Choosing a phone plan involves comparing a lot of options, from 5G speeds to perks like included streaming services. To make sense of how they compare, we’re looking at the specifics of two of the biggest cellular companies in the US, AT&T and Verizon.

Note: Are you reading this because you were affected by the massive Verizon outage and looking for other options? Such events are limited, but be sure to also check our recommendations for Best Cellphone Plans and Best Unlimited Data Plans.

AT&T

AT&T is the largest wireless carrier in the US, and its plan options are straightforward. It recently enabled a block of spectrum licenses it bought from EchoStar that have boosted 5G performance across its network.

Verizon

Verizon wrapped up 2025 on shaky footing, following an abrupt CEO transition and cost-cutting, including layoffs and planned store closures. However, one positive consequence of that for customers was lower plan prices across the board. From a network standpoint, Verizon is still a strong choice if you’re within its coverage umbrella. It’s also the most flexible option among the major carriers when mixing plans and perks.

Do you have AT&T or Verizon coverage where you are?

Before we even get into specs and features, check that you’re covered by AT&T’s or Verizon’s network where you expect to use your phone. All of the major carriers in the US have broad coverage across the country, so you’re likely served by one or all of them. If you haven’t already, look up your location on the AT&T coverage map and the Verizon coverage map.

However, keep in mind that the carriers’ maps, although they can zoom in to the neighborhood level, may not accurately reflect the network conditions on the ground. You may see fast 5G speeds on the map, but local interference, population density or physical structures could mean actual connections are not as robust. If possible, ask friends, family or someone you know in your area about their experiences with their carriers.

AT&T vs. Verizon: Comparing price and value

Carriers base their plan prices on the number of lines in use — typically phones, but it’s also common to have cellular access on a smartwatch or a tablet. As you add more lines, the per-line cost goes down. Wireless providers want you to sign up for the most expensive plan with the most features, but often, there are more affordable options.

Comparing single-line plans

For customers looking for a single line, AT&T’s plans have the advantage in this matchup. The unlimited AT&T Value Plus VL plan begins at $51 a month. To view it, click “Other Plans” on AT&T’s phone plans page. The company also has a 4GB plan for $50, but the extra buck you pay for unlimited data is worth it. The top AT&T Unlimited Premium PL plan costs $86 a month for one line.

Verizon’s plans include a single line on the Unlimited Welcome plan for $55 a month and rises to $80 for the Unlimited Ultimate Plan. It’s worth mentioning that the Unlimited Welcome plan also offers basic 5G speeds, not the faster 5G Ultra Wideband that’s included in the Unlimited Ultimate and Unlimited Plus plans, even if you’re in an area that supports 5GUW. 

In contrast, AT&T allows full 5G speeds among all its plans, but reserves the right to slow data speeds if the network is busy on its Value Plus VL plan; the Unlimited Premium PL plan delivers consistent high-speed data regardless of how much you use.

Single-line advantage: AT&T

Comparing multiple-line plans

As you add more lines, the plans from the two companies get closer in cost. For example, a family of four on the AT&T Value Plus PL plan pays $31 per line, or $124 a month. Choosing the high-end Unlimited Premium PL plan costs $51 per line, or $204 a month.

Verizon’s plans for four lines start at $25 per line for Unlimited Welcome, or $100 a month. The Unlimited Ultimate plan costs $50 per line, or $200 a month.

In this case, Verizon’s basic offering is cheaper than AT&T, but remember that you’re giving up faster 5G speeds. On the top end, though, they’re both about even in terms of cost.

When calculating your outlay, don’t forget that both companies add the taxes and regulatory fee amounts on top of the plans’ base prices. 

Also, these prices are based on discounts applied by signing up for Auto Pay and paperless billing connected directly to a bank account. Without Auto Pay, the plans for each company cost $10 more per month. AT&T notes in its fine print that the discount is $5 if you enroll in Auto Pay with a debit card or a Citi card, and there’s no discount if you use a credit card. Verizon applies the $10 discount when the monthly payment is withdrawn from a bank account or a Verizon Visa card.

Four-line advantage: Split — AT&T for a single line plan, Verizon for multiple lines (with the caveat that you’re getting slower 5G speeds).

AT&T vs. Verizon: Comparing perks

If you’re looking only for a plan that lets you connect online and make calls, the basic tiers or even prepaid plans make a lot of sense. However, today’s unlimited plans also have features and perks designed to sway your choice, from mobile hotspot data to discounted video streaming services. This is where things can get interesting, especially when comparing AT&T and Verizon.

That’s because Verizon takes a different approach from other carriers. AT&T has more perks the higher up the plan scale you go; with Verizon, you choose a core plan and then add the perks you want for extra cost, usually less than if you were to get something like a streaming service on its own.

Hotspot data

When you’re away from a Wi-Fi network and want to connect multiple devices, such as a tablet or laptop, your phone can act as a Wi-Fi hotspot. Carriers offer a set amount of high-speed hotspot data and then throttle the bandwidth after the limit has been reached.

For both companies, the least expensive plans — AT&T ValuePlus VL and Verizon Unlimited Welcome — don’t include hotspot data; however, Verizon offers a 100GB add-on for an additional $10 per month. AT&T’s Unlimited Starter SL plan, at $36 per line for four lines, comes with 5GB of hotspot data monthly.

The next tier up for both companies — AT&T Unlimited Extra EL and Verizon Unlimited Plus — offer 30GB of high-speed hotspot data. But it’s at the top end where there’s a significant difference with this comparison: AT&T Unlimited Premium PL has 60GB of data, while Verizon advertises Unlimited Ultimate as unlimited hotspot data. Although when you read the fine print, it guarantees 200GB of high-speed data and then kicks the rate down to 6Mbps after that. Still, Verizon’s offer is more generous, and with the price drops in late 2025, you’re paying about the same as AT&T ($50 per line compared with $51 per line at AT&T).

Hotspot advantage: Verizon

Streaming services and other perks

The carriers have smartly recognized that we all have too many streaming services that add up and have bundled subscriptions that are tied to their plans. Or rather, some of them have. AT&T either didn’t get the memo or chose to focus on its core features, because you won’t find specific partnerships with streaming services for its wireless plans. The Unlimited Premium PL plan offers 4K-quality streaming for enhanced video quality, but this is a general setting. You’re on your own for streaming service subscriptions.

Verizon not only offers streaming services and other add-ons, but it lets you choose which ones you want to include — for additional costs. For example, after you’ve chosen your main plan, you can add streaming bundles such as Disney Plus/Hulu/ESPN Plus (with ads) or Netflix/HBO Max (with ads), each for $10 a month. Other options include Apple One ($15), YouTube Premium ($10), Apple Music Family ($10) and Fox One ($15). There are feature-based perks, too, such as the aforementioned 100GB of hotspot data ($10), three TravelPass days ($10) and Google AI Pro ($10).

One more welcome perk: both carriers offer call screening and spam blocking features. AT&T calls its service ActiveArmor, although it has fewer features on the less expensive plans. Verizon’s service is called Call Filter, which has basic spam blocking and more features available for an added cost.

Streaming services and perks advantage: Verizon

AT&T vs. Verizon: Prepaid options

So far, we’ve compared the unlimited, postpaid plans from AT&T and Verizon, as they tend to appeal to the largest number of people. But we can’t ignore prepaid plans, where you pay in advance for a set of features and sometimes a fixed amount of data, and can pay monthly or yearly, eliminating the need for subsequent billing. There are plenty of options in the prepaid space, including separate companies that are owned by the big carriers, but for our purposes here, I’m going to focus on the branded prepaid options from AT&T and Verizon.

AT&T’s most affordable prepaid plan, the Unlimited Plus 10GB Hotspot Data, costs just $20 a month — but that’s if you prepay $240 for 12 months. And while the data is unlimited, you get 16GB of high-speed data a month and then unlimited data slowed down to 1.5Mbps.

At the high end, the Unlimited Max Plus Plus 35GB Hotspot Data runs $65 a month without the yearly purchase requirement, but does have an Auto Pay discount that brings it down to $55. (Yes, you read the plan name right: it’s “Unlimited Max Plus,” plus 35GB of hotspot data; I wonder if the departments that come up with these names have just given up trying to be original.)

Verizon’s prepaid plans are more straightforward. The 15GB plan costs $35 a month (that includes a $10 Auto Pay discount) for a single line and allows a 15GB data allotment for hotspot sharing. The most expensive plan, Unlimited Plus at $60 a month, has 5G Ultra Wideband speeds, 50GB of high-speed data and 25GB of high-speed hotspot data, then unlimited data access at slower rates. (Those prices are higher for the first month; $45 for 15GB and $75 for Unlimited Plus.)

With both companies’ prepaid plans, you accumulate discounts or perks the longer you stick with them. For example, if you pay consistently and on time for six months, AT&T’s Level Up feature lets you move to a postpaid plan and deals on phones with $0 down and interest-free financing.

Prepaid options advantage: Both are about even

AT&T vs. Verizon: Which carrier is the best?

So many factors contribute to choosing a carrier that it’s challenging to claim one as the best. In this comparison, I’d give the edge to Verizon for its flexible plans and perks, even though it ends up costing more. That’s where you need to prioritize which features are important to you, and whether adding an included perk, such as the Disney Plus bundle, saves you money elsewhere (in this case $10 compared to subscribing to the bundle separately).

Other carriers to consider

The invisible entity in this comparison is T-Mobile, the third of the big three carriers in the US. It’s been on a roll in 2025, gaining accolades and customers even during a (planned) CEO transition.

For prepaid plans, definitely check out our list of the best prepaid plans of 2025 for alternatives, some of which rely on AT&T’s and Verizon’s infrastructure.