Technologies

Is Xbox Game Pass Really Cheaper Than Buying Games? We Do the Math

We break down if it’s worth it to buy an Xbox Game Pass subscription, or if you should just keep paying for individual games.

I grew up with a video game controller in my hands. Video games have gone through a major evolution since my childhood — and while everything else has become more expensive, games have stayed roughly the same price.

But in 2017, Microsoft launched Xbox Game Pass, followed by Xbox Game Pass Ultimate in 2019. These are subscription services that give players unlimited access to an expanding library of over 400 new and old games, and cost $120 or $180 for one year, respectively. XBGP lets you play on console or PC, and XBGPU lets you play console, PC and cloud gaming. These prices make either Game Pass plan attractive, but in the end, is it cheaper to buy physical copies of games?

I did the math and found a year of XBGPU with an Xbox Series S is a better value than buying physical copies of games to play on an Xbox Series X, especially if you play a lot of different games.

See at Xbox

You can also check out if streaming services or cable offer a better deal, and whether it’s cheaper to buy groceries or meal kits.

Xbox Game Pass vs. physical game copies

	Series S + XBGP	Series S + XBGPU	Series X + XBGP	Series X + XBGPU	Series X + XBGP + game	Series X + XBGPU + game	Series X + game
Console	$300	$300	$500	$500	$500	$500	$500
Subscription (1 year)	$120	$180	$120	$180	$120	$180	N/A
Physical game (1)	N/A	N/A	N/A	N/A	$60-70	$60-70	$60-70

Total	$420	$480	$620	$680	$680-690	$740-750	$560-570

How I did the math

To calculate the costs, I started with the cost of the Series S, $300, and Series X, $500, since you need a console to play games on. The Series S is a digital-only console with no disc drive, so it can’t play physical copies of games. The Series X has a disc drive, so it can play either digital or physical copies of games. It’s important to include both, since the Series S is the more budget-friendly option, but the Series X has more gaming capabilities. If you already own either console though, you can scroll down for a yearly price breakdown of just the gaming service versus buying physical copies of the games.

Next, I found the price of each Xbox Game Pass plan without promotional deals, $10 and $15 a month. I multiplied both costs by 12 to give us the cost of the subscription over a one-year period. This is how we get $120 for XBGP and $180 for XBGPU.

Then, I found the price of new physical games. Many new games are $60, but game publishers are starting to increase game prices to $70, as was the case for NBA 2K21. Microsoft said it would start charging $70 for games made by its studios in 2023. That’s why there are two prices for new physical games.

A Series S with either Game Pass plan is budget-friendly gaming

We have two columns reflecting a Series S with one year of either game pass plan. A Series S with XBGP costs $420, the least expensive option. The Series S with XBGPU is $480, the second least expensive option. Both of these cost less than the Series X, and that’s before you buy a game or a subscription.

See Series S at Xbox

A Series X with either Game Pass plan and physical games cost more

There are five columns to show the Series X with one year of either Game Pass plan, Series X with one year of either Game Pass plan and physical games and Series X with just physical games.

As you might expect, the Series X with XBGPU and one physical game costs the most, at $740 or $750. Next, the Series X with XBGP and one physical game costs $680, and the Series X with XBGPU costs $680 or $690 with a $70 physical game. The Series X with XBGP costs $620. Finally, an Xbox Series X with one physical game costs $560 or $570.

See Series X at Xbox

What if you already have a Series S or X?

As you can see above, the consoles are responsible for the majority of the costs in the first year. For the second year, we remove the cost of the consoles, and this also gives us an idea of what the cost will look like moving forward.

	XBGP (1 year)	XBGPU (1 year)	Physical game (1)
Total	$120	$180	$60-70

As a reminder, one year of XBGP is $120, one year of XBGPU is $180 and a physical copy of a new game is between $60-70. You could buy up to three new $60 games in a year to equal the cost of XBGPU. If you buy $70 games, you can get two for the price of XBGPU or just one for the cost of XBGP. If you usually play more than two or three games a year, either Game Pass plan is worth it.

With both Game Pass plans, subscribers have access to over 400 games. Some of those games are new, like A Plague Tale: Requiem, while others are classics, like Doom. Games are added to the Game Pass library periodically, but they are also removed, like how Netflix adds and removes shows and movies over time. The number of games has also increased from when Microsoft launched the subscription service, so it’s safe to say that number will continue to rise.

Online play included with XBGPU, not physical games

Another important thing to consider is whether or not you plan on playing games online. If you want to do that with physical games, you need to subscribe to Xbox Gold Live.

	XBGP (1 year) + Xbox Live Gold (1 year)	XBGPU (1 year)	Physical game (1) + Xbox Live Gold (1 year)
Total	$180	$180	$120-130

Xbox Live Gold is $10 a month, or $60 a year. You would need to pay for a physical copy of a new game ($60-70) and then add the cost of one year of Xbox Live Gold ($60) to get $120-130.

Subscribe to Xbox Live Gold

If you have XBGPU then Xbox Live Gold is included with your subscription, so you don’t have to include that cost with your plan and you have access to the game library. However, an XBGP subscription doesn’t include Xbox Live Gold, so you’d have to pay for that separately or upgrade to XBGPU for the same cost.

Is either Xbox Game Pass plan worth it?

If you’re on a budget and want access to hundreds of games and online play, you should consider a Series S with XBGPU. And if you already have a console, XBGPU is still a great deal. You have unlimited access to over 400 games as compared to buying a few physical games, plus you can play online with your friends. If money isn’t an issue, then ball out with a Series X, XBGPU and as many physical games as you want.

For more We Do The Math, check out if Trader Joe’s is cheaper than other grocery stores, whether a meal kit is cheaper than buying groceries at the store or how much you could save by going meatless for one day a week.

Technologies

Nintendo’s Pokemon Legends: Z-A Is a Hit. Just Ask My Kid

Pokemon Legends: Z-A has sucked my family in, and I can’t get my Switch controller back from my son.

I’d love to tell you all about Pokemon Legends: Z-A, arriving this week, and what it’s been like to play on the Nintendo Switch 2. I can mostly do that — but for most of the past five days, it hasn’t really been me playing. What started as co-playing together quickly turned into my kid taking over completely as he got hooked. And honestly, I’d say that’s a good sign.

Nintendo makes a lot of Pokemon games, too many for me to keep track of. But Legends Z-A is the first that’s Switch 2-optimized, although you can play on original Switches, too. I can’t tell you what that’s like, though — my early review access limited me to playing Pokemon Legends: Z-A on the Switch 2 only at home. I was doubtful about how much a city-based game would truly feel like a must-have experience, but so far it’s already become one of my favorite Pokemon games ever.

I’ll let my son tell you. He’s gotten deep into the trading card game and has played most of the recent Pokemon titles over the past year, and he says this is his favorite so far. When I asked him why, he said it’s because the game completely rethinks how battles work. The quick, real-time system feels more immediate and far less sluggish than in past Pokemon games. Plus, he’s loving the story… and honestly, so am I.

A city full of surprises

My son loves the «peculiar» storyline, the fast-paced battles (which he now wants in every Pokemon game) and the constant sense of surprise while exploring Lumiose City.

All of Pokemon Legends: Z-A (at least from what I’ve seen in my 10-plus hours so far) takes place entirely within Lumiose City — a Paris-like metropolis where the CEO of a company called Quasartico Inc. is planning to rebuild everything into a new world where Pokemon and humans can better coexist. The setup reminded me of the Detective Pikachu movie during my demo a few weeks ago, and it turns out my instincts were right.

Pokemon roam in wild zones within the city, occasionally spilling into urban areas, while mysterious rogue «Mega Evolution» Pokemon have begun appearing and threatening the city’s calm. There’s clearly a deeper mystery at play, and while I’m still uncovering it, I won’t spoil anything here.

The game seems to mostly involve a journey to level up in rank from Z to A by battling various Pokemon trainers, but that’s not the whole story. There’s a group of friends you hang out with at a local hotel, along with research missions you have to carry out. Side quests are everywhere. The city, though it can feel a bit sparse at times, stretches all the way up to its rooftops, where all sorts of hidden spots are waiting to be discovered. It feels like a living maze, and one I’m still navigating.

And the city’s always changing, too. Wild zones keep multiplying, and from day to night the city’s dynamics shift. Battles take place at night, with trainers gathering in new pop-up spots each time. It’s not as lively as I’d hoped — this isn’t Grand Theft Pokemon — but the cozy, vibrant world still makes me daydream about what a real-life Universal Pokemon theme park could someday look like.

The Pokemon shine

I keep reminding myself to take extra time to discover and level up my Pokemon. At least that’s what my son’s telling me to do. He loves how many Pokemon can become Mega Evolved in this game, and how much fun the battle moves are to pull off. I’m happy he’s happy. I thought I’d get lost in the RPG aspects of the game, but I think the real-time Pokemon battles put me in a looser state of mind, more able to explore and not feel locked down into systems and rulesets. Swapping Pokemon battle moves and reassigning them to buttons is easy, too.

The stronger focus on trainer battles — and the sheer variety of Pokemon capable of mega evolving — gives the game more of that classic, Pokemon-centered energy than Pokemon Legends: Arceus ever did. I found myself more excited to see how different Pokemon looked and behaved than to uncover new realms to explore. After all, for all of Lumiose City’s secrets, you’re spending a lot more time roaming one massive location than in any other Pokemon game I can remember. Thankfully, the visual upgrades on the Switch 2 make those Pokemon look fantastic in battle.

I do want to spend more time in Lumiose City, though, and can’t help but wonder if this is a glimpse of how all Pokemon games will keep evolving. It’s hard to say, since Legends games like Z-A and Arceus have been more experimental than the rest of the series. But, like Arceus, Z-A is now one of my favorite Pokemon games on Switch. And on Switch 2, it plays smoother and feels better than any Pokemon game ever has before.

Technologies

iPhone 17 Preorders Spike and Overall Phone Sales Aren’t Slowing Down Despite Tariffs

Global smartphone shipments saw a notable increase in the third quarter of 2025. Plus, preorders for Apple’s new iPhone 17 beat out the iPhone 16.

Despite tariffs and market uncertainty, global smartphone shipments increased 2.6% in the third quarter of 2025, compared to the same time last year, according to the International Data Corporation. Additionally, preorders for the iPhone 17, which launched last month, outpaced last year’s iPhone 16.

These increased sales include premium phones like the latest iPhones and Samsung foldables, suggesting yet again that pricier phones still sell in periods of economic strain. It’s a remarkable achievement, says IDC senior research director Nabila Popal, citing shrewd financing options as the reason people keep buying these high-end phones, which cost anywhere from $800 to nearly $2,000.

«[Phone makers] have mastered the art of innovation not only in hardware and software to entice upgrades but also in removing purchase friction. They have flawlessly combined cutting-edge devices with innovative financing models and aggressive trade-in programs that make the upgrading decision a ‘no-brainer’ for consumers,» Popal said in an IDC press release.

Apple sold 58.6 million iPhones this quarter, an increase of 2.9% over the same period in 2024, with more preorders for the iPhone 17 series than its predecessor. But Samsung wasn’t far behind, with its Galaxy Z Fold 7 and Galaxy Z Flip 7 selling better than all of the company’s prior foldables. The company still reigns atop the phone market with 61.4 million phones sold, representing 19% of the market in the third quarter of this year — an increase of 6.3% from the same period last year. Meanwhile, Apple lands slightly behind Samsung with 18.2% market share this quarter.

The other phone makers trailing Apple and Samsung are, in order: Xiaomi, with 13.5% of the market; Transsion, with 9%; and Vivo with 8.9%. The remaining companies in the phones industry, from Chinese stalwarts like Oppo and Honor to Motorola and Google, make up the remaining 31.4% of the market for the quarter. All told, 322.7 million phones were sold, up from 314.6 million in the third quarter of 2024, according to IDC.

IDC’s findings for the third quarter continue the small but steady growth of phone sales over the year, including a modest 1% increase in the preceding three months — which includes the April deadline when President Donald Trump unveiled sweeping tariffs. In the second quarter, IDC cited midrange devices like Samsung’s Galaxy A36 and other phones that started incorporating AI. But even persistent tariffs haven’t slowed down people’s appetites for pricier phones in the third quarter.

Technologies

Today’s NYT Mini Crossword Answers for Tuesday, Oct. 14

Here are the answers for The New York Times Mini Crossword for Oct. 14.

Looking for the most recent Mini Crossword answer? Click here for today’s Mini Crossword hints, as well as our daily answers and hints for The New York Times Wordle, Strands, Connections and Connections: Sports Edition puzzles.

Today’s Mini Crossword has an odd vertical shape, with an extra Across clue, and only four Down clues. The clues are not terribly difficult, but one or two could be tricky. Read on if you need the answers. And if you could use some hints and guidance for daily solving, check out our Mini Crossword tips.

If you’re looking for today’s Wordle, Connections, Connections: Sports Edition and Strands answers, you can visit CNET’s NYT puzzle hints page.

Read more: Tips and Tricks for Solving The New York Times Mini Crossword

Let’s get to those Mini Crossword clues and answers.