Technologies
Best Identity Theft Protection and Monitoring Services for 2023
Got a hunch that someone’s ruining your credit? These identity theft protection services can help you find out — and fight back.

Identity theft is no joke: It’s a serious threat with the potential to destroy your entire life if you aren’t careful. And according to the Identity Theft Research Center, these cybercrimes are on the rise, with data compromises increasing by 68% in 2021 alone. This is why you need to protect yourself with one of the best identity theft protection services available.
Falling victim to one of these crooks could result in your credit being directly attacked. They might even commit other crimes and cause additional problems with your stolen identity. Your Social Security number, bank account and more are at risk, which is why you need to be proactive in protecting yourself.
The best way to safeguard your personal information is to make use of the best identity theft protection services to suit your needs. These services typically offer ID protection, credit monitoring and more to keep your sensitive data away from prying eyes. Our top picks for the best identity theft protection and monitoring services can help safeguard your identity and proactively monitor suspicious activity and assist with recovery if you become a victim of a data breach.
ID theft protection is only going to become more essential. In 2019 alone, there were more than 13 million US identity fraud cases, with victims losing nearly $17 billion, along with untold damage to credit reports. The 2017 Equifax breach was the icing on a nasty cake — one that got even worse in the following years. One of the biggest 2020 data breaches was the Marriott hack, which affected over 5 million customers. That followed an earlier breach of Marriott’s Starwood reservation system, in which the personal information of more than 380 million guests was compromised, including more than 5 million passport numbers
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In this directory, we’ll look at some of the best options for helping you manage and protect your identity at various price levels. We’ll also explain the difference between an identity theft protection company and a credit monitoring service. Before we get started, keep in mind that you don’t have to spend $10 to $30 a month for the best identity theft protection service. The US government offers IdentityTheft.gov, an identity restoration service that can help a victim report and recover from identity theft.
Read more: How to Prevent Identity Theft
We’ll jump straight to the top choices for the best identity theft protection service options for ID monitoring, credit monitoring and more. Keep reading to review additional important information and facts about ID theft and ID protection. This list is updated frequently.
- How much? Pricing compared
- Not recommended: Equifax and TrustedID
- Identity theft: What you need to know
What about Equifax and TrustedID?
Ah, Equifax. If you already have an ID monitoring service, it may well be because of this company, which is the poster child for bad security. One of the big three credit reporting agencies, Equifax had no less than five major data breaches in 2017, affecting nearly every American who has a credit history. In the months that followed, we learned that things may have somehow even been worse than originally known.
And the company’s ham-fisted response to each data breach made matters worse: At one point, the company was directing users to a fake help site. And the site it set up to provide free credit account monitoring after the data breach was originally also vulnerable to hackers.
Heads rolled, executives left, and the company’s reputation is in tatters. And yet, thanks to a tepid response from the federal government, it’s unclear if anything has really changed. Equifax remains one of three major companies — Experian and TransUnion being the other two — that pass judgment on whether we’re all credit-worthy.
For better or worse, many people took advantage of Equifax’s offer of a free year’s membership to TrustedID, its commercial identity theft service. But that offer — originally available to anyone with a Social Security number — has ended. (It required that you register by Jan. 31, 2018.)
The service provides a copy of your Equifax credit report, a lock on your Equifax data by third parties (with some exceptions), credit monitoring from all three credit bureaus, monitoring of your SSN on what Equifax calls «suspicious» websites and a very limited $1 million identity theft insurance policy.
We understand if you took advantage of the offer while it was free. That said, we just can’t recommend doing business with a company that has demonstrated such contempt for security protocols — let alone customers. Any of the alternative protection services listed above would be a better option.
Pricing compared
The base prices of each service are presented below, from lowest to highest. Note that the more expensive ones almost always offer additional perks, such as more frequent credit reports from credit bureaus.
*Offers 60-day money back guarantee.
Identity theft: What you need to know
These are some key things to keep in mind about the best identity theft protection and ID monitoring services.
Early detection is key. If you’re signing up for one of these protection services, it’s less about preventing the initial breach and saving you from being a victim of identity theft — that’s somewhat out of your hands, unfortunately. Instead, the best identity theft protection is about getting a heads-up as soon as possible on suspicious activity to prevent you from needing to do a credit freeze or more to stop an identity thief. Whether your credit card has charges on it you never incurred, or you suddenly discover that loan collectors are trying to collect amounts you never borrowed, thanks to thieves halfway across the country — or thieves halfway around the world — who opened a credit card or applied for a loan in your name, seeing the suspicious activity early on is the name of the game. The scary fact is that these breaches can cost you a lot of money and identity theft monitoring can alert you to a problem before it becomes too big to handle.
Knowing how your personal information is being used is a big step to keeping yourself safe. There are identity theft protection companies that can help you monitor your personal information, get notified if your accounts and personal information are being misused by thieves and if you should get a credit freeze, and even get you reimbursement after the fact.
None of these protection services will monitor your actual banking activity. I have long recommended a way to protect yourself from becoming a victim of most banking fraud, which is to examine all your accounts once a week. It’s a bit of a pain, but just in my family, we’ve found numerous fraudulent activities and charges over the years. By doing this practice regularly, we’ve saved thousands of dollars. Consumer Reports recommends you do all your own monitoring, too.
That said, if you’re not the type of person who is willing or able to take the time to do the constant due diligence necessary to protect your identity, some of these protection services can help.
Read the fine print. Finally, because each of these protection services offers vastly different terms and conditions, we’ve included an easy link to each company’s terms of service. Be sure to take the time to read all of their fine print before you sign up for another monthly or yearly fee.
More security and internet recommendations
Technologies
Skip Your iPhone’s Lockscreen: Here’s the Hidden Flashlight Trick You Need to Know
A couple of taps can really make a difference on your iPhone.

Not long ago, your iPhone’s lockscreen would only allow two app shortcuts that you couldn’t change: camera controls and a flashlight toggle. However, iOS 18.2 allows you to customize these shortcuts to almost anything you might want. This small but impactful change is one of many ways iOS 18 supercharges customization for iPhone and iPad users. But what if you still want an easy-to-access way to toggle your flashlight without unlocking your phone?
Apple introduced an accessibility feature in iOS 14 that, once enabled, allows you to perform actions by just tapping on the back of your phone. The feature is called Tap Back and it remains a sleeper feature that’s sneakily hidden away in your settings menu. Enabling Tap Back essentially allows you to create a button on the back of your iPhone to perform an action without needing to take up any space.
Once you have Tap Back enabled, it doesn’t take long to see how much of a game-changer it can be with its added convenience. Below, we’ll show you how to set it up so a couple of taps on the back of your iPhone will let you launch just about anything you want.
For more, check out what’s in the latest iOS 18.4 release.
How to set up Back Tap on iPhone
Whether you want to link Back Tap with your flashlight, camera or launch a different iPhone app, the path through your iPhone settings begins the same way.
On your compatible iPhone (iPhone 8 or later), launch the Settings application and go to Accessibility > Touch > Back Tap. Now you have the option to launch your action (in this case, your flashlight) with either two or three taps. Although two taps is obviously faster, I would suggest three taps because if you fidget with your phone, it’s easy to accidentally trigger the accessibility feature.
Once you choose a tap option, select the Flashlight option — or a different action if you prefer. You’ll see over 30 options to choose from, including system options like Siri or taking a screenshot, to accessibility-specific functions like opening a magnifier or turning on real-time live captions. You can also set up Back Tap to open the Control Center, go back home, mute your audio, turn the volume up and down and run any shortcuts you’ve downloaded or created.
You’ll know you’ve successfully selected your choice when a blue checkmark appears to the right of the action. You could actually set up two shortcuts this way — one that’s triggered by two taps and one that’s triggered by three taps to the iPhone’s back cover.
Once you exit the Settings application, you can try out the newly enabled Back Tap feature by tapping the back of your iPhone — in my case, to turn on the flashlight. To turn off the flashlight, you can tap on the back of your iPhone as well, but you can also just turn it off from your lock screen if that’s easier.
For more great iPhone tips, here’s how to keep your iPhone screen from dimming all the time and canceling all those subscriptions you don’t want or need.
Technologies
All the Nintendo Games You Can Update to Switch 2 for Free
Bad news: Mario Kart World will cost $80. Good news: These classic games will get free revamped versions for Switch 2.

Nintendo’s Switch 2 launch event on Wednesday has upset some fans for one key reason: pricing. The new console will be released on June 5 at a starting price of $450, and it will have new games, like Mario Kart World, Kirby Air Riders and Donkey Kong Bananza. But those games could cost as much as $80 (and that’s before factoring in possible tariffs).
Fortunately, Nintendo has also announced that some Nintendo Switch games will get free updates to improve playability on the upcoming console.
«By connecting your Nintendo Switch 2 to the internet, you can download free updates that may improve performance or add support for features such as GameShare in select games,» the company posted.
Here are all the Nintendo Switch games that can get a free update for the Switch 2.
- Arms
- Captain Toad: Treasure Tracker
- Super Mario Odyssey
- Super Mario 3D World + Bowser’s Fury
- Clubhouse Games: 51 Worldwide Classics
- The Legend of Zelda: Link’s Awakening
- The Legend of Zelda: Echoes of Wisdom
- Game Builder Garage
- New Super Mario Bros. U Deluxe
- Pokemon Scarlet
- Pokemon Violet
- Big Brain Academy: Brain vs. Brain
Nintendo also announced that other Switch games will have upgraded versions of the base game, called Switch 2 Editions. These games, which include The Legend of Zelda: Breath of the Wild and Tears of the Kingdom, may offer improved graphics, unique ways to play the game with the Switch 2 hardware, and other features.
You can buy a digital or physical copy of these games if you’re purchasing them for the first time. But Switch 2 Edition games are not free if you already own the Switch version of one of these games, so you’ll have to buy an upgrade pack to play the updated version.
It’s unclear how much Switch 2 Editions of games and upgrade packs will cost, and it’s also unclear how upgrade packs will work with physical versions of Switch games.
The Nintendo Switch 2 will also be backward compatible with certain games. While we don’t know all the Switch games that will be playable on the Switch 2, we know some Switch games have startup (PDF) or in-game (PDF) compatibility issues with the upcoming console.
For more on the Nintendo Switch 2 Direct, here’s what we know about the upcoming console and what to know about games like Mario Kart World and Duskbloods.
Technologies
Today’s NYT Mini Crossword Answers for Friday, April 4
Here are the answers for The New York Times Mini Crossword for April 4.

Looking for the most recent Mini Crossword answer? Click here for today’s Mini Crossword hints, as well as our daily answers and hints for The New York Times Wordle, Strands, Connections and Connections: Sports Edition puzzles.
Today’s NYT Mini Crossword about knocked me out. I struggled with 1-Across, «Elphaba’s broom in ‘Wicked’ or Aladdin’s lamp in ‘Aladdin,’ thinking it was a word like «magic» but with one less letter. And I was also stumped by 4-Down, «kibble nibblers,» which I thought for sure was «dogs» or «pups.» Need some help with today’s Mini Crossword? Read on. And if you could use some hints and guidance for daily solving, check out our Mini Crossword tips.
The Mini Crossword is just one of many games in the Times’ games collection. If you’re looking for today’s Wordle, Connections, Connections: Sports Edition and Strands answers, you can visit CNET’s NYT puzzle hints page.
Read more: Tips and Tricks for Solving The New York Times Mini Crossword
Let’s get at those Mini Crossword clues and answers.
Mini across clues and answers
1A clue: Elphaba’s broom in «Wicked» or Aladdin’s lamp in «Aladdin»
Answer: PROP
5A clue: Thorough investigation
Answer: PROBE
6A clue: Metaphor for an unquestioning rule-follower
Answer: ROBOT
7A clue: Harvard and Yale, for two
Answer: IVIES
8A clue: ___ Wearhouse (department store chain)
Answer: MENS
Mini down clues and answers
1D clue: Definitively determine
Answer: PROVE
2D clue: Herald of spring
Answer: ROBIN
3D clue: Orchestral reeds
Answer: OBOES
4D clue: Kibble nibblers
Answer: PETS
5D clue: Fastidiously proper
Answer: PRIM
How to play more Mini Crosswords
The New York Times Games section offers a large number of online games, but only some of them are free for all to play. You can play the current day’s Mini Crossword for free, but you’ll need a subscription to the Times Games section to play older puzzles from the archives.
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