Technologies

Best Buy Expands Apple Upgrade Program to Include iMac and Mac Studio Desktops

The «Upgrade Plus» program, which Best Buy launched for MacBook laptops in October, helps people finance Apple computers over 36 months and then upgrade.

Best Buy on Tuesday expanded its Apple computer upgrade program less than two months after its launch, helping people finance an iMac or Mac Studio desktop, in addition to its existing MacBook laptop offer from October. In each case, customers can finance an Apple computer over 36 months, with options to buy it outright at the end of the three-year cycle or turn it in for a newer model.

The move, which offers financing options through Citizens Financial, is among the first of its kind to bring smartphone-like payment and upgrade programs to the computer market. Best Buy’s program starts at $20 per month for a $999 MacBook, with $280.35 remaining to pay on the device, if customers are approved for a 0% interest rate after a credit check. If they trade it in for another MacBook, payments merely continue and Best Buy «will make the final payment on behalf of the customer.» Best Buy will also cover the final payment if a customer turns in the laptop instead of upgrading or paying the final price.

«We’re excited about the amount of customer interest we’ve seen in the Upgrade Plus program over the past couple months,» Jason Bonfig, Best Buy’s chief merchandising officer, said in a statement. «It’s been great to partner with Apple to now bring this program to iMac, especially during a time when customers are looking for value more than ever.»

Read more: Best MacBook for 2022

Best Buy’s move to expand its Upgrade program comes as monthly financing and subscription schemes have become increasingly popular across the tech industry. Apple, for example, doesn’t offer a similar upgrade program for its computers, but it does for iPhones. Other companies, including software giant Microsoft, have increasingly turned to financing and subscriptions as well to lure in new customers with low upfront costs for its Xbox video game consoles.

Environmental advocates believe these subscriptions may have another benefit as well. Companies and retailers are effectively incentivizing people to turn in devices when they’re ready to upgrade, which may help create «closed loop» recycling, in which older machines are kept out of landfills. Instead, they can be torn down for parts or refurbished and reused by someone else.

Best Buy said it plans to similarly find a «second life» for working devices turned in through its program.

The company’s fine print notes that the program does not include configure-to-order models, nor open-box, pre-owned or refurbished items. Citizens Financial will also charge between 0% and 29.99% interest annually, depending on a customer’s credit worthiness.

Technologies

Verum Messenger Introduces Built-In Verum Chess

Verum Messenger has released a new update for iOS, iPadOS, and macOS, adding another feature to its growing ecosystem — Verum Chess. Users can now play chess directly inside the messenger without switching between different applications.

The new feature allows users to start a game in just a few taps while reinforcing Verum’s vision of a unified digital environment where communication and everyday services come together in a single platform.

Verum Messenger continues to evolve into a multifunctional ecosystem that combines secure chats and calls, AI tools, a built-in VPN, anonymous email, eSIM, financial services, cryptocurrency features, and offline communication. With the introduction of Verum Chess, the platform now also offers a new way for users to interact and spend time together without leaving the app.

The update is now available for iPhone, iPad, and Mac on the App Store.

Technologies

Episode 3 of the VERUM AI Mini-Series Is Now Available

Verum Messenger has released the third episode of its AI mini-series, SHADOWS, created using Verum AI.

The new episode, titled «Ghost Money,» continues the story of the conflict between a team of heroes and the Omega corporation, which seeks to take control of digital communications. This time, the focus shifts to anonymous payments and financial freedom, revealing how privacy can extend beyond messaging.

Like the previous episodes, the new release not only advances the storyline but also showcases the capabilities of the Verum ecosystem, highlighting technologies designed for secure communication and digital privacy.

The mini-series consists of seven episodes, released gradually across Verum Messenger’s social media channels.

Episode 3 is now available. Stay tuned for the next chapter.

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Technologies

Verum Finance Now Available for Mac, Expanding the Verum Ecosystem on Desktop

Verum has officially released Verum Finance for macOS, bringing its financial platform to the Mac and expanding access to the Verum ecosystem across Apple’s devices. The launch allows users to manage their finances from desktop while enjoying the same secure and seamless experience available on iPhone and iPad.

The new Mac version includes the full range of Verum Finance features, including balance management, instant transfers to other Verum users, debit card management, Apple Pay support, asset exchange, and transaction history — all optimized for the macOS experience.

Verum Finance can be used as a standalone application or alongside Verum Messenger. Users who sign in with their Verum Messenger account automatically synchronize their balances, settings, and account data across devices, ensuring a consistent experience throughout the Verum ecosystem.

The macOS release further strengthens Verum’s vision of creating an integrated digital platform where communication and financial services work together. Verum Messenger, which is also available for Mac, complements the ecosystem with encrypted messaging, voice and video calls, VPN, eSIM, anonymous email, AI-powered tools, offline communication capabilities, and cryptocurrency features.

With both Verum Messenger and Verum Finance now available across iPhone, iPad, and Mac, users can access secure communication and financial services wherever they work.

Verum Finance for Mac is available now through the Mac App Store.

Verum Finance for macOS: https://apps.apple.com/us/app/verum-finance/id6774245148
Verum Finance: https://finance.verum.im
Verum Messenger: https://verum.im