Technologies

Tax Scams Are Preying on Last-Minute Filers

If you still haven’t filed your taxes, think before you click.

There’s less than a month to go before this year’s income tax filing deadline, and security experts are warning consumers to be on the lookout for tax-related scams and other attempts to steal their refunds and personal information.

Just a heads up that like last year, this year’s federal income tax deadline is April 18 — three days later than usual — thanks to a weekend and Emancipation Day, which is observed in Washington, DC. But the more you procrastinate, the more likely you are to fall victim to some kind of tax-related cybercrime.

Scammers can capitalize on your last-minute efforts to play catch-up if you don’t take a beat before clicking on a dubious link or handing over personal information. Either action could put you at risk for financial fraud or identity theft.

Tax-season scammers often impersonate the IRS, tax professionals or online filing websites, said David Putnam, head of identity and protection for LifeLock, a provider of consumer identity theft protections.

Phishing emails, texts and even phone calls designed to look like they’re from the IRS, or an IRS agent, are a common sight this time of year. They might threaten jail time or big fines if the targeted person doesn’t pay what the cybercriminals might claim are back or overdue taxes.

Those are all sure signs of a scam, Putnam said.

«The IRS only communicates through snail mail, so if you get a text message claiming to be from the IRS, you’ll know you’re actually being contacted by a scammer,» he said.

The IRS also doesn’t take payments in the forms of cryptocurrency or gift cards, making requests for back taxes in those forms obvious signs of a scam too.

Phishing emails could also carry fake tax forms that look like they’re coming from an employer or a bank, said Ravi Srinivasan, CEO of Votiro, a cybersecurity company that specializes in the secure transfer of data.

Srinivasan said consumers are used to getting lots of these files from lots of different places. They’re not necessarily going to think twice before opening up an attachment that could contain malware instead of a tax form.

«Do they know that it’s clean? Do they know that it’s safe?» he asked. «They don’t. They just hope that it is and the bad actors know that.»

When consumers do file, it’s critical that they make sure they’re using a legitimate tax preparation service, since tax returns are chock full of people’s most sensitive personal information, including their Social Security numbers.

Unsolicited offers to file your taxes for you should be regarded with skepticism, Putnam said. They could be part of a «ghost preparation scam,» where a cybercriminal impersonates a tax professional and promises a large refund that never appears or steals your refund by routing it to another account.

They also could collect your personal information through a website spoofing of a legitimate tax preparation service, then use it to file a false tax return and claim your refund, he said.

«Remember, if you enter any personal information on a spoofed website, scammers will have access to it,» he said.

Here are a few tips from the IRS and others for staying alert.

File early. OK. The ship may have already sort of sailed on this one, but the earlier you file, the less time cybercriminals have to use your identity to commit fraud.

Watch out for phishing and smishing. The IRS won’t send unsolicited emails or texts. Skip the links and attachments and go straight to the IRS or the applicable state and city websites.

Get a PIN. File this tip under things to remember for next year. Taxpayers who can validate their identities with the IRS can obtain an identity protection PIN, a six-digit code that prevents a cybercriminal from filing a fraudulent tax return with your Social Security number.

Fight back against fraud. If you discover someone has filed a tax return in your name, complete a paper return and include form 14039 (Identity Theft Affidavit), Putnam said. Report the fraud to local law enforcement and the Federal Trade Commission. Monitor your credit reports and account statements and contact the three major credit bureaus to ask for a freeze so that no one can request new credit in your name.

Always use good passwords and 2FA. These are both a must for any account related to your tax returns and documents. Make sure you’re using good antivirus software and that it, along with your operating system, is up to date. While you’re at it, back up your tax information to a removable drive or encrypted cloud storage. Paper copies and drives should be securely stored.

Know who you’re dealing with. If you’re self-filing online, make sure you’re using a reputable service. If you hire someone to do it for you, make sure they’re who they say they are. Be especially careful when submitting documents both online and on paper. Any decent tax professional or service will use a secure portal, not ask you to email them unprotected. Paper documents shouldn’t be left on a desk for anyone to find.

Shred everything. Tax documents that are no longer needed must be properly destroyed. Dumpster diving still happens. Don’t be tempted to toss them in the trash and definitely don’t put them in the recycling.

Technologies

Today’s NYT Mini Crossword Answers for Wednesday, April 8

Here are the answers for The New York Times Mini Crossword for April 8.

Looking for the most recent Mini Crossword answer? Click here for today’s Mini Crossword hints, as well as our daily answers and hints for The New York Times Wordle, Strands, Connections and Connections: Sports Edition puzzles.

Need some help with today’s Mini Crossword? Hint: It uses a lot of the letter Z for some reason. Read on for all the answers. And if you could use some hints and guidance for daily solving, check out our Mini Crossword tips.

If you’re looking for today’s Wordle, Connections, Connections: Sports Edition and Strands answers, you can visit CNET’s NYT puzzle hints page.

Read more: Tips and Tricks for Solving The New York Times Mini Crossword

Let’s get to those Mini Crossword clues and answers.

Mini across clues and answers

1A clue: ___-Carlton (hotel chain)
Answer: RITZ

5A clue: Span of the alphabet
Answer: ATOZ

6A clue: Cable channel with an out-of-this-world name
Answer: STARZ

7A clue: Takes care of, as a squeaky wheel
Answer: OILS

8A clue: Toy on a string
Answer: YOYO

Mini down clues and answers

1D clue: When a post receives far more negative comments than likes, in social media slang
Answer: RATIO

2D clue: World’s leading wine producer
Answer: ITALY

3D clue: Middle of the human body
Answer: TORSO

4D clue: Sleeping sound
Answer: ZZZ

6D clue: Tofu base
Answer: SOY

Technologies

Today’s NYT Connections: Sports Edition Hints and Answers for April 8, #562

Here are hints and the answers for the NYT Connections: Sports Edition puzzle for April 8 No. 562.

Looking for the most recent regular Connections answers? Click here for today’s Connections hints, as well as our daily answers and hints for The New York Times Mini Crossword, Wordle and Strands puzzles.

Today’s Connections: Sports Edition is a tough one. If you’re struggling with today’s puzzle but still want to solve it, read on for hints and the answers.

Connections: Sports Edition is published by The Athletic, the subscription-based sports journalism site owned by The Times. It doesn’t appear in the NYT Games app, but it does in The Athletic’s own app. Or you can play it for free online.

Read more: NYT Connections: Sports Edition Puzzle Comes Out of Beta

Hints for today’s Connections: Sports Edition groups

Here are four hints for the groupings in today’s Connections: Sports Edition puzzle, ranked from the easiest yellow group to the tough (and sometimes bizarre) purple group.

Yellow group hint: Working out.

Green group hint: Cover your face.

Blue group hint: NFL players.

Purple group hint: Leap.

Answers for today’s Connections: Sports Edition groups

Yellow group: Exercises in singular form.

Green group: Sporting jobs that require masks.

Blue group: Hall of Fame defensive ends.

Purple group: ____ jump.

Read more: Wordle Cheat Sheet: Here Are the Most Popular Letters Used in English Words

What are today’s Connections: Sports Edition answers?

The yellow words in today’s Connections

The theme is exercises in singular form. The four answers are crunch, plank, situp and squat.

The green words in today’s Connections

The theme is sporting jobs that require masks. The four answers are catcher, fencer, football player and goaltender.

The blue words in today’s Connections

The theme is Hall of Fame defensive ends. The four answers are Dent, Peppers, Strahan and Youngblood.

The purple words in today’s Connections

The theme is ____ jump. The four answers are broad, high, long and triple.

Technologies

The $135M Google Data Settlement Site Is Live — See If You’re Eligible

Use the settlement website to select your preferred payment method, and you may end up $100 richer.

You can now file a claim in the $135 million Google data settlement. The case centers on claims that Android devices transmitted user data without consent. Specifically, the class action lawsuit Taylor v. Google LLC contends that Google’s Android devices passively transferred cellular data to Google without user permission, even when the devices were idle. While not admitting fault, Google reached a preliminary settlement in January, agreeing to pay $135 million to about 100 million US Android phone users.

The official settlement website for the lawsuit is now live. The final approval hearing won’t occur until June 23, when the court will consider whether Google’s settlement is fair and listen to objections. After that, the court will decide whether to approve the $135 million settlement.

In the meantime, if you qualify and want to be paid as part of the settlement, you can select your preferred payment method on the official website. There, you can find information on speaking at the June 23 court hearing and on how to exclude yourself or write to the court to object by May 29.

As part of the settlement, Google will update its Google Play terms of service to clarify that certain data transfers do occur passively even when you’re not using your Android device, and that cellular data may be relied upon when not connected to Wi-Fi. This can’t always be disabled, but users will be asked to consent to it when setting up their device.

Google will also fully stop collecting data when its «allow background data usage» option is toggled off.

Who can be part of the settlement?

In order to join the Taylor v. Google LLC settlement, you must meet four qualifications:

Be a living, individual human being in the US.
Have used an Android mobile device with a cellular data plan.
Have used the aforementioned device at any time from Nov. 12, 2017, to the date when the settlement receives final approval.
You’re not a class member in the Csupo v. Google LLC lawsuit, which is similar but specifically for California residents.

The final approval hearing is on June 23, so you can add your payment method until then. The hearing’s date and time may change, and any updates will be posted on the settlement website.

If you choose to do nothing, you will still be issued a settlement payment, but you may not receive it if you don’t select a payment method.

How much will I get paid?

It’s not currently known exactly how much each settlement class member will receive, but the cap is $100. Payments will be distributed after final court approval and after any appeals are resolved.

After all administrative, tax and attorney costs are paid, the settlement administrator will attempt to pay each member an equal amount. If any funds remain after payments are sent, and it’s economically feasible, they will be redistributed to members who were previously and successfully paid. If it’s not economically feasible, the funds will go to an organization approved by the court.