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Apple Watch Series 8 vs. SE: Which One Is Right for You?

The Series 8’s extra health-tracking features, faster charging and always-on display separate it from the SE.

Deciding on a new Apple Watch can be challenging, especially if you’re choosing between the $399 Apple Watch Series 8 and the $249 Apple Watch SE.

Unless you’re an avid scuba diver or rock climber — or want to look like one — you’re probably not considering the $799 Apple Watch Ultra. The Series 8 and SE are both intended for everyday wearers that want to keep an eye on their health and fitness levels, but don’t need the Ultra’s larger screen, longer battery life and extra features tailored for the outdoors. 

Both the Series 8 and SE run on Apple’s WatchOS 9 software, have the company’s newest chip and are among the first to detect car crashes. That’s in addition to the functionality Apple’s watches have offered for years, like the ability to track workouts, detect hard falls and mirror iPhone alerts.

Which one is right for you depends on what you want in a smartwatch. As someone who primarily uses my Apple Watch for logging exercise, viewing notifications and checking the time, there’s little that I missed when switching from the Series 8 to the SE after testing both.

The biggest reason to choose the Series 8 over the SE right now is its extra health-tracking smarts, such as its new wrist temperature measurements, blood oxygen saturation readings and the ability to take an electrocardiogram. The Apple Watch isn’t a medical device and shouldn’t be treated as such. But those who want more data on their cardiac and respiratory health to share with their doctors might find the Series 8 to be the better choice.

I think the Series 8’s main benefits will become more clear over the long term. Temperature sensing is still new, but I like the idea of being able to see how changes in my baseline temperature may correlate with how I’m feeling that day. The Series 8’s ultrawideband chip, which isn’t present in the SE, may also feel more valuable in a future where unlocking your car with your phone or watch is just as common as using Apple Pay at the checkout counter.

Apple Watch Series 8 with rainbow display on blue background

A larger screen with an always-on display

If you were to ask me what I’ve missed most about using the Apple Watch SE, it’s the always-on display found on the Series 8 and other flagship Apple Watches since 2019. Without an always-on display, the Apple Watch SE’s screen just turns into a black box on my wrist, which isn’t exactly the most attractive look. 

When wearing the Series 8 (or the Series 5, 6 or 7), I can view my watch face anytime without having to raise my wrist or touch the watch. I don’t think the always-on display alone is worth paying an extra $150 if you don’t care about the other health extras that come with the Series 8. But I do wish the always-on display was standard across all Apple Watches at this point.

The Apple Watch Series 8 also has a larger display and comes in 41- and 45-millimeter case sizes, compared to the 40 or 44mm SE. Having a bigger display is nice, but the only thing I missed is the Series 8’s QWERTY keyboard for typing responses to text messages (the Series 7 has this too). On the SE, you can still scribble letters, dictate words or send canned responses, but I like the flexibility of being able to quickly type a couple of words. Those who prefer larger text sizes may also want to choose the Series 8 over the SE.

The Series 8 is also available in a pricier stainless steel finish, and the aluminum version comes in an additional Product Red color option not available on the SE. 

Apple Watch Series 8 and iPhone with Health app showing temperature readings

More health tracking

Apple’s flagship watches like the Series 8 have evolved into comprehensive health-tracking devices, with the ability to take an ECG from your wrist and monitor blood oxygen levels. The Series 8 and Ultra are the first to get temperature sensors, enabling them to check your wrist temperature overnight and show whether you’ve deviated from your baseline. It takes five nights to set up temperature sensing, since the watch needs enough time to establish your baseline wrist temperature.

Apple says nighttime wrist temperature can be an indicator of overall body temperature, and changes could possibly be caused by illness, jet lag or exercise. Since the Apple Watch doesn’t have a readiness score like Oura or Fitbit, I could see this information being useful for helping me decide whether my body needs extra rest.

I’m hoping Apple weaves wrist temperature readings into new features and insights in the future. Right now, you can see a chart showing how your nighttime temperature readings deviate from your baseline. But it generally seems like it’s up to you to interpret these readings. 

A chart from the Apple Health app showing wrist temperature data from the Apple Watch Series 8.

The Apple Watch isn’t a medical device and can’t alert you when you’re sick, so it can be hard to know how to use this data. That’s part of the reason why I never check my blood oxygen levels; it’s just another statistic that I’m not sure what to make of. I’ve been wearing the Apple Watch Series 8 consistently for a couple of weeks, but I’m still not sure what to do with this temperature data. 

My nighttime wrist temperature is pretty close to my baseline most of the time, but it’s usually a fraction of a degree higher or lower. Sometimes my deviations are as high as 0.37 degrees Fahrenheit above my baseline or 0.55 degrees below the norm. I can’t connect the dots between those deviations and what may have happened to cause them. It’s also difficult to wear the Apple Watch Series 8 consistently overnight since I have to charge it during some evenings.

Still, having another data point like wrist temperature opens up some interesting opportunities for the future. I’m hoping Apple finds new ways to crunch all of these statistics together to enable new insights and actionable advice. Until then, nighttime wrist temperature is yet another metric you can potentially share with your doctor if you’re not feeling well, but it’s difficult to tell how useful it actually is. 

For now, the biggest application for the Series 8’s temperature sensing will likely be fertility tracking. Apple says the Series 8 and Ultra can provide retrospective ovulation estimates and improved period tracking, potentially making the Series 8 a better choice for those who are interested in using it for family planning purposes. That information can be helpful because it provides users with data from their own bodies, rather than just making estimates based on the length of their cycle.

«But this actually gives you real life data because the time of ovulation can vary from person to person from month to month,» said Dr. Angela Bianco, MD, director of maternal fetal medicine at the Mount Sinai Health System. «Some people ovulate earlier in their cycles, others ovulate later in their cycles.»

Again, the Apple Watch isn’t a medical device and shouldn’t be treated as such. It also shouldn’t be used for contraception.

«I stress that women who are trying not to get pregnant should not use this because there can be errors in the data,» said Dr. Alexis Melnick, an OBGYN at NewYork-Presbyterian and assistant professor at Weill Cornell Medicine. «And you can have a cycle that is variable that may not follow the regular pattern.» 

Apple says data stored in the health app — including female health statistics like ovulation estimates — is encrypted when your iPhone is locked with a passcode, Face ID or Touch ID. The same goes for data backed up to iCloud. 

You’ll also want to make sure two-factor authentication is enabled for your iCloud account, which should be turned on by default. This ensures that health data is end-to-end encrypted, meaning Apple cannot read or access your data. To make sure two-factor authentication is on, open the Settings menu on your iPhone, tap your name and choose the Password & Security option. 

Apple Watch SE on wrist showing battery percentage

Other extras, like faster charging and ultrawideband

While the Series 8’s extra health sensors are the biggest reason to potentially choose it over the SE, there are a few other extras to consider. The Series 8 can charge more quickly than the SE, as it inherits the fast-charging capabilities of the Series 6 and 7. The Apple Watch Series 8 charged from 70% to 80% in 10 minutes, while the SE charged from 70% to 77% over the same time period. For each watch, I used the included charging cable and the same power adapter plugged into the same outlet. Both watches have Apple’s new low power mode, which dials back certain features like automatic workout detection to extend battery life.

The Series 8, like the Series 6 and 7, also have Apple’s U1 ultrawideband chip. Ultrawideband is a wireless protocol for proximity sensing that’s become common in new flagship phones and smartwatches. Ultrawideband is primarily used for finding misplaced items and gadgets using Apple’s Find My service, or for unlocking your car with more precision than Bluetooth. 

If you have a car that’s compatible with ultrawideband, for example, you can unlock your vehicle automatically as you approach it with your Apple Watch. Ultrawideband is said to be more secure and precise than Bluetooth when functioning as a key, which you can read more about here. It’s a nice perk, but it’s likely not a necessity for everyone. At least not yet. 

The bottom line

The Apple Watch Series 8 and SE have a lot in common when it comes to core features and functionality. They can both track workouts, show iPhone notifications, provide high and low heart rate notifications and detect irregular heart rhythms. They also both come with safety features like emergency SOS, fall detection and car crash detection, the latter of which is exclusive to Apple’s 2022 smartwatches. The new Compass app, which includes a new feature to help you retrace your steps, is also coming to both watches as well as the Series 7, Series 6 and first-generation SE. 

If you like using Apple Pay or syncing your Apple Watch to the treadmill at your local gym through GymKit, you’ll do just fine with either the new SE or the Series 8. They both have the same processor, support low power mode and run on Apple’s new WatchOS 9 update. 

The difference really comes down to health tracking. By choosing the SE, you’ll miss out on the Apple Watch’s ECG app, blood oxygen sensor and new temperature sensor. Whether those features are necessary depends on what you hope to get out of your smartwatch. Do you primarily want to track workouts, or are you looking for deeper health metrics to share with your doctor? 

You’ll also get a few perks that make the Series 8 a better iPhone companion, such as a larger always-on display, faster charging and ultrawideband support. Of those features, I personally find the always-on display to be most useful. 

Overall, the Series 8 seems poised to become more useful over time, especially after I’ve had more time to test the temperature sensor. Ultrawideband is another feature I’m expecting to become more useful in the long term as using mobile devices as digital keys starts to become more common. But for now, ultrawideband alone shouldn’t be a deciding factor; it’s more about the sum of how all of these parts come together. 

The Series 8 is the right option for those who want more health-tracking features and are willing to pay a premium for it. The Apple Watch SE is the best choice for those who are upgrading from an older watch or are buying an Apple Watch for the first time and just want an Apple Watch that feels new and has all of the core features. But if you have a recent Apple Watch like the Series 5, you can probably hold off on upgrading entirely unless you really want Apple’s new health upgrades. 

Apple Watch Series 8 vs. SE

Apple Watch Series 8 Apple Watch SE
Starting price $399 $249
Size 41mm or 45mm 40mm or 44mm
Finishes Aluminum or stainless steel Aluminum
Colors Aluminum: Midnight, starlight, silver, Product Red; Stainless steel: Graphite, silver, gold Midnight,starlight, silver
Software WatchOS 9 WatchOS 9
Screen 904 sq mm display area (41mm); 1,143 sq mm display area (45mm) 759 sq mm display area (40mm); 977 sq mm display area (44mm)
Health sensors Blood oxygen, electrical heart (ECG),third-gen optical heart, temperature Second-gen optical heart
Health features High and low heart rate notifications, irregular heart rate notifications, blood oxygen, nighttime wrist temperature deviations, cardio fitness level, cycle tracking, retrospective ovulation estimates, sleep tracking High and low heart rate notifications, irregular heart rate notifications, cardio fitness level, cycle tracking, sleep tracking
Chip Apple S8 SiP Apple S8 SiP
Durability IP6X dust resistant;water resistant up to 50m Water resistant up to 50m
Safety Emergency SOS, international emergency calling, crash detection, fall detection Emergency SOS, international emergency calling, crash detection, fall detection
Battery Up to 18 hours with fast charging, support for low power mode Up to 18 hours, support for low power mode
Storage 32GB 32GB
Other features GPS, optional cellular, Compass Backtrack, always on altimeter, Family Setup, speaker, microphone, activity and exercise tracking, Apple Pay, GymKit, ultrawideband support GPS, optional cellular, Compass Backtrack, always on altimeter, Family Setup, speaker, microphone, activity and exercise tracking, Apple Pay, GymKit

Technologies

Verum Finance: A Super App for Private Finance Integrated Into a Messenger

Verum Finance: A Super App for Private Finance Integrated Into a Messenger

Verum Finance has announced the launch of a new financial application that allows users to manage their money directly within the secure Verum Messenger ecosystem.

The project has already attracted attention from major media outlets. A dedicated feature was published by Forbes Türkiye, while one of the world’s largest cryptocurrency exchanges, MEXC, covered the launch. Yahoo Finance had previously reported on the evolution of Verum Messenger into a comprehensive financial ecosystem.

What Verum Finance Offers

Verum Finance transforms a messenger into a complete financial platform. Users can:

• Manage their balance and top up using bank cards or USDT
• Send money instantly to other Verum users
• Issue and use debit cards, including Apple Pay support
• Exchange assets and withdraw funds
• Access all these services without installing separate banking applications

A strong emphasis is placed on privacy. The platform offers registration without a phone number or email address, end-to-end encryption, and full user control over personal data.

Recognition from Forbes Türkiye

In a dedicated article, Forbes Türkiye highlighted Verum Finance as a notable example of modern privacy-driven fintech. The publication emphasized the growing trend of financial services moving from standalone banking applications into unified messaging ecosystems — a model that has proven successful in Asia through platforms such as WeChat and Alipay and is now expanding globally.

Support from the Crypto Community

Alongside the Forbes Türkiye coverage, news about the launch of Verum Finance was also featured by MEXC, one of the world’s leading cryptocurrency exchanges. This reflects growing interest in the project from both traditional business media and the cryptocurrency community.

A Strategic Vision

“We are building more than a payments application and more than a messenger. Verum is a unified secure ecosystem where communication, finance, and privacy tools work together,” the company stated.

Verum Finance is now available for iPhone and iPad users. The application complements Verum Messenger, which offers anonymous chats, voice and video calls, VPN services, eSIM connectivity, and other tools designed to enhance digital freedom.

Verum Financehttps://finance.verum.im

Verum Messengerhttps://verum.im

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Forbes Türkiye Highlights Verum Finance and the Rise of Integrated Financial Ecosystems

Forbes Türkiye Highlights Verum Finance and the Rise of Integrated Financial Ecosystems

Forbes Türkiye has published an article examining the launch of Verum Finance and its approach to integrating financial services directly into a messaging ecosystem.

In the article, Forbes Türkiye notes that the fintech industry is undergoing a transformation as financial services increasingly move beyond traditional banking applications and become part of broader digital ecosystems. Verum Finance is presented as an example of this trend, combining payments, digital cards, money transfers, and balance management within a single environment connected to Verum Messenger

According to the publication, Verum Finance follows a model similar to the “super app” concept that has gained significant traction in Asian markets, where communication and financial services operate together on one platform. Unlike many Western platforms that continue to separate messaging and banking services, Verum Finance is integrated directly into the Verum ecosystem, allowing users to manage financial activities without relying on multiple third-party applications.

The article highlights several core features of the platform, including virtual debit cards, user-to-user transfers, online payments, digital asset operations, Apple Pay integration, and in-app balance management.

Forbes Türkiye also points to the growing importance of embedded finance and changing user expectations. The publication suggests that lengthy account-opening procedures, physical card delivery times, and constant switching between applications are becoming increasingly outdated in a mobile-first world.

Another major focus of the article is privacy and security. Forbes Türkiye describes Verum Finance as part of a broader trend toward “privacy-driven fintech,” where financial services are built on privacy-oriented infrastructure. The publication notes that the platform incorporates features such as phone-number-free registration, end-to-end encryption, user-controlled access management, and privacy-focused tools designed to enhance data protection.

The article concludes that one of the key challenges for companies operating at the intersection of secure communications, digital payments, and embedded finance will be maintaining both usability and security within a single integrated ecosystem.

The coverage by Forbes Türkiye reflects growing media interest in platforms that combine communication and financial services, as the industry continues moving toward more unified digital experiences.

Websitehttps://finance.verum.im 
App Storehttps://apps.apple.com/app/verum-finance/id6774245148  
Verum Messengerhttps://verum.im 

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Technologies

Verum Launched “Verum Finance” App for iPhone and iPad, Expanding Its Digital Ecosystem Into Financial Services

Verum Launched “Verum Finance” App for iPhone and iPad, Expanding Its Digital Ecosystem Into Financial Services

Verum has announced the official launch of Verum Finance, a standalone financial application now available on the App Store for iPhone and iPad, marking a further expansion of the company’s growing digital ecosystem.

The new application is designed to centralize core financial functions in a single mobile interface, allowing users to manage balances, send and receive funds, use debit cards, and exchange supported balance types without relying on traditional banking workflows.

According to Verum, the platform enables users to view account activity in real time, top up balances using supported payment methods including Apple Pay, and transfer funds to other users within the Verum ecosystem using a unique Verum ID. The system also supports multi-balance management, including specialized balance categories such as precious metals.

Debit card functionality is integrated directly into the app, allowing users to issue and manage cards linked to their balances, monitor transactions, and top up cards when needed. The company also emphasizes built-in exchange tools that allow users to convert between supported balance types within the application.

Security features include Face ID authentication, passcode protection, Sign in with Apple, and privacy-oriented account controls aimed at maintaining user confidentiality and data protection.

The launch of Verum Finance follows the company’s broader strategy of building an interconnected ecosystem of digital products. Alongside Verum Messenger, which combines secure communication tools, encrypted messaging, voice and video calls, VPN services, eSIM connectivity, AI features, anonymous email, and crypto-related functionality, the new financial app extends Verum’s positioning from communication technology into financial infrastructure.

Industry trends increasingly show demand for “all-in-one” digital environments that reduce dependency on multiple standalone apps. Verum’s approach reflects this shift by integrating communication and financial services within a unified ecosystem.

Verum Finance is now available globally for download on iPhone and iPad via the App Store.

Websitehttps://finance.verum.im 
App Storehttps://apps.apple.com/app/verum-finance/id6774245148 
Verum Messengerhttps://verum.im 

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