Technologies

Your Venmo Privacy Could Be Compromised. How to Protect Your Account

When it comes to your funds, it’s important to be aware of privacy risks for payment apps.

Millions of people use mobile payment apps like PayPal’s Venmo and Square’s Cash App everyday to transfer money directly from their bank accounts to friends, family and merchants. These platforms offer convenience, but they aren’t without security risks, due in part to their combination of finance and social media. Users can also be targets for hackers looking to drain financial accounts.

But don’t worry — there are plenty of ways for you to secure your Venmo and Cash App accounts with a few simple settings changes and privacy best practices. Here’s what to do.

Basic tips for protecting your privacy on Venmo and Cash App

Both payment apps use encryption and fraud detection technology to protect account information. But to better ensure your security, you should take a few extra steps.

Use a randomly generated password

We know — you’re tired of hearing about how you need to use unique, hard-to-guess passwords for every account. But it’s still true, especially when your money’s involved. One easy way to do this is to use a password manager. Our favorites — including LastPass
, 1Password and Bitwarden — offer a free tier of service with all of the basics: password storage, strong and secure password generation and autofill capabilities.

apple-iphone-lock-cybersecurity-0440 — A password manager can help keep your Venmo and Cash App accounts secure.

Angela Lang/CNET

Beware of common scams

Criminals target users of apps like Venmo and PayPal in all kinds of clever ways. There have been reports of hackers posing as Venmo and Cash App support staff, calling or texting users, «helping» them change their passwords and then draining the accounts.

Scammer landlords have asked prospective renters for a deposit before offering apartment tours. Scammer pet owners have used a similar bait-and-switch, offering purebred animals at extremely low prices, asking for advance payment and then disappearing. Cash App’s support page is full of these types of calamities.

«Nobody at Venmo will ever contact you to request a password or verification code to your account,» according to the app’s security support page. The same is true for Cash App.

If you fall victim to a scam on either app, you should contact support@venmo.com or access resources through Cash App’s site.

Don’t use banking apps on public Wi-Fi (or invest in a VPN)

When you log into a financial app on any public Wi-Fi network — at a hotel, airport or coffee shop, for example — it can give malicious actors an opportunity to break into your account. It’s happened on cash-sharing apps before.

If you absolutely need to access your account and can’t use a reliable network, we recommend using a VPN to hide your activity from spying eyes. Here’s how to set up a VPN on your iPhone or Android and our list of the best VPNs of 2022.

Using a VPN while on public Wi-Fi is a good way to protect yourself while using any app related to finance.

Sarah Tew/CNET

Don’t send money to strangers

Avoid sending payments to people you don’t know and trust through Venmo and Cash App. Neither app is currently optimized for buying or selling goods or services, though Venmo is working on a business profiles feature to make retail and commercial sales more secure. If you’re a vendor considering using Cash App, you’re better off creating a business account through Square Payments.

Read more: 6 Best Payment Apps

Make all of your Venmo transactions private

This is an absolute must. When you create a Venmo account, by default all of your transactions are public — which means anyone on the internet can see exactly what you’re sending, and to whom. This public record has been used to figure out everything from who won The Bachelor before a season aired to an alleged political sex trafficking investigation.

Making all of your transactions private by default is extremely easy. Open the Venmo app, and tap the three lines in the upper right corner for the menu. Tap Settings > Privacy, and under Default Privacy Setting, tap Private. Now all of your future payments will only be visible to you and the recipient.

You can also change the privacy settings for past transactions. On the same Privacy page, under more, tap Past Transactions. You’ll see the option to Change to Friends, or Change All to Private.

One benefit of Cash App: All transactions are private by default.

venmo-app — If you don’t make your Venmo transactions private, anyone can see them.

Venmo

Enable two-factor authentication

Two-factor authentication is a solid way to add another layer of security to your account. When you sign in on a new device, Venmo will send a code to the phone number registered with your account, that you’ll need to enter correctly to access your account.

To enable two-factor authentication on Venmo, open the app and tap the three lines in the upper right corner for the menu. Tap Settings, and under security, tap Remembered Devices. You’ll see the device you’re currently using, and possibly others you’ve used in the past. When you sign on with any of the devices on your list, you won’t need to enter a verification code. To remove any of the devices, swipe left and tap Delete. If you want to enable two-factor authentication on all devices, you can delete them all from this list.

On Cash App, every time you sign into your account on a new device, you’ll be sent a one-time login code. The app recommends adding two-factor authentication to your email account associated with the app for better protection.

Set up a pin or turn on Face ID

Enabling Face ID or a pin adds more security to your account when opening the app or making a transaction.

On Venmo, you can set this up so that every time you open the app, you’ll need to enter either your Face ID (or fingerprint scan depending on device) or your pin. To get started, tap the three lines in the upper right corner for the menu. Tap Settings, and under security, tap Face ID & PIN. Tap the toggle to Enable Face ID & PIN. The app will prompt you to enter a new passcode, and, if you’re on an iPhone, you’ll get a pop up notification asking if you’d like to allow Venmo to use Face ID to unlock your account. Tap OK. If you’re on an Android phone, it may say PIN code & biometric unlock.

On Cash App, you can set up a security lock that requires your Face ID, Touch ID or a pin to transfer funds. Tap your profile icon in the top right corner. Tap Privacy & Security, and under Security, toggle on Security Lock. The app will prompt you to enter a pin, and then enter your email address to confirm your selection with a code.

Setting up a pin or biometric login can help secure your accounts.

Brett Pearce/CNET

Turn on payment send notifications

Get alerted to any unauthorized activity on your Venmo or Cash App accounts by turning on notifications.

On Venmo, go to Settings > Notifications. Choose from push, text or email notifications. Under Push notifications, you can toggle on and off notifications for bank transfers, payment received, payment sent and lots more. Turning on at least the payment sent notification is a good way to get an immediate alert of anyone else sending money through your account.

On Cash App, tap your profile icon, and tap Notifications. Tap to turn on push notifications by text or email.

Link a credit card instead of your bank account

Though you can add a checking or savings account to Venmo, it’s more secure to link it to a credit card. Though you’ll be subject to a 3% transaction fee, credit cards typically have much stronger theft and fraud protection than a conventional bank account.

To change your payment method on Venmo, go to Settings > Payment methods, and tap Add bank or card. Then tap Card, and enter your credit card information.

On Cash App, you need to enter your bank account information before entering a credit card. However, you can sign up for a free Cash Card debit card so you can use funds people send you through the app on the card.

For more, check out the best checking accounts, best savings accounts and best credit monitoring services.

Technologies

Major Amazon Prime Benefit Faces Crackdown Next Month

Amazon plans to end its Prime Invitee program soon. Here’s how this could affect your deliveries.

If you’re using a friend or family member’s free Prime shipping and you don’t live in the same household, you might need to pay another monthly cost. According to Amazon’s updated customer service page, first reported by The Verge, the retail giant is ending its Prime Invitee benefit-sharing program on Oct. 1.

Amazon isn’t the first company to prevent membership sharing between family and friends. The e-commerce giant is just the latest to follow Netflix’s account-sharing crackdown. We also saw it done with Disney-Plus last year. While it’s unclear whether this change will work for Amazon, Netflix gained over 200,000 subscribers following its policy change.

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Amazon’s Prime Invitee program is being replaced by Amazon Family, which includes many of the same benefits. However, Amazon Family only works for up to two adults and four children living in the same «primary residential address» — a shared home. While you’ll still be able to use free shipping to send gifts elsewhere, your Prime Invitees will no longer be able to use the perk.

Read more: More Than Just Free Shipping: Here Are 19 Underrated Amazon Prime Perks

What this means for you

If you’re the beneficiary of someone else’s Prime Invitee benefits, you have one more month to take advantage of the current program before the changes take effect.

Starting in October, you’ll have to get your own Amazon Prime subscription in order to benefit from the company’s free shipping program. First-time subscribers get a year of Prime membership for $15, but you’ll be stuck shelling out $15 a month to maintain your subscription thereafter.

Read more: Your Free Pass to Prime Day Deals (No Membership Required)

Why is Amazon ending the Prime Invitee program?

This move follows shortly after Reuters reported that Amazon’s Prime account signups slowed down recently despite an extended July Prime Day event. While the company reported blowout sales numbers, new Prime subscriptions didn’t meet internal expectations. In the US, they fell short of last year’s signup metrics.

According to Reuters, Amazon registered 5.4 million US signups over the 21-day run-up to the Prime Day event, around 116,000 fewer than during the same period in 2024, and 106,000 below the company’s own goal, a roughly 2% decline in both metrics.

By forcing separate households to have their own subscriptions, Amazon could be looking to attract more Prime accounts after previously failing to do so.

The new Amazon Family program (previously known as Amazon Household) offers Prime benefits to up to two adults and four children in a single home, including free shipping, Prime Video, Prime Reading, Amazon Music and more. The subscription also includes benefits for certain third-party companies, such as GrubHub.

Impulse Buys Under $25 on Amazon That Make Surprisingly Great Gifts

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Technologies

Premiere Pro for Free: How Adobe’s New iPhone App Will Let You Edit Videos at No Cost

Adobe Premiere users will only have to pay for extra AI credits and cloud storage.

Thanks to social media apps like TikTok and Instagram, everyone is an video editor these days. And soon you won’t have to sit down at a laptop to use one of the most popular video editors on the market.

Adobe announced on Thursday that it is releasing a new video editing iPhone app named Premiere on Sept. 30. You can preorder the app now in the Apple App Store, with an Android app currently in development.

The iOS app should feel familiar to Premiere users, with its multitrack timeline and preview screen. The app can be used for all your usual video editing: trimming clips, overlaying audio and adding synchronized captions. You can also use Adobe’s new voice-to-sound effects tool and record voiceovers.

Premiere should be a big upgrade for Adobe users who have only used Premiere Rush, a barebones version of its video editor. As more content creators become mobile-first, Adobe is hoping to draw them in with revamped mobile apps.

Don’t miss any of our unbiased tech content and lab-based reviews. Add CNET as a preferred Google source.

You should be able to use the Premiere iOS app for free. Adobe says you may need to pay for generative AI credits and additional storage, like through Adobe Creative Cloud, though more pricing info is expected closer to the Sept. 30 launch. This is very different from the desktop app, which starts at $23 per month.

A truly free Premiere mobile app would be a win for content creators, especially for anyone who wants to explore editing in Premiere but doesn’t want to pay for another subscription.

In an era of mobile-first content creators, tech companies have raced to introduce user-friendly mobile editing apps. TikTok creators use the ever-popular CapCut, with Meta adding its own contribution, a new app called Edits. Adobe has long been the industry standard for professional content creation and editing, but its mobile offerings were usually less feature-packed versions of its flagship programs under different names.

That changed this year as Adobe released true mobile versions of Photoshop and Firefly AI. The new Premiere app helps Adobe make a competitive entrance in a crowded market, in addition to giving loyal Adobe users a new way to access their tools on the go.

Adobe has also been focused on integrating generative AI into its software. Premiere Pro got its first-ever AI tool, generative extend, which uses AI to add a few extra seconds to clips you upload. It’s meant to help smooth transitions between clips, particularly when you might have turned off the recording a smidge too early and need a few extra seconds of film.

AI is a contentious issue among creators, with some voicing concerns over the training and deployment of AI models. Adobe’s Firefly AI has been fully integrated into the new Premiere iOS app, though the company’s AI guidelines state that it never trains on customer data and that its AI-generated content is commercially safe.

For more, check out what to know about the iOS and Android Photoshop apps and good alternatives to CapCut.

Technologies

Today’s NYT Mini Crossword Answers for Saturday, Sept. 6

Here are the answers for The New York Times Mini Crossword for Sept. 6.

Looking for the most recent Mini Crossword answer? Click here for today’s Mini Crossword hints, as well as our daily answers and hints for The New York Times Wordle, Strands, Connections and Connections: Sports Edition puzzles.

Today’s Mini Crossword is extra-long, as usual on Saturdays. And a couple of the clues were stumpers! Need answers? Read on. And if you could use some hints and guidance for daily solving, check out our Mini Crossword tips.

If you’re looking for today’s Wordle, Connections, Connections: Sports Edition and Strands answers, you can visit CNET’s NYT puzzle hints page.

Read more: Tips and Tricks for Solving The New York Times Mini Crossword

Let’s get to those Mini Crossword clues and answers.