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Your Venmo Privacy Could Be Compromised. How to Protect Your Account

When it comes to your funds, it’s important to be aware of privacy risks for payment apps.

Millions of people use mobile payment apps like PayPal’s Venmo and Square’s Cash App everyday to transfer money directly from their bank accounts to friends, family and merchants. These platforms offer convenience, but they aren’t without security risks, due in part to their combination of finance and social media. Users can also be targets for hackers looking to drain financial accounts. 

But don’t worry — there are plenty of ways for you to secure your Venmo and Cash App accounts with a few simple settings changes and privacy best practices. Here’s what to do. 

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Basic tips for protecting your privacy on Venmo and Cash App

Both payment apps use encryption and fraud detection technology to protect account information. But to better ensure your security, you should take a few extra steps.

Use a randomly generated password

We know — you’re tired of hearing about how you need to use unique, hard-to-guess passwords for every account. But it’s still true, especially when your money’s involved. One easy way to do this is to use a password manager. Our favorites — including LastPass
, 1Password and Bitwarden — offer a free tier of service with all of the basics: password storage, strong and secure password generation and autofill capabilities. 

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A password manager can help keep your Venmo and Cash App accounts secure.

Angela Lang/CNET

Beware of common scams

Criminals target users of apps like Venmo and PayPal in all kinds of clever ways. There have been reports of hackers posing as Venmo and Cash App support staff, calling or texting users, «helping» them change their passwords and then draining the accounts. 

Scammer landlords have asked prospective renters for a deposit before offering apartment tours. Scammer pet owners have used a similar bait-and-switch, offering purebred animals at extremely low prices, asking for advance payment and then disappearing. Cash App’s support page is full of these types of calamities.

«Nobody at Venmo will ever contact you to request a password or verification code to your account,» according to the app’s security support page. The same is true for Cash App. 

If you fall victim to a scam on either app, you should contact support@venmo.com or access resources through Cash App’s site.

Don’t use banking apps on public Wi-Fi (or invest in a VPN)

When you log into a financial app on any public Wi-Fi network — at a hotel, airport or coffee shop, for example — it can give malicious actors an opportunity to break into your account. It’s happened on cash-sharing apps before.

If you absolutely need to access your account and can’t use a reliable network, we recommend using a VPN to hide your activity from spying eyes. Here’s how to set up a VPN on your iPhone or Android and our list of the best VPNs of 2022

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Using a VPN while on public Wi-Fi is a good way to protect yourself while using any app related to finance. 

Sarah Tew/CNET

Don’t send money to strangers

Avoid sending payments to people you don’t know and trust through Venmo and Cash App. Neither app is currently optimized for buying or selling goods or services, though Venmo is working on a business profiles feature to make retail and commercial sales more secure. If you’re a vendor considering using Cash App, you’re better off creating a business account through Square Payments.

Read more: 6 Best Payment Apps

Make all of your Venmo transactions private

This is an absolute must. When you create a Venmo account, by default all of your transactions are public — which means anyone on the internet can see exactly what you’re sending, and to whom. This public record has been used to figure out everything from who won The Bachelor before a season aired to an alleged political sex trafficking investigation

Making all of your transactions private by default is extremely easy. Open the Venmo app, and tap the three lines in the upper right corner for the menu. Tap Settings > Privacy, and under Default Privacy Setting, tap Private. Now all of your future payments will only be visible to you and the recipient. 

You can also change the privacy settings for past transactions. On the same Privacy page, under more, tap Past Transactions. You’ll see the option to Change to Friends, or Change All to Private.

One benefit of Cash App: All transactions are private by default

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If you don’t make your Venmo transactions private, anyone can see them.

Venmo

Enable two-factor authentication

Two-factor authentication is a solid way to add another layer of security to your account. When you sign in on a new device, Venmo will send a code to the phone number registered with your account, that you’ll need to enter correctly to access your account. 

To enable two-factor authentication on Venmo, open the app and tap the three lines in the upper right corner for the menu. Tap Settings, and under security, tap Remembered Devices. You’ll see the device you’re currently using, and possibly others you’ve used in the past. When you sign on with any of the devices on your list, you won’t need to enter a verification code. To remove any of the devices, swipe left and tap Delete. If you want to enable two-factor authentication on all devices, you can delete them all from this list. 

On Cash App, every time you sign into your account on a new device, you’ll be sent a one-time login code. The app recommends adding two-factor authentication to your email account associated with the app for better protection. 

Set up a pin or turn on Face ID

Enabling Face ID or a pin adds more security to your account when opening the app or making a transaction. 

On Venmo, you can set this up so that every time you open the app, you’ll need to enter either your Face ID (or fingerprint scan depending on device) or your pin. To get started, tap the three lines in the upper right corner for the menu. Tap Settings, and under security, tap Face ID & PIN. Tap the toggle to Enable Face ID & PIN. The app will prompt you to enter a new passcode, and, if you’re on an iPhone, you’ll get a pop up notification asking if you’d like to allow Venmo to use Face ID to unlock your account. Tap OK. If you’re on an Android phone, it may say PIN code & biometric unlock

On Cash App, you can set up a security lock that requires your Face ID, Touch ID or a pin to transfer funds. Tap your profile icon in the top right corner. Tap Privacy & Security, and under Security, toggle on Security Lock. The app will prompt you to enter a pin, and then enter your email address to confirm your selection with a code. 

Setting up a pin or biometric login can help secure your accounts.

Brett Pearce/CNET

Turn on payment send notifications

Get alerted to any unauthorized activity on your Venmo or Cash App accounts by turning on notifications. 

On Venmo, go to Settings > Notifications. Choose from push, text or email notifications. Under Push notifications, you can toggle on and off notifications for bank transfers, payment received, payment sent and lots more. Turning on at least the payment sent notification is a good way to get an immediate alert of anyone else sending money through your account. 

On Cash App, tap your profile icon, and tap Notifications. Tap to turn on push notifications by text or email. 

Link a credit card instead of your bank account 

Though you can add a checking or savings account to Venmo, it’s more secure to link it to a credit card. Though you’ll be subject to a 3% transaction fee, credit cards typically have much stronger theft and fraud protection than a conventional bank account. 

To change your payment method on Venmo, go to Settings > Payment methods, and tap Add bank or card. Then tap Card, and enter your credit card information. 

On Cash App, you need to enter your bank account information before entering a credit card. However, you can sign up for a free Cash Card debit card so you can use funds people send you through the app on the card. 

For more, check out the best checking accountsbest savings accounts and best credit monitoring services

Technologies

Why Are Switch 2 Games So Expensive? Trump’s Tariffs May Not Be Sole Factor

It still comes down to money.

Wednesday’s reveal of the Switch 2 had a lot of buzz from Nintendo surrounding its successor to the Switch. One shocking bit, though, was the high price of its games. There’s a lot of confusion, especially with news of President Donald Trump’s increased tariffs on many trading partners, including Japan. 

After the Switch 2 Direct, Nintendo released the full details of the upcoming console and games on its website. The price of Mario Kart World shocked gamers and led to some disdain, as the $80 MSRP was $10 more than what most new games cost today. This led many to wonder if this would be a new normal for game prices due to Trump’s tariffs or if Nintendo was just being greedy. The answer, however, might be something completely different. 

Are Nintendo Switch 2 game prices hiking?

To start, some details need to be cleared up. Some people have posted on social media that the price of Nintendo’s Switch 2 games, at least in the US, will be $90. That is incorrect, as of right now. 

One X user posted Switch 2 EU prices for Mario Kart World, which start at 80 euros for a digital version and 90 euros for the physical copy. Typically, US and EU games match in price, which caused some to assume that this pricing would be the case for the US. 

US retailers, however, already posted their Switch 2 game prices, and Nintendo-published games are listed at $80.

Will Trump’s tariffs cause the Switch 2 to cost more?

As for Trump’s tariffs, that is unlikely to be a driver of this price bump. Tariffs are not applied to digital goods, and when the prices were published, there were no tariffs on Japan. Plus, games are similarly expensive in other countries like Canada and the UK.

With that cleared up, why are Nintendo games on the Switch 2 so expensive? One likely reason is game storage. 

Read More: All the Nintendo Games You Can Update to Switch 2 for Free

The Switch 2 uses what Nintendo calls game-key cards, which are Switch 2 cartridges that don’t have all the game data on the cartridge itself. This helps save on production costs as storage is expensive. The original Switch cartridges went up to 32GB of storage, which doesn’t seem like a lot these days, with some games taking up 100GB or more of storage, but this is for the original Switch. Only a few games, like The Witcher 3, went above 32GB because the graphics for the Switch weren’t on the high end like with a PC, PS5 or Xbox Series console, where a Witcher 3 install size starts at 50GB

Switch 2 games are going to be bigger in size — there is little doubt about it. CD Projekt Red confirmed it would put its Cyberpunk 2077: Ultimate Edition on one 64GB cartridge, and there will likely be other games to surpass that 64GB. With the max size of the cartridge doubling in size, it adds to the price of the physical card, as not only does storage have to be bigger, but they will need to transfer data faster. That can get more expensive for physical copies, unlike optical discs, which are still the same price whether it has 20GB or 100GB on the disc. 

What does all this mean for gamers?

This leads to a dilemma for publishers: Put the entire game on the physical card and sell it at a loss, increase the price of the physical copy with the full game on it or use the game-key card to have a card with minimal storage, requiring gamers to download the entire game.

Read More: The 17 Best Nintendo Switch Games Right Now

It appears that Nintendo went with door No. 2. This doesn’t come as much of a surprise, knowing the company. Anyone who wants to save money on games knows that Nintendo will seldom bring the price down of its own games. Mario Kart 8 Deluxe, for example, is 8 years old and is still full price on Nintendo’s website

According to an industry analysis from Niko Partners, this new pricing could become the new normal in a couple of years when it comes to physical cartridges.

«While there has been some sticker shock regarding the price of games increasing from $60 to $70 or $80, these price points are set to become industry standard over the next two years, especially so for Nintendo first-party games,» Niko Partners said in a statement Wednesday. «One reason for the higher price is the increased cost of the new and faster Game Cards themselves, with higher capacities being more expensive to manufacture than a PS5 Blu-ray disc.»

Nintendo didn’t respond to a request for comment about the higher price of its games. 

That said, this doesn’t explain the lower price of Donkey Kong Bananza, which comes out in July; that’s listed on Nintendo’s site for $70. This could mean the game isn’t using a larger storage card, but that can’t be said for sure until the game comes out. It’s unclear how things will change in the future.

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Technologies

Nintendo Switch 2 Pre-orders in US Delayed Due to Trump’s Tariffs

The Switch 2 launch is still happening on June 5, and preorders outside the US seem unchanged.

Nintendo Switch 2 preorders in the US were to start April 9, but it appears those plans have changed due to the new tariffs imposed this week by President Donald Trump. It’s unclear if this means Nintendo will also have to increase the price of the Switch successor, which currently starts at $450. 

Nintendo said Friday that it’s delaying Switch 2 preorders in the US, but its June release date is unaffected. 

«Pre-orders for Nintendo Switch 2 in the U.S. will not start April 9, 2025 in order to assess the potential impact of tariffs and evolving market conditions,» the company said in a statement. «Nintendo will update timing at a later date. The launch date of June 5, 2025 is unchanged.»

Nintendo didn’t indicate if preorder dates outside the US would change, but Eurogamer reports that preorders are live at various retailers in the UK.

A tariff of 24% has been applied by the US to goods from Japan. Were that rate to be applied directly to the Switch 2’s announced price, it would rise to $558, but it would be up to Nintendo how much of the tariff it will pass on to consumers.

This is a developing story.

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Technologies

Twelve South’s Foldable Wireless Charger for iPhone and Apple Watch Is Up to 27% Off at Amazon

This handy accessory makes it easier to travel with your Apple gear and stay charged wherever you go.

Whether you’re traveling for business or off on a wonderful family vacation, charging your stuff shouldn’t be something you have to worry about. Taking extra chargers and cables can be a pain, and they all take up space in your bag. But the handy Twelve South Butterfly SE charger is a compact alternative that can wirelessly charge an iPhone and an Apple Watch at the same time. And it’s available with up to 27% off right now at Amazon.

That top line discount applies to the pink version, though the white model is only $7 more and other colors are seeing 15% off the usual $100 price tag if you have a strong preference. It’s not clear how long the discounts will last, though. 

Hey, did you know? CNET Deals texts are free, easy and save you money.

The charger itself offers a way to wirelessly charge a iPhone and Apple Watch from a single AC outlet, and you can even charge your AirPods when your phone is done, too. And because this is a Qi2 charger you’ll get a full 15 watts of wireless charging for compatible devices — including the best iPhones.

When you’re not using the Butterfly SE, it folds up so it can be slid into a pocket, bag or luggage without taking up too much space. It really is the perfect partner for people who like to travel light.

Unfortunately, this charger doesn’t come with an AC adapter in the box, so you’ll need to provide your own. Make sure it’s rated for 20 watts or more. If you need to buy one, Apple’s 20-watt USB-C charger is just $15 right now.

Why this deal matters

We all carry multiple devices around with us these days. Anything that can make charging them more convenient is a win in our books, especially when you’re traveling. This charger takes up little space when it isn’t being used and charges quickly when it is.

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