Technologies
Is Xbox Game Pass Really Cheaper Than Buying Games? We Do the Math
We break down if it’s worth it to buy an Xbox Game Pass subscription, or if you should just keep paying for individual games.

I grew up with a video game controller in my hands. Video games have gone through a major evolution since my childhood — and while everything else has become more expensive, games have stayed roughly the same price.
But in 2017, Microsoft launched Xbox Game Pass, followed by Xbox Game Pass Ultimate in 2019. These are subscription services that give players unlimited access to an expanding library of over 400 new and old games, and cost $120 or $180 for one year, respectively. XBGP lets you play on console or PC, and XBGPU lets you play console, PC and cloud gaming. These prices make either Game Pass plan attractive, but in the end, is it cheaper to buy physical copies of games?
I did the math and found a year of XBGPU with an Xbox Series S is a better value than buying physical copies of games to play on an Xbox Series X, especially if you play a lot of different games.
You can also check out if streaming services or cable offer a better deal, and whether it’s cheaper to buy groceries or meal kits.
Xbox Game Pass vs. physical game copies
Series S + XBGP | Series S + XBGPU | Series X + XBGP | Series X + XBGPU | Series X + XBGP + game | Series X + XBGPU + game | Series X + game | |
---|---|---|---|---|---|---|---|
Console |
$300 |
$300 |
$500 |
$500 |
$500 |
$500 |
$500 |
Subscription (1 year) |
$120 |
$180 |
$120 |
$180 |
$120 |
$180 |
N/A |
Physical game (1) |
N/A |
N/A |
N/A |
N/A |
$60-70 |
$60-70 |
$60-70 |
Total |
$420 |
$480 |
$620 |
$680 |
$680-690 |
$740-750 |
$560-570 |
How I did the math
To calculate the costs, I started with the cost of the Series S, $300, and Series X, $500, since you need a console to play games on. The Series S is a digital-only console with no disc drive, so it can’t play physical copies of games. The Series X has a disc drive, so it can play either digital or physical copies of games. It’s important to include both, since the Series S is the more budget-friendly option, but the Series X has more gaming capabilities. If you already own either console though, you can scroll down for a yearly price breakdown of just the gaming service versus buying physical copies of the games.
Next, I found the price of each Xbox Game Pass plan without promotional deals, $10 and $15 a month. I multiplied both costs by 12 to give us the cost of the subscription over a one-year period. This is how we get $120 for XBGP and $180 for XBGPU.
Then, I found the price of new physical games. Many new games are $60, but game publishers are starting to increase game prices to $70, as was the case for NBA 2K21. Microsoft said it would start charging $70 for games made by its studios in 2023. That’s why there are two prices for new physical games.
A Series S with either Game Pass plan is budget-friendly gaming
We have two columns reflecting a Series S with one year of either game pass plan. A Series S with XBGP costs $420, the least expensive option. The Series S with XBGPU is $480, the second least expensive option. Both of these cost less than the Series X, and that’s before you buy a game or a subscription.
A Series X with either Game Pass plan and physical games cost more
There are five columns to show the Series X with one year of either Game Pass plan, Series X with one year of either Game Pass plan and physical games and Series X with just physical games.
As you might expect, the Series X with XBGPU and one physical game costs the most, at $740 or $750. Next, the Series X with XBGP and one physical game costs $680, and the Series X with XBGPU costs $680 or $690 with a $70 physical game. The Series X with XBGP costs $620. Finally, an Xbox Series X with one physical game costs $560 or $570.
What if you already have a Series S or X?
As you can see above, the consoles are responsible for the majority of the costs in the first year. For the second year, we remove the cost of the consoles, and this also gives us an idea of what the cost will look like moving forward.
XBGP (1 year) | XBGPU (1 year) | Physical game (1) | |
---|---|---|---|
Total |
$120 |
$180 |
$60-70 |
As a reminder, one year of XBGP is $120, one year of XBGPU is $180 and a physical copy of a new game is between $60-70. You could buy up to three new $60 games in a year to equal the cost of XBGPU. If you buy $70 games, you can get two for the price of XBGPU or just one for the cost of XBGP. If you usually play more than two or three games a year, either Game Pass plan is worth it.
With both Game Pass plans, subscribers have access to over 400 games. Some of those games are new, like A Plague Tale: Requiem, while others are classics, like Doom. Games are added to the Game Pass library periodically, but they are also removed, like how Netflix adds and removes shows and movies over time. The number of games has also increased from when Microsoft launched the subscription service, so it’s safe to say that number will continue to rise.
Online play included with XBGPU, not physical games
Another important thing to consider is whether or not you plan on playing games online. If you want to do that with physical games, you need to subscribe to Xbox Gold Live.
XBGP (1 year) + Xbox Live Gold (1 year) | XBGPU (1 year) | Physical game (1) + Xbox Live Gold (1 year) | |
---|---|---|---|
Total |
$180 |
$180 |
$120-130 |
Xbox Live Gold is $10 a month, or $60 a year. You would need to pay for a physical copy of a new game ($60-70) and then add the cost of one year of Xbox Live Gold ($60) to get $120-130.
If you have XBGPU then Xbox Live Gold is included with your subscription, so you don’t have to include that cost with your plan and you have access to the game library. However, an XBGP subscription doesn’t include Xbox Live Gold, so you’d have to pay for that separately or upgrade to XBGPU for the same cost.
Is either Xbox Game Pass plan worth it?
If you’re on a budget and want access to hundreds of games and online play, you should consider a Series S with XBGPU. And if you already have a console, XBGPU is still a great deal. You have unlimited access to over 400 games as compared to buying a few physical games, plus you can play online with your friends. If money isn’t an issue, then ball out with a Series X, XBGPU and as many physical games as you want.
For more We Do The Math, check out if Trader Joe’s is cheaper than other grocery stores, whether a meal kit is cheaper than buying groceries at the store or how much you could save by going meatless for one day a week.
Technologies
Resident Evil Requiem Revealed, but Where’s Leon Kennedy?
The Resident Evil 9 trailer showed off a new character, but not the much-rumored return of Leon.

After a fake-out earlier in Summer Game Fest on Friday, Resident Evil Requiem, or Resident Evil 9, was shown for the first time.
The new title is the first mainline entry since Capcom released Resident Evil Village in 2021, and is rumored to feature series stalwart Leon Kennedy. In the trailer, the only person we saw was a character named Grace Ashcroft, who works for the FBI and appears to have ties to Raccoon City.
For the most hardcore Resident Evil fans, the name Ashcroft will ring a bell. Alyssa Ashcroft was one of the survivors of the online-only title, Resident Evil Outbreak for the PS2. Alyssa was a journalist who was trapped in Raccoon City during the events of Resident Evil 2, and she, along with other survivors, had to escape the city before it was destroyed.
Grace is Alyssa’s daughter, and in the trailer, she is going to visit the Remwood Hotel, where Alyssa was murdered. Later in the trailer, images from what appears to be the remnants of a destroyed Raccoon City are shown — including the police department from RE2 — so it appears Resident Evil 9 will return to where the series started.
Leon’s (rumored) return is a big deal for the series, which has made some of its best games with him in the starring role. He first showed up as a rookie cop in Resident Evil 2, which built on the original game’s success with more story and improved monsters and level design.
He showed up again in Resident Evil 4, which took the series in a new direction by introducing an over-the-shoulder perspective, instead of the usual static camera angles and tank controls. Leon was also one of several playable protagonists in Resident Evil 6, a game that seemed to forget about its survival horror roots. We mostly don’t talk about that one.
But the 2019 remake of Resident Evil 2 was an excellent return to form, bringing RE4’s gameplay and much better graphics to a fan-favorite entry. The RE4 remake was a similar success.
Resident Evil Requiem is set to drop Feb. 27, 2026, for PC, PS5 and Xbox Series consoles, but we’re hoping to get our hands on it this weekend. If you want to catch up on older Resident Evil games, Capcom is having a sale that includes basically all the games, including Village and the three remakes.
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T-Mobile’s Free Premium iPhone 16 Pro Deal Explained. Learn Exactly How It Works
Along with a free iPhone, you can get an extra $800 to pay off your old device.

If you’re starting a new cell phone plan, most major mobile carriers require a multiyear commitment so it’s a big decision you need to consider carefully. First, think about the plan and provider itself: What’s the best coverage in your area and how many lines do you want to add? Next, compare the best mobile phone plan deals to save yourself the most money
T-Mobile has some fantastic deals right now you can take advantage of that make it a pretty competitive pick — especially for Apple fans looking to upgrade.
T-Mobile’s incentives include free lines and streaming services but one huge highlight is the chance to snag the top-rated iPhone 16 Pro free. The language on some of these offers can be a little confusing so we’ve broken down how T-Mobile’s current deals work below. Note that there aren’t any set expirations for these offers so they could vanish at any moment. We wouldn’t wait too long if you’re hoping to take advantage of these savings.
Why these deals matter
You more or less need a phone with reliable coverage these days but costs can add up quickly. Whether you’re looking to upgrade your mobile device or shopping for the best family plans, these T-Mobile deals can help save you some serious cash each month.
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