Technologies

Best Identity Theft Protection and Monitoring Services for 2023

Got a hunch that someone’s ruining your credit? These identity theft protection services can help you find out — and fight back.

Identity theft is no joke: It’s a serious threat with the potential to destroy your entire life if you aren’t careful. And according to the Identity Theft Research Center, these cybercrimes are on the rise, with data compromises increasing by 68% in 2021 alone. This is why you need to protect yourself with one of the best identity theft protection services available.

Falling victim to one of these crooks could result in your credit being directly attacked. They might even commit other crimes and cause additional problems with your stolen identity. Your Social Security number, bank account and more are at risk, which is why you need to be proactive in protecting yourself.

The best way to safeguard your personal information is to make use of the best identity theft protection services to suit your needs. These services typically offer ID protection, credit monitoring and more to keep your sensitive data away from prying eyes. Our top picks for the best identity theft protection and monitoring services can help safeguard your identity and proactively monitor suspicious activity and assist with recovery if you become a victim of a data breach.

ID theft protection is only going to become more essential. In 2019 alone, there were more than 13 million US identity fraud cases, with victims losing nearly $17 billion, along with untold damage to credit reports. The 2017 Equifax breach was the icing on a nasty cake — one that got even worse in the following years. One of the biggest 2020 data breaches was the Marriott hack, which affected over 5 million customers. That followed an earlier breach of Marriott’s Starwood reservation system, in which the personal information of more than 380 million guests was compromised, including more than 5 million passport numbers
.

In this directory, we’ll look at some of the best options for helping you manage and protect your identity at various price levels. We’ll also explain the difference between an identity theft protection company and a credit monitoring service. Before we get started, keep in mind that you don’t have to spend $10 to $30 a month for the best identity theft protection service. The US government offers IdentityTheft.gov, an identity restoration service that can help a victim report and recover from identity theft.

Read more: How to Prevent Identity Theft

We’ll jump straight to the top choices for the best identity theft protection service options for ID monitoring, credit monitoring and more. Keep reading to review additional important information and facts about ID theft and ID protection. This list is updated frequently.

How much? Pricing compared
Not recommended: Equifax and TrustedID
Identity theft: What you need to know

What about Equifax and TrustedID?

Ah, Equifax. If you already have an ID monitoring service, it may well be because of this company, which is the poster child for bad security. One of the big three credit reporting agencies, Equifax had no less than five major data breaches in 2017, affecting nearly every American who has a credit history. In the months that followed, we learned that things may have somehow even been worse than originally known.

And the company’s ham-fisted response to each data breach made matters worse: At one point, the company was directing users to a fake help site. And the site it set up to provide free credit account monitoring after the data breach was originally also vulnerable to hackers.

Heads rolled, executives left, and the company’s reputation is in tatters. And yet, thanks to a tepid response from the federal government, it’s unclear if anything has really changed. Equifax remains one of three major companies — Experian and TransUnion being the other two — that pass judgment on whether we’re all credit-worthy.

For better or worse, many people took advantage of Equifax’s offer of a free year’s membership to TrustedID, its commercial identity theft service. But that offer — originally available to anyone with a Social Security number — has ended. (It required that you register by Jan. 31, 2018.)

The service provides a copy of your Equifax credit report, a lock on your Equifax data by third parties (with some exceptions), credit monitoring from all three credit bureaus, monitoring of your SSN on what Equifax calls «suspicious» websites and a very limited $1 million identity theft insurance policy.

We understand if you took advantage of the offer while it was free. That said, we just can’t recommend doing business with a company that has demonstrated such contempt for security protocols — let alone customers. Any of the alternative protection services listed above would be a better option.

Pricing compared

The base prices of each service are presented below, from lowest to highest. Note that the more expensive ones almost always offer additional perks, such as more frequent credit reports from credit bureaus.

*Offers 60-day money back guarantee.

Identity theft: What you need to know

These are some key things to keep in mind about the best identity theft protection and ID monitoring services.

Early detection is key. If you’re signing up for one of these protection services, it’s less about preventing the initial breach and saving you from being a victim of identity theft — that’s somewhat out of your hands, unfortunately. Instead, the best identity theft protection is about getting a heads-up as soon as possible on suspicious activity to prevent you from needing to do a credit freeze or more to stop an identity thief. Whether your credit card has charges on it you never incurred, or you suddenly discover that loan collectors are trying to collect amounts you never borrowed, thanks to thieves halfway across the country — or thieves halfway around the world — who opened a credit card or applied for a loan in your name, seeing the suspicious activity early on is the name of the game. The scary fact is that these breaches can cost you a lot of money and identity theft monitoring can alert you to a problem before it becomes too big to handle.

Knowing how your personal information is being used is a big step to keeping yourself safe. There are identity theft protection companies that can help you monitor your personal information, get notified if your accounts and personal information are being misused by thieves and if you should get a credit freeze, and even get you reimbursement after the fact.

None of these protection services will monitor your actual banking activity. I have long recommended a way to protect yourself from becoming a victim of most banking fraud, which is to examine all your accounts once a week. It’s a bit of a pain, but just in my family, we’ve found numerous fraudulent activities and charges over the years. By doing this practice regularly, we’ve saved thousands of dollars. Consumer Reports recommends you do all your own monitoring, too.

That said, if you’re not the type of person who is willing or able to take the time to do the constant due diligence necessary to protect your identity, some of these protection services can help.

Read the fine print. Finally, because each of these protection services offers vastly different terms and conditions, we’ve included an easy link to each company’s terms of service. Be sure to take the time to read all of their fine print before you sign up for another monthly or yearly fee.

More security and internet recommendations

Technologies

Today’s NYT Mini Crossword Answers for Wednesday, Oct. 22

Here are the answers for The New York Times Mini Crossword for Oct. 22.

Looking for the most recent Mini Crossword answer? Click here for today’s Mini Crossword hints, as well as our daily answers and hints for The New York Times Wordle, Strands, Connections and Connections: Sports Edition puzzles.

Need some help with today’s Mini Crossword? It’s one of those with absolutely no empty spaces, just a grid of letters, which means if you correctly answer all the Across answers, you’ve solved the Down answers, too. Need help? Read on. And if you could use some hints and guidance for daily solving, check out our Mini Crossword tips.

If you’re looking for today’s Wordle, Connections, Connections: Sports Edition and Strands answers, you can visit CNET’s NYT puzzle hints page.

Read more: Tips and Tricks for Solving The New York Times Mini Crossword

Let’s get to those Mini Crossword clues and answers.

Mini across clues and answers

1A clue: Roomful of students
Answer: CLASS

6A clue: Something to bring in a brown paper bag
Answer: LUNCH

7A clue: __ Harbor, sightseeing area of Baltimore
Answer: INNER

8A clue: Where many Stephen King novels are set
Answer: MAINE

9A clue: Beagle or bulldog
Answer: BREED

Mini down clues and answers

1D clue: Go bouldering, e.g.
Answer: CLIMB

2D clue: ___ New Year
Answer: LUNAR

3D clue: Redhead of musical/movie fame
Answer: ANNIE

4D clue: Something an actor might steal
Answer: SCENE

5D clue: Tear to pieces
Answer: SHRED

Technologies

These Small Tweaks Can Give Your Old Android a Big Speed Boost

Instead of buying a new phone, try clearing some space, updating your software and changing a few battery settings.

If your Android is a few years old and starting to feel sluggish, it doesn’t mean you have to rush out and buy the newest flagship model. Thanks to longer software support from brands like Google and Samsung, older models can still run smoothly, as long as you give them a little attention.

Before you start shopping for a replacement, try a few simple adjustments. You might be surprised by how much faster your phone feels once you clear out unused apps, optimize battery use and turn off background drains.

Whether you use a Samsung Galaxy, Motorola or OnePlus phone, chances are you can still improve battery life and overall speed without buying something new. Just remember that Android settings vary slightly from brand to brand, so the menus may look a little different depending on your phone.

Don’t miss any of our unbiased tech content and lab-based reviews. Add CNET as a preferred Google source.

Settings to improve your battery life

Living with a phone that has poor battery life can be infuriating, but there are some steps you can take to maximize each charge right from the very beginning:

1. Turn off auto screen brightness or adaptive brightness and set the brightness level slider to under 50%

The brighter your screen, the more battery power it uses.

To get to the setting, pull down the shortcut menu from the top of the screen and adjust the slider, if it’s there. Some phones may have a toggle for auto brightness in the shortcut panel; otherwise, you need to open the settings app and search for «brightness» to find the setting and turn it off.

2. Use Adaptive Battery and Battery Optimization

These features focus on learning how you use your phone, including which apps you use and when, and then optimizing the apps and the amount of battery they use.

Some Android phones have a dedicated Battery section in the Settings app, while other phones (looking at you, Samsung) bury these settings. It’s a little different for each phone. I recommend opening your settings and searching for «battery» to find the right screen. Your phone may also have an adaptive charging setting that can monitor how quickly your phone battery charges overnight to preserve its health.

Why you should use dark mode more often

Another way to improve battery life while also helping save your eyes is to use Android’s dedicated dark mode. Any Android phone running Android 10 or newer will have a dedicated dark mode option.

According to Google, dark mode not only reduces the strain that smartphone displays cause on our eyes but also improves battery life because it takes less power to display dark backgrounds on OLED displays (used in most flagship phones) than a white background.

Depending on which version of Android your phone is running, and what company made your phone, you may have to dig around the settings app to find a dark mode. If your phone runs Android 10 or newer, you’ll be able to turn on system-wide dark mode. If it runs Android 9, don’t despair. Plenty of apps have their own dark mode option in the settings that you can use, whether or not you have Android 10.

To turn it on dark mode, open the Settings app and search for Dark Mode, Dark Theme or even Night Mode (as Samsung likes to call it). I suggest using dark mode all the time, but if you’re not sure, you can always set dark mode to automatically turn on based on a schedule, say from 7 p.m. to 7 a.m. every day, or allow it to automatically switch based on your location at sunset and sunrise.

Keep your home screen free of clutter

Planning to hit up the Google Play Store for a bunch of new Android apps? Be prepared for a lot of icon clutter on your home screen, which is where shortcuts land every time you install something.

If you don’t want that, there’s a simple way out of this: Long-press on an empty area of your home screen and tap Settings. Find the option labeled something along the lines of Add icon to Home Screen or Add new apps to Home Screen and turn it off.

Presto! No more icons on the home screen when you install new apps. You can still add shortcuts by dragging an app’s icon out of the app drawer, but they won’t appear on your home screen unless you want them to.

Read more: Best Android Phones You Can Buy in 2024

Set up Do Not Disturb so that you can better focus

If your phone routinely spends the night on your nightstand, you probably don’t want it beeping or buzzing every time there’s a call, message or Facebook alert — especially when you’re trying to sleep. Android offers a Do Not Disturb mode that will keep the phone more or less silent during designated hours. On some phones, this is referred to as the Downtime setting or even Quiet Time.

Head to Settings > Sounds (or Notifications), then look for Do Not Disturb or a similar name. If you can’t find it, search for it using the built-in search feature in your settings.

Using the feature, you can set up a range of hours when you want to turn off the digital noise. Don’t worry, any notifications you get while Do Not Disturb is turned on will still be waiting for you when you wake up. Also, you can typically make an exception that allows repeat callers and favorite contacts’ calls to go through. Turn that on. If someone is calling you in an emergency, odds are they are going to keep trying.

Always be prepared in case you lose your phone or it’s stolen

Is there anything worse than a lost or stolen phone? Only the knowledge that you could have tracked it down if you had turned on Google’s Find My Device feature.

To prepare for a successful recovery, here’s what you need to do: Open the Settings app and then search for Find My Device. It’s usually in the Security section of the Settings app.

If you have a Samsung device, you can use Samsung’s Find My Mobile service, which is found in Settings > Biometrics and security > Find My Mobile.

Once that’s enabled, you can head to android.com/find from any PC or mobile device and sign in to your account. Samsung users can visit findmymobile.samsung.com to find a lost phone.

If you have trouble setting any of this up, be sure to read our complete guide to finding a lost Android phone.

Assuming your phone is on and online, you should be able to see its location on a map. From there, you can make it ring, lock it, set a lock screen note to tell whoever has it how to get it back to you, or, worst-case scenario, remotely wipe the whole thing.

And always keep your phone up to date

As obvious as it may seem, a simple software update could fix bugs and other issues slowing down your Android device.

Before you download and install the latest software update, make sure your device is connected to Wi-Fi, or else this won’t work.

Now, open the Settings application and type in Update. You’ll then either see Software update or System update — choose either one. Then just download the software, wait for a few minutes and install it when it’s ready. Your Android device will reboot and install the latest software update available.

There’s a lot more to learn about a new phone. Here are the best ways to boost your cell signal, and here’s a flagship phone head-to-head comparison. Plus, check out CNET’s list of the best cases for your Samsung phone. More of an Apple fan? We have tips for boosting your iPhone’s performance, too.

Technologies

I’m Finally Using the iPhone 17 Pro’s Camera Control, Thanks to These iOS 26 Settings

In just a month, I’ve already used Camera Control on my iPhone 17 Pro Max more than I did in a whole year with the iPhone 16 Pro.

I was keen on using the Camera Control button when it first debuted on the iPhone 16 Pro. But in over a year of use, it caused more accidental swipes and presses than its intended use cases to take photos and adjust camera settings. I was frustrated with the experience and hoped that Apple would remove it from the iPhone 17 lineup. Instead, the Cupertino, California-based company made its touch-sensitive capacitive control surface more customizable with iOS 26. And I’m happy to report that it helped!

I’ve been using the iPhone 17 Pro since launch and spent 5 to 10 minutes customizing the Camera Control to my liking. The result? Minimized accidental swipes and more conscious usability.

I transformed my Camera Control experience by changing a few iOS 26 settings

When setting up a new iOS 26-supported iPhone, Apple includes a toggle (now turned off by default) called Light press to adjust Zoom, Exposure and more. This is what used to cause a lot of fake input earlier. I’m glad it is turned off by default.

Apple now also lets you customize the Camera Control further from the Settings menu. I tweaked settings there to personalize my shortcuts, functionalities and more.

For example, I’ve set the Camera Control to launch a Code Scanner on Double Click without requiring the screen to be on. This allows me to scan and pay at payment kiosks (my most frequently used mode of payment) without needing to open the payment app and then tap on a menu to scan a code. If I enter the Code Scanner without Face ID, it requires authentication before making the payment, so it is still as secure as ever.

Earlier, I had set an Action Button shortcut to open Google Pay, but I realized I still need a one-press solution to turn the phone to silent mode. Adding a Code Scanner shortcut to Camera Control frees the Action Button to be my Silent Switch again. Moreover, Code Scanner lets you select from multiple apps to pay a vendor, which could be useful for people who use multiple payment apps.

Secondly, I have turned off the Swipe gesture and selected only three controls that I use most often. Now, when I open the Camera app, I can lightly press on the Camera Control button and then swipe between my selected controls. It doesn’t register swipes from the get-go. This has reduced fake touches and my frustrating experience with the swipe gesture.

To further streamline my controls, I chose Exposure, Styles and Tone, and left out Depth, Zoom and Cameras. This way, I have access to hidden viewfinder settings with a single press-and-swipe gesture at my fingertips.

I also turned off the Clean Preview toggle, so I can still switch between cameras with a single tap, and switched on the Lock Focus and Exposure toggle for a light press-and-hold gesture.

Customizing these settings helped me personalize Camera Control and use it more often. Now, it appeals to me with the settings I need and the way I need them, instead of being an overcrowded mess. And you can personalize your Camera Control, too. Here’s how:

Change Camera Control launch functionality

You can use Camera Control as another Action Button to launch an app of your choice. The only requirement is that the app should have access to the camera.

Go to Settings > Camera > Camera Control.
Under Launch Camera, select the app you need.
Go back and select Single Click or Double Click to open the said app.

I rely on Double Click so I don’t accidentally trigger an app when taking out the iPhone from my pocket. In my opinion, it is the safer and more convenient choice.

Under the same Launch Camera menu, you can also choose if you want the screen to be on or off when opening the app. I have turned it off to save the extra step of scanning my face to access the said app.

Choose the Controls that you want to appear on Camera Control

Apple allows you to choose from six controls, namely, Exposure, Depth, Zoom, Cameras, Styles and Tone. I have chosen three because the other three are available as on-screen toggles in the viewfinder.

Go to Settings > Camera > Camera Control.
Under Controls, make sure Camera Adjustments is turned on.
Tap on Customize.
Under Gesture, turn on Light Press and toggle off Swipe.
Under Controls, choose the functionalities you need.
Now, turn off the Clean Preview toggle if you require the viewfinder toggles to remain accessible.

You can further adjust the Camera Control pressure by going into Settings> Camera > Camera Control > Accessibility.

Turn on Lock Exposure and Focus with Camera Control

This setting will help you lock the exposure and focus without needing to press and hold on the viewfinder. It can be beneficial when you need consistent settings, especially when moving the camera from one subject to another.

Go to Settings > Camera > Camera Control.
Swipe down to Lock Exposure and Focus.
Tap on the toggle to turn it on.

For me, Camera Control was a hot mess when it debuted last year because I was either using on-screen controls or the new button. That’s why room for more personalization and customizability has been a game-changer. I realized I could access on-screen toggles while adding hidden settings to one-tap access. On my iPhone 17 Pro, I now use the Camera Control to open my payments app, adjust Exposure and Styles as well as trigger Visual Intelligence when needed.