For one or two people who just want to stay connected at reasonable speeds but don’t need a lot of extra features (or don’t want to pay too much), T-Mobile offers a significantly cheaper plan for older adults than competitors with Essentials Choice 55. This plan includes 5G access and is $45 per month for one line or $60 per month total for two lines when signed up for autopay. It’s the best value for one or two people, though they won’t be able to expand to three or four lines. 

The tradeoff is in the fine print, with Essentials Choice 55 customers getting lower speeds when they use over 50GB of data in a month or when T-Mobile’s network is congested from extensive customer activity, suggesting these customers are less prioritized than others. Video quality also «typically» streams at 480p, and tethering maxes out at 3G speeds (or 2G speeds in Mexico and Canada). The plan does give users access to T-Mobile’s Scam Shield, an app service that can auto-block suspected scam calls and let you change your number once a year if the calls get overwhelming. On the other hand, its mobile hotspot data is limited to T-Mobile’s older, slower 3G network.

T-Mobile also offers discounted versions of many of its regular plans for customers over 55 years old. For those who want a bit more functionality, data and some extras like getting a new phone every couple of years, T-Mobile’s slightly discounted Go5G Plus 55 is worth checking out.

Its Go5G Plus 55 plan is $75 per month for one line or $110 per month for two lines (expandable to $165 per month for three lines or $220 per month for four lines) with autopay enabled. Note that current discounts make this plan cost the same as a standard Go5G Plus plan if using autopay, but it’s less than the regular plan if you don’t plan on using autopay. The plan includes the same perks as T-Mobile’s standard plans, like up to 4K streaming, 50GB of 4G LTE hotspot data and 15GB of high-speed data (depending on the area, it may only be 4G LTE rather than 5G speeds) in Mexico and Canada. Plus, it includes subscriptions to Apple TV Plus and Netflix.

This plan also allows subscribers to upgrade their phone every two years, the same marquee perk that the standard Go5G Plus plan launched with. The only caveat is that plan owners will need to pay off 50% of their existing phone by the time they upgrade, but that shouldn’t be too much of a problem for most subscribers. Subscribers can also get the same discounts on devices that T-Mobile offers new customers switching from other carriers. 

The Go5G Next 55 plan is pricier at $85 per month for one line or $130 per month for two lines (also expandable up to four lines) and identical except for one thing: Subscribers can upgrade their phones using new customer device offers every year instead of every two years. 

Note that T-Mobile also offers Go5G 55 plan, which is cheaper than the above plans but offers less mobile hotspot data, fewer streaming services and doesn’t include two-year phone upgrades. If you can live without the phone upgrades and want to save a few bucks every month, opt for the Go5G 55 plan, which is $60 per month for one line or $90 for two lines, has 15GB of hotspot data per month and offers Netflix with ads.

T-Mobile also still offers its Magenta 55+ line, which starts at $50 per month for one line and goes up to $140 per month for four lines, offers up to 100GB of monthly data for the account and includes 6 months of Apple TV Plus as well as Netflix with ads, but only has 5GB of hotspot data. The catch is that you can’t find this within T-Mobile’s plan comparisons — you’ll need to call them directly to sign up for this or the slightly pricier Magenta MAX 55+ plan. On T-Mobile’s main cell phone plans page, click on «Learn more about Magenta and Magenta MAX plans» and find those options in the pop-up window.

Plus, only the customer who signed up for these plans needs to be 55 years old or older; anyone on additional lines needn’t fit that criteria.

Mint Mobile’s Mint 55 Plus plan is a modest but affordable plan that can be as cheap as $15 per month per line if signing up for 12 months in advance, $20 a month for six months or $25 per month for three months (customers must sign up for a minimum of three months). New customers can try the network for three months at a rate of $15 a month. 

The tradeoff is that the Mint 55 Plus plan only offers 5GB of data per month, and mobile hotspot usage draws from that cap. Mint runs on T-Mobile’s 5G network, providing similar 5G and 4G LTE service and availability as native T-Mobile customers. The plan doesn’t offer any bundled extras like streaming service subscriptions, but it does provide access to the «MINTech Advisor» for on-call tech support in getting started with the plan, transferring phone numbers to the service and troubleshooting issues.

Currently, you can’t sign up for Mint 55 Plus online. You’ll need to call Mint’s hotline at 833-655-1768 to sign up over a call.

Verizon has discounted plans for people aged 55 years and older, but they come with a huge caveat: They’re available only to those living in Florida. If you meet this requirement, you can get discounted plans that are pretty similar to the standard Verizon plans.

Verizon offers its 55 Plus Unlimited plan with one line for $62 per month or $84 for two lines when signed up for autopay. New customers switching to Verizon may have an easier time signing up; if you’re already a Verizon customer, you’ll need to talk to customer support to get your plan changed to Unlimited 55. The plan includes 5G Ultra Wideband service with unlimited low-speed (600Kbps) mobile hotspot access but lacks the bundled extras like streaming services you can add to conventional Verizon plans.

Verizon isn’t the only major US carrier with a special plan aimed at older adults living in Florida. AT&T has its Unlimited 55 Plus plan for slightly cheaper ($60 for one line or $80 for two lines). The plan includes 5G access as well as voice and data connectivity in Canada and Mexico. Current AT&T customers will need to visit an AT&T store to verify that they qualify for the plan. AT&T offers additional discounts for AARP members in Florida.