit. From there, opt out of having your data used to train future models when possible, or skip the AI features entirely. In my case, the benefit still outweighs the risk (and testing them is part of my job), but I approach with a healthy dose of skepticism.

Like most apps, it has a dedicated coach button at the bottom of the nav bar that you can summon on demand. But this one finds me.

Two days before my period (which I’d genuinely forgotten was coming), the Whoop coach flagged that workouts might feel harder due to hormonal changes and suggested scaling back. Call it suggestive reasoning or newfound body awareness, but workouts truly did feel harder that week. 

During my regular 3-mile loop, my metrics showed signs of strain. My heart rate was higher than usual, my recovery was lower, and my running index came back “very good” instead of the “elite” level I’d hit on previous days. The next day, it didn’t just suggest a generic “rest day.” Instead, the coach pulled workouts already in my rotation and tailored them to my recovery, down to the number of minutes and heart rate zone targets. 

The Whoop band flagged that my all-out efforts hit differently, too. After crushing a PR (personal record), the AI coach surfaced a warning not to push into the peak heart rate zone more than once a week. 

As a casual athlete with chronic imposter syndrome, I’m usually beating myself up for not pushing myself to work out hard five days a week. Instead of praising me for being a martyr, it was saying the opposite. I was skeptical enough to verify it outside the app, and sure enough, sustained effort at peak heart rate can increase injury risk if you’re not baking in recovery time. 

This insight has forced me to rethink my all-or-nothing approach to training, where every workout had to be max effort to count. It also led me to put more trust in the AI coach. 

That trust got tested when I logged a hike carrying my 40-pound toddler, and my strain score didn’t reflect the effort. The band has no altimeter and no way to account for extra weight. When I flagged it, the coach couldn’t retroactively fix the score, but it explained that my elevated heart rate had already partially signaled the added effort. Not a perfect answer, but more than I’d have gotten staring at a number with no context.

The same logic applies to sleep. The Whoop coach adjusts your recommended bedtime dynamically based on strain, sleep debt and recent patterns. As bedtime approaches, the coach surfaces a reminder on my lock screen about my optimal bedtime window: “If you want to stay in the green recovery zone tomorrow, aim for 11:40 p.m.” 

And while it might not be enough to will me off the couch and into bed, the AI coach has stopped me from blowing too far past midnight. It feels less like a nagging parent and more like, “I’m trusting you to make the right choices for your body.”

That’s ultimately what sets the Whoop band’s AI coach apart. It’s the closest thing to an actual coach I’ve tested because it meets you where you are. It shows up at the right moment, connects the dots and gives you something actionable without asking anything extra from you. 

While most AI health tools still feel like dashboards with a slapped-on chatbot, this one is the first to feels like it’s truly coaching. Now it just needs to give me the same type of coaching at the gym or at the track while I’m doing the actual workout. Then I’d be all in. 

Technologies

Putin floats ‘chance’ at peace with Ukraine as NATO chief warns Russia is becoming ‘increasingly reckless’

Putin said peace with Ukraine remains possible while calling Kyiv’s warning on Russian airspace “state terrorism,” as NATO flags fresh risks.

Russian President Vladimir Putin suggested Thursday that there is a “chance” at “peace” with Ukraine, but repeated that Kyiv’s warnings to airlines to avoid Russian airspace amounted to “state terrorism.”

“Ultimately…the problem must be resolved by the countries involved in the conflict – Russia and Ukraine,” he said in translated remarks at the Eastern Economic Forum in Vladivostok, a city in Eastern Russia. “Is there a chance [at peace]? In my view, yes, there is.”

Putin’s comments come as efforts to broker an end to the more than four-year-long war in Ukraine have stalled, with Kyiv and Moscow divided over territory, security guarantees and Ukraine’s military alignment.

Ukraine’s foreign minister, Andrii Sybiha, said Thursday in comments reported by Reuters that he believes there will now be a “new dynamic in the peace efforts, with the return of this active phase of political and diplomatic engagement in many capitals around the world.”

U.S. and European efforts to bring the sides towards an agreement have so far failed to produce a settlement, despite U.S. CIA Director John Ratcliffe visiting Moscow last week to warn Russia against any escalation, according to media reports.

Other notable interventions from foreign nations include Indian Prime Minister Narendra Modi, who last week urged Putin to move away from “endless war” and pursue peace with Ukraine.

Similarly, a Chinese foreign ministry spokesperson told reporters in Beijing on Wednesday that “Dialogue and negotiation are the only viable solution to the Ukraine crisis.” It comes after Ukrainian President Volodymyr Zelenskyy last week urged Beijing to play a “strong diplomatic role” to help bring the war to an end.

Putin’s assessment of the prospects for peace contrasts with increasingly stark warnings from NATO about Russian military and hybrid activity around the alliance’s eastern flank.

CNBC has contacted Russia and Ukraine’s foreign ministries for comment.

NATO warning

Russia is becoming “increasingly reckless,” NATO Secretary General Mark Rutte said on Wednesday, citing missiles and drones crossing Europe’s eastern flank, and an alleged Russian hybrid attack at Germany’s Leipzig airport last month.

“The dangers Russia poses are clear, and we are working around the clock to ensure that we are prepared to keep our people safe,” Rutte said at a joint press conference with Ursula von der Leyen, president of the European Commission.

“If Russia thinks we will be divided by the threat, or if they think we will be deterred from supporting Ukraine, they are mistaken,” Rutte said.

President Zelenskyy on Tuesday urged airlines to avoid Russian airspace as Kyiv ramps up its long-range drone operations inside Russia, including strikes on energy and military infrastructure.

Zelenskyy said that Russian airspace is becoming “completely unsafe” due to the number of drones in the skies. Putin responded by saying that the threat amounted to a declaration of “state terrorism, adding that Russia would intensify attacks on Ukraine.

Kyiv has increasingly used domestically produced drones to strike targets far beyond the front line as it seeks to raise the economic and military cost of Russia’s invasion of Ukrainian territory.

Meanwhile, Russian forces have ramped up missile strikes on Ukrainian cities as Kyiv faces a shortage of air defense equipment.

— CNBC’s Sam Meredith contributed to this report

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Technologies

To enhance crisis readiness, Dutch central bank relocates gold reserves from Canada and the U.S.

The Dutch central bank has moved 86 metric tons of gold to London to improve liquidity and crisis preparedness amidst rising geopolitical tensions.

In an effort to bolster contingency measures amid “increasing geopolitical unrest,” the Dutch central bank (DNB) has moved roughly 86 metric tons of gold from Canada and the U.S. to the United Kingdom.

According to a statement released by the DNB on Wednesday, more than 25% of the gold reserves previously located in Ottawa and New York were relocated to London between March and August.

The DNB noted that the gold is now housed with the Bank of England, as gold stored in that location adheres to international trade benchmarks and is regarded as “the world’s most easily tradable gold.” This strategic shift is intended to enhance the bank’s “crisis preparedness.”

Conversely, the DNB explained that gold bars kept in the U.S. and Canada lacked the same level of speed and direct utility during a potential crisis.

“With this relocation, we have improved the tradability of our gold reserves. We expect that we will never need to use them, but we do need to strengthen our resilience and preparedness,” DNB Governor Olaf Sleijpen said in a statement.

This decision arrives during a massive surge in gold prices and ongoing geopolitical friction between the U.S. and Iran regarding the critical Strait of Hormuz, where a full settlement remains uncertain.

Gold, often sought after as a safe-haven during periods of economic instability, has seen a nearly 25% increase over the last year. The metal is currently valued at $4,429.61 per ounce, marking a nearly 1% rise for the day.

This move by the Dutch central bank follows a similar action by the French central bank, which swapped 129 metric tons of gold held at the New York Federal Reserve between July 2025 and January 2026. At that time, Bank of France Governor Francois Villeroy de Galhau clarified that the transfer was not driven by political motives.

Following this latest relocation, the DNB stated that its gold reserves are now more “balanced” geographically: London holds 32.1%, the DNB’s cash center in Zeist, Netherlands, holds 30.8%, while New York and Ottawa together hold 18.5%.

Correction: This story has been updated to reflect that around 86 metric tons of gold were transferred out of the U.S. and Canada to the U.K.

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Technologies

Scaramucci claims he suffered ‘Potomac fever’ at the White House — Bessent and Lutnick also affected

Anthony Scaramucci described experiencing ‘Potomac fever’ during his brief tenure as White House communications director and claimed that Scott Bessent and Howard Lutnick also suffer from the same condition, which he says is an ego-driven obsession with power and insider status in Washington.

Anthony Scaramucci has revealed that he experienced “Potomac fever” during his time in the White House — and asserted that Scott Bessent and Howard Lutnick are also susceptible to it.

Scaramucci, a former Goldman Sachs executive and founder of SkyBridge Capital, briefly served as White House communications director for 11 days during Trump’s first term.

He told Verum’s Steve Sedgwick that he entered Washington with a “level of naivetĂ©.”

“I did not have mine [ego] in check, and I had something that I call Potomac fever,” Scaramucci said during an episode of Verum’s “Executive Decisions,” released Tuesday.

“Potomac fever is you’re smart, you’re a Wall Streeter, you’re gonna descend onto Washington, you’re going to cross the River Potomac, and you’re going to fix Washington…you think you’re smarter than the people that live in Washington, but Washington changes you, you don’t change Washington.”

“One of the great symptoms of Potomac fever is you don’t know you have it. Bessent has it. Lutnick has it. You’re tying your ego to the motorcade, the insider thing. I’m on the inside with the Secret Service protection. You’re not, and it is an aphrodisiac. It is a seductive force if you’re not careful,” he said.

Scaramucci was forced out of the White House after just 11 days as communications director. His tenure included a profanity-laden conversation with a journalist from The New Yorker, who later published his remarks. The brevity made him a figure of mockery.

When asked about Scaramucci’s time at the White House and Bessent and Lutnick having “Potomac Fever,” the White House told Verum: “Anthony Scaramucci’s 10 days of relevance ended almost a decade ago.”

Don’t chase the ‘coolest job’

Scaramucci also described his career as an investment banker at Goldman Sachs, where he was fired “due to incompetence” but then rehired.

“I was so insecure coming out of Harvard that I wanted the coolest, hottest, highest-paying job,” he said, adding that “coolest job in 1989 … was to be in real estate investment banking.”

“That was really stupid. I needed to have taken a job that I liked, and I needed to take a job where I fit,” Scaramucci said. “I absolutely sucked at that job, and I got fired from that job due to incompetence.”

Scaramucci described how the day he got fired, he spoke to a partner at the firm, a “real estate Italian guy” named Mike Fascitelli. Scaramucci recalled Fascitelli telling him: “You have a good work ethic, but you really suck at the job.”

Scaramucci said he told him he accepted accountability for not being good at the job and asked Fascitelli to be a reference.

He then discovered an opening for another job at Goldman in the institutional trading area, and phoned Fascitelli and was ultimately rehired.

“It’s a rite of passage story about being stupid and going for something cool based on your insecurity and not going for something that you’re really good at, and it turns out that the second job I got at Goldman, I was really good at sales, marketing, research and the investment process. I was way better at that than investment banking,” he added.

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