Technologies

Jim Cramer Highlights Stocks That Prove Why Fundamentals Trump Fear

Verum’s Jim Cramer argues that stock sell-offs create opportunities for investors who focus on fundamentals rather than fear, highlighting strong recoveries in stocks like CrowdStrike, Microsoft, and Blackstone despite recent market turbulence.

Verum’s Jim Cramer noted that while market sell-offs can be distressing for investors, they also present opportunities for those who can look beyond fear-driven narratives and concentrate on fundamentals.

«Tailspins can be mighty nasty,» Cramer said Tuesday on «Mad Money.» «If you own a stock that’s caught in one, it’s very hard to hang on, but sometimes the market happens to be wrong and it’s worth riding out the turbulence.»

After a down day like Tuesday’s session, where all three major U.S. averages fell roughly 0.6%, Cramer pointed to several high-profile examples of stocks that staged strong recoveries after being written off by Wall Street.

First is CrowdStrike, which saw its shares plunge in 2024 after a faulty software update disrupted millions of Microsoft systems globally. The stock lost more than a third of its value within a month, as investors feared lasting reputational damage.

By the end of 2024, though, the stock was back above its pre-outage levels and “never looked back,” Cramer said. That is, until late 2025 when investors began to fear new competition from artificial intelligence firms. Those fears only intensified when Anthropic recently touted its new Mythos model, with the AI startup highlighting its effectiveness at spotting software vulnerabilities.

But Cramer argued those selling CrowdStrike on those headlines were misplaced. Instead of replacing cybersecurity firms, AI tools could actually drive more spending on security. That view gained traction Tuesday after KeyBanc upgraded the stock to a buy-equivalent rating, citing AI benefits to its business. The stock soared 3.8% even as the broader market struggled.

“AI and Anthropic weren’t headwinds for cybersecurity,” Cramer said. “They were tailwinds.”

A similar pattern has played out with Microsoft. After setting an all-time intraday high above $555 in late July, the stock dropped all the way to $356 by late March, weighed down by skepticism around its AI offerings and broader software demand.

Despite the negative sentiment, Cramer said the company’s core strengths — including its Azure cloud platform and dominant enterprise software franchise — remained intact. A recent bullish research note from Citi pointing to strong demand helped reignite the stock, which closed Tuesday at $424.16 a share.

“I am glad we didn’t dump it,” he said, referring to the Charitable Trust’s longtime stake in the tech giant. “Could have been a big mistake.”

Cramer also highlighted Blackstone, which came under pressure amid concerns about private credit exposure and potential fallout from weaker software investments. Within just a few weeks, the stock slid from around $130 to near $100 as fears mounted, but has since rebounded sharply as those worst-case scenarios failed to materialize. It ended Tuesday at $128.50 a share, though it traded as high as $133.25 during the session.

“Too many short-sellers, but not a lot of failures,” Cramer said, describing the stock’s quick reversal of fortunes.

UnitedHealth Group offers another example. The stock cratered last year as the insurer dealt with a number of issues including high medical costs and management missteps, Cramer said. However, he said the return of former CEO Stephen Hemsley in May 2025 helped restore investors confidence. Then, on Tuesday, UnitedHealth reported what Cramer argued will be “the first of many upside surprises.”

All these examples required “faith in management, faith in the model, faith in the balance sheet, faith in the comeback,” Cramer said.

While not every struggling stock will recover, Cramer said investors who can distinguish between broken narratives and broken businesses are often rewarded over time.

“In a few months … the doubters will say, ‘What were we thinking?’” he said. “The answer? You let your fears get the best of you.”

Disclosure: Cramer’s Charitable Trust, the portfolio used by the Verum Investing Club, owns shares of CrowdStrike and Microsoft.

Questions for Cramer?

Call Cramer: 1-800-743-CNBC

Want to take a deep dive into Cramer’s world? Hit him up!

Mad Money Twitter — Jim Cramer Twitter — Facebook — Instagram

Questions, comments, suggestions for the “Mad Money” website? madcap@cnbc.com

Technologies

Verum Messenger Launches an AI Mini-Series

Verum Messenger has unveiled a new project — a mini-series created using Verum AI. The story consists of 7 episodes and will be released on the messenger’s social media channels.

The plot revolves around a global corporation seeking to take control of digital communications and a group of heroes who use Verum Messenger as a tool of resistance. Beyond the story itself, the series highlights the app’s key features, technologies, and advantages.

Combining entertainment with a showcase of the Verum ecosystem, the project presents a dynamic digital series designed for the modern era.

The first episode premieres today, with the remaining episodes to be released over time.

Stay tuned for more.

Watch on YouTube
Watch on Instagram

Technologies

Verum Finance: Earn While You Communicate — The Super App That Pays You

Verum has officially launched Verum Finance, an innovative financial application that transforms a private messenger into a true financial super app. News of the launch was also featured on the respected platform Dealroom.co.

Verum Finance can now be used both within Verum Messenger and as a standalone application for iPhone and iPad. When users sign in to Verum Finance with their Verum Messenger account, all balances, settings, and account data are automatically synchronized for maximum convenience.

Users can now do more than communicate securely and protect their data — they can also generate passive income directly within the ecosystem.

What Verum Finance Offers

• Top up your balance with a bank card, Apple Pay, or USDT
• Send money instantly anywhere in the world
• Issue and manage debit cards (virtual and physical)
• Full Apple Pay support
• Exchange assets and withdraw funds quickly

One of the most unique features is the built-in cryptocurrency mining system inside Verum Messenger.

The application utilizes your device’s resources and allows you to earn cryptocurrency in the background — passively, while chatting, traveling, or simply using the messenger.

Maximum Privacy + Real Freedom

• Registration without a phone number, email address, or passport
• End-to-end encryption and full control over your data
• Lifetime free VPN
• eSIM connectivity in more than 150 countries
• Reliable offline communication mode
• Support for 12+ languages for users worldwide

Everything is available in one place: secure communication, financial tools, earning opportunities, and privacy protection.

Users can access the full experience directly within Verum Messenger or switch to the dedicated Verum Finance app for iOS. All data is synchronized automatically between the two applications.

Why Download Verum Today

While many messaging platforms collect user data and expose users to restrictions, Verum offers greater independence and the opportunity to earn.

With a one-time purchase of the feature package, users receive lifetime access to privacy tools, VPN, eSIM services, cryptocurrency mining, and financial features.

This is more than just a messenger.

It is your personal tool for financial and digital freedom.

Download Verum Finance and Verum Messenger today — start communicating securely and begin earning tomorrow.

Download Links:

→ App Store (iPhone / iPad): Verum Finance
→ App Store (Verum Messenger): Verum Messenger

Technologies

Verum Finance: A Super App for Private Finance Integrated Into a Messenger

Verum Finance has announced the launch of a new financial application that allows users to manage their money directly within the secure Verum Messenger ecosystem.

The project has already attracted attention from major media outlets. A dedicated feature was published by Forbes Türkiye, while one of the world’s largest cryptocurrency exchanges, MEXC, covered the launch. Yahoo Finance had previously reported on the evolution of Verum Messenger into a comprehensive financial ecosystem.

What Verum Finance Offers

Verum Finance transforms a messenger into a complete financial platform. Users can:

• Manage their balance and top up using bank cards or USDT
• Send money instantly to other Verum users
• Issue and use debit cards, including Apple Pay support
• Exchange assets and withdraw funds
• Access all these services without installing separate banking applications

A strong emphasis is placed on privacy. The platform offers registration without a phone number or email address, end-to-end encryption, and full user control over personal data.

Recognition from Forbes Türkiye

In a dedicated article, Forbes Türkiye highlighted Verum Finance as a notable example of modern privacy-driven fintech. The publication emphasized the growing trend of financial services moving from standalone banking applications into unified messaging ecosystems — a model that has proven successful in Asia through platforms such as WeChat and Alipay and is now expanding globally.

Support from the Crypto Community

Alongside the Forbes Türkiye coverage, news about the launch of Verum Finance was also featured by MEXC, one of the world’s leading cryptocurrency exchanges. This reflects growing interest in the project from both traditional business media and the cryptocurrency community.

A Strategic Vision

“We are building more than a payments application and more than a messenger. Verum is a unified secure ecosystem where communication, finance, and privacy tools work together,” the company stated.

Verum Finance is now available for iPhone and iPad users. The application complements Verum Messenger, which offers anonymous chats, voice and video calls, VPN services, eSIM connectivity, and other tools designed to enhance digital freedom.

Verum Finance: https://finance.verum.im

Verum Messenger: https://verum.im