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Your Costco Membership Can Save You Big, Here’s How to Get the Most Out of It

Costco has great prices on a lot of items, and here’s how you can maximize your savings on your next trip.

Odds are you know what Costco is, but you may not already be a member. You may be curious as to whether it’s worth it or not to spend $60 or more a year to shop somewhere, but the truth is that the membership easily pays for itself for most Costco shoppers. As a one-stop-shop, there’s a lot to buy and a lot of money to be saved by signing up for your own Costco membership.

The most obvious advantage to joining Costco is the opportunity to stock up on necessities such as groceries, electronics and more in bulk at affordable prices. But did you know about the different types of Costco membership and the additional perks just waiting for you?

Even after being a member for a year, I had no idea how much value was built into my membership. But now that I do, I’ll tell you everything you need to know about Costco membership perks so you can save every visit. If you want to learn how to save at other retailers, check out our additional shopping tips to save at Best Buy Outlet and Amazon’s subscribe and save.

How to sign up for a Costco membership

Before I dive into the perks of a Costco membership, you should know you have the option to sign up for one of two Costco memberships. There’s the Executive Gold Star membership for $120, and the Gold Star membership for $60.

In order to get a Costco membership, you need:

1. A membership number (you’ll get an email from Costco when you register online)

2. Valid government-issued photo ID

Both of these are needed when you visit a membership counter in person to fully sign up. You can also just do what I did, and sign up in person by skipping the online membership number. Only do the prelim scheduling if you want to save some time in line; either way, you have to go in person to complete the membership process.

When you sign up and it’s confirmed, you’ll take a picture and have a Costco card in minutes. Plus, the Executive Gold Star and Gold Star membership comes with one free card for anyone over the age of 18 who lives at the same address.

Gold Star vs. Executive Gold Star membership

Although you’ll save every time you shop at Costco with either membership, there are differences between the two. As a Gold Star member, you have «everyday value» access. This includes:

1. 100% satisfaction guarantee.

2. Two membership cards.

3. Ability to shop online and in warehouses worldwide.

A Costco Executive Gold Star member gets all three perks from the Gold membership and two additional perks:

1. Costco services discounts (e.g. auto insurance program, home insurance).

2. A 2% annual reward up to $1,000 on eligible Costco and Costco travel purchases.

No matter which membership you choose, you’ll get Costco gasoline, electronics and appliances, prescription, tires and grocery delivery at cheaper prices.

Get 2% back, here’s how

The 2% annual reward is capped at $1,000 for one year. Only purchases made by the primary household member will apply toward the reward. If the primary cardholder is no longer on the account, their purchases will not apply to the reward. About three months before your renewal, you’ll get the 2% reward.

How to upgrade to an Executive Gold membership

Maybe you’re already a Gold Star member and you want to upgrade to the Executive membership. Here’s what you need to know:

1. Costco will prorate the upgrade based on the months remaining in your previous membership.

2. Any purchases made before the upgrade doesn’t count toward your 2% reward.

3. The following year, you’ll be charged the full $120.

4. And if you want to upgrade, you can visit the membership counter at any Costco to do so.

Which membership is best for you?

To answer this question, ask yourself how much money on average you think you’ll spend at Costco. If you’re not shopping at Costco regularly, then regular Gold Star membership is likely the better option. However, if you’re buying in bulk, plan on making your shopping trips exclusive to Costco, and if you want to earn rewards, then the Executive Gold Star membership is your go-to for extra savings.

Since you’re aware of the perks available to you, now you’re ready to become a Costco member or upgrade for more rewards. To save money at other retailers, read our other shopping tips on getting Costco delivered without a membership and getting your money back with this holiday return policy cheat sheet.


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Technologies

Today’s NYT Connections Hints, Answers and Help for Jan. 14, #948

Here are some hints and the answers for the NYT Connections puzzle for Jan. 14 #948.

Looking for the most recent Connections answers? Click here for today’s Connections hints, as well as our daily answers and hints for The New York Times Mini Crossword, Wordle, Connections: Sports Edition and Strands puzzles.


Today’s NYT Connections puzzle is kind of tough. The blue category, not the purple one today, expects you to find hidden words in four of the words given in the grid. Read on for clues and today’s Connections answers.

The Times has a Connections Bot, like the one for Wordle. Go there after you play to receive a numeric score and to have the program analyze your answers. Players who are registered with the Times Games section can now nerd out by following their progress, including the number of puzzles completed, win rate, number of times they nabbed a perfect score and their win streak.

Read more: Hints, Tips and Strategies to Help You Win at NYT Connections Every Time

Hints for today’s Connections groups

Here are four hints for the groupings in today’s Connections puzzle, ranked from the easiest yellow group to the tough (and sometimes bizarre) purple group.

Yellow group hint: That’s not going anywhere.

Green group hint: End user or customer.

Blue group hint: Ask a meteorologist.

Purple group hint: Not noisy.

Answers for today’s Connections groups

Yellow group: Fixed.

Green group: Receiver of goods or services.

Blue group: Starting with weather conditions.

Purple group: Silent ____.

Read more: Wordle Cheat Sheet: Here Are the Most Popular Letters Used in English Words

What are today’s Connections answers?

The yellow words in today’s Connections

The theme is fixed. The four answers are fast, firm, secure and tight.

The green words in today’s Connections

The theme is receiver of goods or services. The four answers are account, client, consumer and user.

The blue words in today’s Connections

The theme is starting with weather conditions. The four answers are frosty (frost), mistletoe (mist), rainmaker (rain) and snowman (snow).

The purple words in today’s Connections

The theme is silent ____. The four answers are auction, movie, partner and treatment.


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Technologies

Today’s Wordle Hints, Answer and Help for Jan. 14, #1670

Here are hints and the answer for today’s Wordle for Jan. 14, No. 1,670.

Looking for the most recent Wordle answer? Click here for today’s Wordle hints, as well as our daily answers and hints for The New York Times Mini Crossword, Connections, Connections: Sports Edition and Strands puzzles.


Today’s Wordle puzzle is a tough one, with a letter that is rarely used and which I just never guess. If you need a new starter word, check out our list of which letters show up the most in English words. If you need hints and the answer, read on.

Read more: New Study Reveals Wordle’s Top 10 Toughest Words of 2025

Today’s Wordle hints

Before we show you today’s Wordle answer, we’ll give you some hints. If you don’t want a spoiler, look away now.

Wordle hint No. 1: Repeats

Today’s Wordle answer has no repeated letters.

Wordle hint No. 2: Vowels

Today’s Wordle answer has three vowels.

Wordle hint No. 3: First letter

Today’s Wordle answer begins with A.

Wordle hint No. 4: Last letter

Today’s Wordle answer ends with D.

Wordle hint No. 5: Meaning

Today’s Wordle answer can mean to keep away from something or someone.

TODAY’S WORDLE ANSWER

Today’s Wordle answer is AVOID.

Yesterday’s Wordle answer

Yesterday’s Wordle answer, Jan. 13, No. 1669 was GUMBO.

Recent Wordle answers

Jan. 9, No. 1665: EIGHT

Jan. 10, No. 1666: MANIC

Jan. 11, No. 1667: QUARK

Jan. 12, No. 1668: TRIAL


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Technologies

Apple Launches Creator Studio Package as $13 a Month Subscription

Mac users can still buy the apps individually, but subscribers get access to Final Cut Pro and other Studio tools.

Apple is bundling its pro filmmaking and audio tools including Final Cut Pro with its productivity apps Keynote, Pages and Numbers into a subscription software suite called Apple Creator Studio.

The package, which includes apps for Mac, iPad and iPhone, includes Logic Pro, Pixelmator Pro, Motion, Compressor, MainStage and the whiteboard app Freeform. Creator Studio will be available starting Jan. 28 at a cost of $13 per month or $129 per year, or $3 per month or $30 per year for students and educators. Mac users will still have the option to purchase software like Final Cut Pro for a one-time free. The current price for Final Cut Pro in the Mac App Store is $300.

While apps such as Keynote and Pages are already free on Apple platforms, it appears that new versions of those apps will receive access to beta features that will roll out first to Creator Studio subscribers. The announcement by Apple alludes to «new AI features and premium content» in some of the apps it otherwise makes available to use for free.

What the Creator Studio bundle comes with

The star of the show in Creator Studio is Final Cut Pro, the video editing software that will now include Transcript Search on both Mac and iPad. There is also a new Beat Detection feature Apple says uses an AI model to analyze a music track and display a beat grid, making it easier to cut video to music rhythms. The software also will include a new Montage Maker on iPad for quick social video creation.

Motion, the 2D and 3D graphics tool, and Compressor also integrate with Final Cut Pro. Apple touted Motion’s Magnetic Mask feature for isolating objects or people without the need for a green screen.

Logic Pro has new features for musicians, including a Synth Player addition to AI Session Players. Chord ID, a new AI feature, can create chord progressions from audio or MIDI recordings. A new Sound Library will have hundreds of royalty-free clips, samples and loops.

A revamped MainStage app gives subscribers access to instrument, voice-professing and guitar rig tools. Pixelmator Pro arrives with new tools and filters, and there will be an iPad version in addition to the Mac tool.

Freeform in the Creator Studio package will add premium content, including curated photos, graphics and illustrations. It will also get new AI features that include image creation.

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