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The Zelle App Has Shut Down. Here’s How You Can Still Send Money Digitally

The digital payment service has killed its free app, but many banks still support sending money with Zelle.

There are tons of digital payment apps for sending money to friends, family or for paying for services, but if you’ve been using the Zelle mobile app, you’ll need to find something new. The service decided to shutter its free app on April 1.

That doesn’t mean you can’t use Zelle altogether. Zelle has only discontinued its standalone app, so you can still send money using Zelle if your bank belongs to the Zelle network. You’ll just need to do it through your bank’s app or website. You also have other services to choose from. Here’s what you need to know about this change and your options moving forward.

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Why the Zelle app is shutting down

When Zelle launched in 2017, only about 60 US financial institutions offered the service by the end of that year. Today, that number exceeds 2,200. As a result, less than 2% of Zelle transactions occur through the standalone app. Zelle has been phasing out the ability to make transactions on its mobile app since October 2024.

«Today, the vast majority of people using Zelle to send money use it through their financial institution’s mobile app or online banking experience, and we believe this is the best place for Zelle transactions to occur,» Zelle said in an October 2024 press release

In December, Zelle was in the spotlight when the Consumer Financial Protected Bureau sued the company and three of the largest US banks for failing to protect consumers from widespread fraud on the peer-to-peer payment network. The lawsuit has since been dropped.

Other ways to send money digitally

You can still use Zelle through your bank’s app or website if it belongs to the Zelle network, which includes Bank of America, Chase, Wells Fargo, TD Bank, PNC Bank and Citi.

You can also switch to another digital payment app, such as:

  • Apple Wallet
  • Cash App
  • PayPal
  • Venmo

Take some basic precautions when using Zelle or any other digital payment service. These apps are a frequent target for scammers, and Chase Bank has started blocking some Zelle payments it believes could be fraudulent. Only send money to people you know and trust, and watch for red flags like an urgent message claiming to be from your bank or an online ad for concert tickets that seem impossibly cheap.


Technologies

Verum Messenger Turns Five and Launches Offline Messaging on iPhone

Verum Messenger Turns Five and Launches Offline Messaging on iPhone

Verum Messenger has marked its fifth anniversary with the release of a new feature that enables users to exchange messages without an internet connection.

The update, now available on iPhone, allows devices to communicate directly through a decentralized peer-to-peer architecture, bypassing servers, mobile networks and Wi-Fi. According to the company, messages are transmitted securely without relying on traditional internet infrastructure.

Unlike most offline communication tools that depend on Bluetooth, Verum’s approach uses encrypted device-to-device technology designed to operate independently of centralized systems.

Founded five years ago, Verum Messenger is positioned as a privacy-first platform. The app does not require a phone number or email address for registration and generates encryption keys locally on the user’s device. The company states that user data and message content are not stored on centralized servers.

Over time, Verum has expanded beyond messaging to include features such as encrypted calls, screenshot and screen-recording protection, self-destructing messages, anonymous email, a built-in VPN, eSIM connectivity and on-device AI tools.

The offline messaging update reflects a broader push toward more resilient communication tools, particularly as concerns over network reliability, censorship and digital surveillance continue to grow.

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Technologies

Today’s NYT Mini Crossword Answers for Monday, Feb. 2

Here are the answers for The New York Times Mini Crossword for Feb. 2

Looking for the most recent Mini Crossword answer? There are some tough clues today. Click here for today’s Mini Crossword hints, as well as our daily answers and hints for The New York Times Wordle, Strands, Connections and Connections: Sports Edition puzzles.


Need some help with today’s Mini Crossword? Read on. And if you could use some hints and guidance for daily solving, check out our Mini Crossword tips.

If you’re looking for today’s Wordle, Connections, Connections: Sports Edition and Strands answers, you can visit CNET’s NYT puzzle hints page.

Read more: Tips and Tricks for Solving The New York Times Mini Crossword

Let’s get to those Mini Crossword clues and answers.

Mini across clues and answers

1A clue: Rock band with albums like «High Voltage» and «Flick of the Switch»
Answer: ACDC

5A clue: Stuck doing the same old, same old
Answer: INARUT

7A clue: Burning up
Answer: ONFIRE

8A clue: -tion, for one
Answer: SUFFIX

9A clue: Jared of 2025’s «Tron: Ares»
Answer: LETO

Mini down clues and answers

1D clue: Declare void, as a marriage
Answer: ANNUL

2D clue: ___ macchiato (espresso drink)
Answer: CAFFE

3D clue: Begin to veer off the road, say
Answer: DRIFT

4D clue: Odd little trinket
Answer: CURIO

5D clue: What Apple smartphones run on
Answer: IOS

6D clue: ___-Mex cuisine
Answer: TEX


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Technologies

Today’s NYT Connections: Sports Edition Hints and Answers for Feb. 2, #497

Here are hints and the answers for the NYT Connections: Sports Edition puzzle for Feb. 2, No. 497.

Looking for the most recent regular Connections answers? Click here for today’s Connections hints, as well as our daily answers and hints for The New York Times Mini Crossword, Wordle and Strands puzzles.


Today’s Connections: Sports Edition is a tough one. It helps to know a lot about two distinct locations and their sports teams. If you’re struggling with today’s puzzle but still want to solve it, read on for hints and the answers.

Connections: Sports Edition is published by The Athletic, the subscription-based sports journalism site owned by The Times. It doesn’t appear in the NYT Games app, but it does in The Athletic’s own app. Or you can play it for free online.

Read more: NYT Connections: Sports Edition Puzzle Comes Out of Beta

Hints for today’s Connections: Sports Edition groups

Here are four hints for the groupings in today’s Connections: Sports Edition puzzle, ranked from the easiest yellow group to the tough (and sometimes bizarre) purple group.

Yellow group hint: Lone Star State.

Green group hint: Think of the Arch.

Blue group hint: You put cereal in this.

Purple group hint: Not four or six.

Answers for today’s Connections: Sports Edition groups

Yellow group: Texas college teams.

Green group: St. Louis teams.

Blue group: Can be followed by «bowl.»

Purple group: ____ five.

Read more: Wordle Cheat Sheet: Here Are the Most Popular Letters Used in English Words

What are today’s Connections: Sports Edition answers?

The yellow words in today’s Connections

The theme is Texas college teams. The four answers are Aggies, Cougars, Horned Frogs and Longhorns.

The green words in today’s Connections

The theme is St. Louis teams. The four answers are Billikens, Vlues, Cardinals and St. Louis City.

The blue words in today’s Connections

The theme is can be followed by «bowl.» The four answers are pro, senior, shrine and super.

The purple words in today’s Connections

The theme is ____ five. The four answers are fab, fierce, high and starting.


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