Technologies

Best Senior Phone Plans of 2025

Over 55 years old? Save money on your phone bill with special plans from T-Mobile, AT&T or even small carriers like Mint.

Our Experts

Written by David Lumb

Written by Patrick Holland

Our expert, award-winning staff selects the products we cover and rigorously researches and tests our top picks. If you buy through our links, we may get a commission.

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David Lumb Mobile Reporter

David Lumb is a mobile reporter covering how on-the-go gadgets like phones, tablets and smartwatches change our lives. Over the last decade, he’s reviewed phones for TechRadar as well as covered tech, gaming, and culture for Engadget, Popular Mechanics, NBC Asian America, Increment, Fast Company and others. As a true Californian, he lives for coffee, beaches and burritos.

See full bio

Patrick Holland Managing Editor

Patrick Holland has been a phone reviewer for CNET since 2016. He is a former theater director who occasionally makes short films. Patrick has an eye for photography and a passion for everything mobile. He is a colorful raconteur who will guide you through the ever-changing, fast-paced world of phones, especially the iPhone and iOS. He used to co-host CNET’s I’m So Obsessed podcast and interviewed guests like Jeff Goldblum, Alfre Woodard, Stephen Merchant, Sam Jay, Edgar Wright and Roy Wood Jr.

Patrick’s play The Cowboy is included in the Best American Short Plays 2011-12 anthology. He co-wrote and starred in the short film Baden Krunk that won the Best Wisconsin Short Film award at the Milwaukee Short Film Festival.

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What to consider

Check that you’re actually saving money

Are you getting a better deal than a carrier’s standard plans and offers? Most seniors-only plans don’t provide substantial differences, so make sure it’s worth pursuing.

Ensure availability

Some are restricted to certain states or limited in other ways, so it’s worth checking the fine print to determine whether you’re arbitrarily shut out from an otherwise appealing senior plan.

Check the coverage area

See if users around you are happy with their carrier and plan. Online forums, social media and even asking around the neighborhood can be helpful to determine whether you’re about to sign up for disappointing speeds and service. If you’re converting to a senior plan with your existing carrier, check to see if competitors offer better service, here’s our guide to switching carriers.

Compare

Back to selection

Everyone with a smartphone needs a plan, and there are plenty of options that vary by data and price. Older friends and family may have different priorities, and with discounts, multi-line deals and extras, there’s a lot to consider when choosing the best phone plan for seniors. Some of these offer more data per month while others add mobile hotspot data as well as bundled extras like subscriptions to streaming services. Below we’ve rounded up the best plans for seniors and pointed out where they differ from their standard plan counterparts.

What is the best phone plan for older adults?

T-Mobile’s Essentials Choice 55 plan is a discounted version of the carrier’s Essentials plan suited for customers over 55 years old and is notably more affordable. Despite the value, Essentials Choice 55 still has 5G connectivity and 50GB of data, which is a generous allotment for a no-frills service without the extra bells and whistles of pricier plans.

Other carriers also offer discounted plans for people age 55 and older. These options can be combined with other deals and can be helpful for those on fixed incomes. Plans typically have some or all of the same features as standard plans from the same carrier. For the most part, subscribers shouldn’t expect much difference in service, but some of these plans may be missing fun perks like bundled streaming services.

Best senior phone plans of 2025

All the basics at a more affordable price

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T-Mobile Essentials Choice 55

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Pros

The most affordable option among the three carriers
5G connectivity and 50GB of high-speed data in the US
An affordable plan for seniors who just want to use their phone for basic apps and tasks without watching much video

Cons

The plan only allows a maximum of two lines
The 480p video quality is very low
The 3G tethering speed is too slow for much more than checking email
The plan lacks bundled extras like streaming service subscriptions

For one or two people who just want to stay connected at reasonable speeds but don’t need a lot of extra features (or don’t want to pay too much), T-Mobile offers a significantly cheaper plan for older adults than competitors with Essentials Choice 55. This plan includes 5G access and is $45 per month for one line or $60 per month total for two lines when signed up for autopay. It’s the best value for one or two people, though they won’t be able to expand to three or four lines.

The tradeoff is in the fine print, with Essentials Choice 55 customers getting lower speeds when they use over 50GB of data in a month or when T-Mobile’s network is congested from extensive customer activity, suggesting these customers are less prioritized than others. Video quality also «typically» streams at 480p, and tethering maxes out at 3G speeds (or 2G speeds in Mexico and Canada). The plan does give users access to T-Mobile’s Scam Shield, an app service that can auto-block suspected scam calls and let you change your number once a year if the calls get overwhelming. On the other hand, its mobile hotspot data is limited to T-Mobile’s older, slower 3G network.

Specs & Configurations

Price: $40 a month for one line, $55 per month for two lines

Network: T-Mobile

High-speed data: 50GB

For people with big data needs

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T-Mobile Go5G Plus 55

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Pros

Cheaper than regular plans if not using autopay
Has the same bundled perks as the standard Go5G Plus and Go5G Next plans
New phone upgrade every two years (Go5G Plus 55) or every year (Go5G Next 55)
Able to add up to four lines

Cons

Same price as standard T-Mobile Go5G plans if using autopay
More expensive than the Essentials 55 plan

T-Mobile also offers discounted versions of many of its regular plans for customers over 55 years old. For those who want a bit more functionality, data and some extras like getting a new phone every couple of years, T-Mobile’s slightly discounted Go5G Plus 55 is worth checking out.

Its Go5G Plus 55 plan is $75 per month for one line or $110 per month for two lines (expandable to $165 per month for three lines or $220 per month for four lines) with autopay enabled. Note that current discounts make this plan cost the same as a standard Go5G Plus plan if using autopay, but it’s less than the regular plan if you don’t plan on using autopay. The plan includes the same perks as T-Mobile’s standard plans, like up to 4K streaming, 50GB of 4G LTE hotspot data and 15GB of high-speed data (depending on the area, it may only be 4G LTE rather than 5G speeds) in Mexico and Canada. Plus, it includes subscriptions to Apple TV Plus and Netflix.

This plan also allows subscribers to upgrade their phone every two years, the same marquee perk that the standard Go5G Plus plan launched with. The only caveat is that plan owners will need to pay off 50% of their existing phone by the time they upgrade, but that shouldn’t be too much of a problem for most subscribers. Subscribers can also get the same discounts on devices that T-Mobile offers new customers switching from other carriers.

The Go5G Next 55 plan is pricier at $85 per month for one line or $130 per month for two lines (also expandable up to four lines) and identical except for one thing: Subscribers can upgrade their phones using new customer device offers every year instead of every two years.

Note that T-Mobile also offers Go5G 55 plan, which is cheaper than the above plans but offers less mobile hotspot data, fewer streaming services and doesn’t include two-year phone upgrades. If you can live without the phone upgrades and want to save a few bucks every month, opt for the Go5G 55 plan, which is $60 per month for one line or $90 for two lines, has 15GB of hotspot data per month and offers Netflix with ads.

T-Mobile also still offers its Magenta 55+ line, which starts at $50 per month for one line and goes up to $140 per month for four lines, offers up to 100GB of monthly data for the account and includes 6 months of Apple TV Plus as well as Netflix with ads, but only has 5GB of hotspot data. The catch is that you can’t find this within T-Mobile’s plan comparisons — you’ll need to call them directly to sign up for this or the slightly pricier Magenta MAX 55+ plan. On T-Mobile’s main cell phone plans page, click on «Learn more about Magenta and Magenta MAX plans» and find those options in the pop-up window.

Plus, only the customer who signed up for these plans needs to be 55 years old or older; anyone on additional lines needn’t fit that criteria.

Specs & Configurations

Price: Go5G Plus 55: $70 per month for one line, $100 per month for two lines (expandable up to four lines)Go5G Next 55: $80 per month for one line, $120 per month for two lines (expandable up to four lines)

Network: T-Mobile

High-speed data: 50GB

Best prepaid plan for older people

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Mint 55 Plus

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Pros

Very affordable
Ideal for limited budgets

Cons

Discount diminishes if not buying a year in advance
Data cap is limited (other carriers offer as much as 50GB)
No bundled extras
Hotspot usage counts against the main data cap

Mint Mobile’s Mint 55 Plus plan is a modest but affordable plan that can be as cheap as $15 per month per line if signing up for 12 months in advance, $20 a month for six months or $25 per month for three months (customers must sign up for a minimum of three months). New customers can try the network for three months at a rate of $15 a month.

The tradeoff is that the Mint 55 Plus plan only offers 5GB of data per month, and mobile hotspot usage draws from that cap. Mint runs on T-Mobile’s 5G network, providing similar 5G and 4G LTE service and availability as native T-Mobile customers. The plan doesn’t offer any bundled extras like streaming service subscriptions, but it does provide access to the «MINTech Advisor» for on-call tech support in getting started with the plan, transferring phone numbers to the service and troubleshooting issues.

Currently, you can’t sign up for Mint 55 Plus online. You’ll need to call Mint’s hotline at 833-655-1768 to sign up over a call.

Specs & Configurations

Price: $15 per month if signed up for 12 months

Network: T-Mobile

High-speed data: 5GB

For people over 55 in Florida

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Verizon 55 Plus

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Pros

Discounted plans for residents of Florida

Cons

Not available to US residents in the other states or territories
No bundled extra features

Verizon has discounted plans for people aged 55 years and older, but they come with a huge caveat: They’re available only to those living in Florida. If you meet this requirement, you can get discounted plans that are pretty similar to the standard Verizon plans.

Verizon offers its 55 Plus Unlimited plan with one line for $62 per month or $84 for two lines when signed up for autopay. New customers switching to Verizon may have an easier time signing up; if you’re already a Verizon customer, you’ll need to talk to customer support to get your plan changed to Unlimited 55. The plan includes 5G Ultra Wideband service with unlimited low-speed (600Kbps) mobile hotspot access but lacks the bundled extras like streaming services you can add to conventional Verizon plans.

Specs & Configurations

Price: $62 per month for one line or $84 for two when signed up for autopay

Network: Verizon

High-speed data: 50GB

For seniors in Florida who don’t want Verizon

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AT&T Unlimited 55 Plus

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Pros

Discounted plans for residents of Florida

Cons

Not available to US residents in the other states or territories
No bundled extra features

Verizon isn’t the only major US carrier with a special plan aimed at older adults living in Florida. AT&T has its Unlimited 55 Plus plan for slightly cheaper ($60 for one line or $80 for two lines). The plan includes 5G access as well as voice and data connectivity in Canada and Mexico. Current AT&T customers will need to visit an AT&T store to verify that they qualify for the plan. AT&T offers additional discounts for AARP members in Florida.

Specs & Configurations

Price: $60 for one line or $80 for two lines

Network: AT&T 

High-speed data: 50GB

Factors to consider when choosing a plan

Check that you’re actually saving money: Are you getting a better deal than a carrier’s standard plans and offers? Most seniors-only plans don’t provide substantial differences, so make sure it’s worth pursuing.

Ensure availability: Some are restricted to certain states or limited in other ways, so it’s worth checking the fine print to determine whether you’re arbitrarily shut out from an otherwise appealing plan.

Check the coverage area: See if users around you are happy with their carrier and plan. Online forums, social media and even asking around the neighborhood can be helpful to determine whether you’re about to sign up for disappointing speeds and service. If you’re converting to a senior plan with your existing carrier, check to see if competitors offer better service. For that, here’s our guide to switching carriers.

How we test

Picking a wireless plan and carrier comes down to what matters most. What works for you or your older family member’s needs may be very different from those of your friends or neighbors.

We prioritize affordability and availability in our list, but those may not be the most important factors for you. If not, we recommend checking out our more general guides for plans, like our best cellphone plans and best family phone plans.

Value for older customers aside, every carrier differs in service. Even geographically, some areas have better AT&T coverage while others work better with Verizon or T-Mobile’s networks. Our recommendations are based on years of covering and evaluating the wireless carriers, their offerings and their performance.

Senior phone plans FAQs

The OnePlus 15 impressed my excellent colleague, David Lumb, with its superb battery life and excellent performance, especially for gaming. I wasn’t as thrilled with the cameras in my early testing, but the proof of its photography prowess comes down to how it stacks up against the competition. In this case, the iPhone 17 Pro is one of our favorite phone cameras and indeed one of the best camera phones you can buy in 2025.

For years, OnePlus has partnered with the iconic Swedish camera maker Hasselblad to work on color science and image calibration for OnePlus phones. But that partnership has ended, which puts a lot of pressure on the Chinese company to impress with its camera suite on the OnePlus 15. Throughout all these changes, Apple released the iPhone 17 Pro, which has a brand-new 48-megapixel 4x telephoto camera and carries forward the company’s reputation for excellent photography.

I headed out to the streets of Edinburgh, Scotland, to test both phone cameras in a variety of situations. It’s important to note, though, that what I consider «better» might not be what you agree with. Photography, like all art, is subjective. While, as aprofessional photographer, I prefer more natural, true-to-life tones, you may prefer imagery with more pop and colors. Take my thoughts with a grain of salt.

Note, too, that all images were taken with each phone’s standard camera mode in JPEG format, and all images have been resized using Adobe Lightroom, with no additional edits or sharpening applied. Small print done with, let’s dive in.

Straight off the bat, I’ll admit a small mistake in the photos above. I took this shot using one of the iPhone’s Photographic Styles. I think it was Gold, and so it’s no surprise that it’s given the image a more vibrant, warmer look that suits the scene incredibly well. I only had the style active for this example and the ultrawide version below.

However, I noticed that the iPhone’s exposure is broadly better, while the OnePlus’ software processing had worked so hard in reducing image noise that a lot of the texture in the floor had been lost.

Switch to the ultrawide lenses, and things do change a bit. The iPhone’s exposure above looks preferable to my eye, but the OnePlus’ shot definitely has more detail overall.

This example above is quite classic of the problems I have not just with the OnePlus 15, but also with most of OnePlus’ phones. The image is quite heavily saturated, with an electric-blue sky and vivid greens that look unnatural to me. The iPhone’s image has a much better handle on color here.

My other problem with OnePlus’ phones is how hard they go with their HDR processing, brightening up shadows and pulling back highlights, resulting in images that quite often lack depth and believable contrast. The image above is a prime example where the deep shadows under this bridge have been maintained in the iPhone’s shot, but where the OnePlus 15 has tried to lighten them so much that the image looks very overprocessed.

And to prove it’s not a one-off, this example above is a real low point for the OnePlus. It really tried to eliminate any kind of shadows in this scene, while pulling back the highlights in the sky outside far too much. The image looks fake, overprocessed and exactly what people would think of if you told them a photo was taken on a phone. By taking a far more subtle approach, the iPhone’s image is much more to my liking.

The OnePlus hasn’t gone as hard with its vendetta against shadows in the image above, but it does look like it’s ramped that saturation way up. It’s not that I don’t like vibrant colors — I do — it’s just that I want to add in that saturation should I want to, rather than having it forced on me by default.

The images above show a more muted scene and a good effort from both phones. Although taken just nine seconds apart (I checked the metadata), I do think the sun may have slightly peeked out from behind a cloud a little more in the iPhone’s shot, as the front of the building does look quite a lot brighter. Or maybe the OnePlus is going hard on the HDR again. Who knows? Either way, good details on this image from both phones.

The same scene in ultrawide does arguably look a little muted from the iPhone, at least when compared with the bold blue of the OnePlus’ shot above. Somewhere between the two would be my sweet spot. After I zoomed in on the details, the iPhone’s shot is certainly clearer, but at full screen — or on your Insta feed — that difference is negligible.

That brightness and color difference persists when taking each phone to its maximum default telephoto zoom, so maybe it doesn’t have anything to do with the sun and clouds after all. Colors aside, the iPhone’s shot above is also clearer, and its details look sharp without being overly digitally sharpened. The OnePlus’ image does have something of a «crunchiness» to it from its software processing that I don’t like as much.

Peeping close up at the pixels on each phone’s telephoto zoom shot, I definitely think the OnePlus has gone too hard with its sharpening in the image above of a person in a window.

I’m slightly more torn on this nighttime scene. The OnePlus shot above has yet again gone big on the saturation. Look at the overcooked green on the grass — it looks like it was taken at midday in the spring. The iPhone’s colors look way more natural. However, the OnePlus’ sharpening works in favor at night, delivering a shot with crisper details throughout.

And in ultrawide, I flat out prefer the OnePlus image above. Those vibrant tones look much better here, especially as they make the oranges of the building in the background stand out more.

And if we peep at those pixels again, it’s clear that the details on the OnePlus’ shot (left) are far better. Finally, a win for the OnePlus.

This final indoor low-light scene is a bit more of a mixed bag. The OnePlus’ image above is unquestionably brighter — especially the people nearest the camera — but its noise reduction has gone a bit too hard in some areas, reducing textures on clothing and hair that the iPhone hasn’t done. Overall, though, I’d say this example is a close fight.

iPhone 17 Pro vs. OnePlus 15: Which camera is better?

For me, it’s an easy victory for the iPhone 17 Pro. Almost across the board, its images are more natural looking with realistic colors, saturation levels and exposure. The OnePlus 15’s reliance on heavy-handed image processing has resulted in often garish-looking photos that are almost the opposite of what I look for in my photography. However, as I said at the beginning, that’s just my opinion.

As a photographer, I want my camera — any camera — to be able to capture the best-looking image straight out of the camera that I can then apply more edits to if I want to. But maybe you don’t want to do that and instead want a vibrant, punchy-looking shot that you can immediately share to social media. If so, maybe the OnePlus will be fine for you.

At the end of the day, deciding which phone to buy will come down to more than just the camera, so make sure to read CNET’s in-depth reviews of all of 2025’s best phones to decide which is the one for you.

Verum World

Best Senior Phone Plans of 2025

Our Experts

What is the best phone plan for older adults?

Best senior phone plans of 2025

All the basics at a more affordable price

T-Mobile Essentials Choice 55

Pros

Cons

Specs & Configurations

For people with big data needs

T-Mobile Go5G Plus 55

Pros

Cons

Specs & Configurations

Best prepaid plan for older people

Mint 55 Plus

Pros

Cons

Specs & Configurations

For people over 55 in Florida

Verizon 55 Plus

Pros

Cons

Specs & Configurations

For seniors in Florida who don’t want Verizon

AT&T Unlimited 55 Plus

Pros

Cons

Specs & Configurations

Factors to consider when choosing a plan

How we test

Senior phone plans FAQs

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