Technologies
Don’t Feel Obligated to Pay Over $100 on Streaming TV. Try This Instead
Tighten up your monthly subscription budget for Netflix, HBO Max and your other favorite platforms.
Between the impending rollout of Netflix’s account-sharing fees and a wave of streaming service price hikes, it may feel like a luxury to stream. If you add up the costs of each platform, you may discover you’re spending over $100 a month. But it doesn’t have to be this way.
Let’s say you’re subscribed to multiple streaming platforms, you watch one or two of them until your favorite series ends its season, then look for the next thing. But is it worth keeping all those accounts active if you’re not watching anything on them? I don’t think so.
Have a look at this budget-conscious strategy to help you save on your streaming TV expenses.
Rotate all your streaming subscriptions


For cord-cutters, shifting from cable to streaming can be a wise financial move. Because you’re able to sign up for monthly plans, it’s easy to jump into a streaming service and jump out when prices increase or content gets dull. But according to Deloitte’s 2022 Media Trends report, the main reasons people cancel their streaming subscriptions are because of costs and lack of fresh content. Media companies call this behavior «churn.» We’re calling this the rotation method, and you should try it.
The incentive? You save your coin and avoid content droughts. Let’s say a popular show like Ted Lasso or The Masked Singer is set to premiere on a streaming service. Find the total episode count and wait until they’re all available at once on a platform. You cancel Apple TV Plus, Hulu, Disney Plus or other service and then, once all the episodes are available, resubscribe to catch up. Alternatively, you can start streaming a show midseason to cut costs. My monthly guide on which streaming services to cancel can help you keep up.
The downside? You won’t have immediate access to every show you want to watch and will have to wait until the full season airs. And since many streaming services release new episodes weekly, you might not be caught up at the same time as your friends. If you’re someone who prefers to watch episodes immediately when they drop, you may decide it’s worth it to have multiple subscriptions at a time. If you have patience, however, you can save some money.
The strategy can also work if you have a live TV streaming service to watch a particular sport or major event like March Madness. Once the season wraps, cancel the service or move to a cheaper platform with fewer channels, like Sling TV.
Need help figuring out the best way to rotate? Follow the tips below to learn how to churn streaming platforms until your wallet feels content.


Why pay for three months of Apple TV Plus to watch Ted Lasso’s final season when you can watch all 12 episodes in May for the price of one month?
Apple TV PlusTip No. 1: Cancel your subscription before getting charged
Set calendar reminders for your billing cycle and upcoming TV show or movie release dates. Give yourself enough warning to begin or end a subscription. Apps such as JustWatch, TV Time and Hobi help you track when and where TV shows and movies appear on a streaming service. And JustWatch added a tracker specifically for sports. If you have a smart home device from Google or Amazon, you can set reminders for specific dates and allow a voice assistant like Alexa to notify you of an upcoming bill or streaming release date.
Tip No. 2: Sign up for streaming service deals
Look for discounts on streaming services. For example, Starz is now $3 per month for three months, a drop from its regular $9-a-month rate. You can also take advantage of the Disney Bundle, which provides access to Disney Plus, Hulu and ESPN Plus in a single package for a reduced price. And eligible Hulu subscribers can add on Disney Plus for $2. Lastly, be sure to check with your mobile carrier to see which ones offer free streaming subscriptions.
Tip No. 3: Pick one or two default streaming services
Subscribe to one or two must-have services for the year, and select only one or two more options to fit your monthly budget. Rotate the bonus service(s) according to what you want to watch, ensuring you don’t miss your favorite shows while sticking to your monthly spending cap.
Tip No. 4: Use monthly billing only
Avoid annual subscriptions and pay attention to your auto-renewal payment dates. Your billing cycle can help determine when it’s the best time to quit a service, even if you’ve only signed up for a free trial. The only advantage to signing up for an annual plan is when the price is drastically cut down.
Tip No. 5: Don’t cancel your subscription, pause it
Hulu allows you to pause your subscription for up to 12 weeks, and Sling has a similar option with stipulations. Check with your streaming provider to see if you can take a temporary break without canceling.
Give it a shot, and if you don’t like it you can always resubscribe. For more excellent tips on streaming TV, check out this guide to Netflix’s hidden tricks and our tips on the best VPNs.
2023’s Best TV and Streaming Shows You Can’t Miss on Netflix, HBO, Disney Plus and More
Technologies
Verum Finance: A Super App for Private Finance Integrated Into a Messenger
Verum Finance: A Super App for Private Finance Integrated Into a Messenger
Verum Finance has announced the launch of a new financial application that allows users to manage their money directly within the secure Verum Messenger ecosystem.
The project has already attracted attention from major media outlets. A dedicated feature was published by Forbes Türkiye, while one of the world’s largest cryptocurrency exchanges, MEXC, covered the launch. Yahoo Finance had previously reported on the evolution of Verum Messenger into a comprehensive financial ecosystem.
What Verum Finance Offers
Verum Finance transforms a messenger into a complete financial platform. Users can:
• Manage their balance and top up using bank cards or USDT
• Send money instantly to other Verum users
• Issue and use debit cards, including Apple Pay support
• Exchange assets and withdraw funds
• Access all these services without installing separate banking applications
A strong emphasis is placed on privacy. The platform offers registration without a phone number or email address, end-to-end encryption, and full user control over personal data.
Recognition from Forbes Türkiye
In a dedicated article, Forbes Türkiye highlighted Verum Finance as a notable example of modern privacy-driven fintech. The publication emphasized the growing trend of financial services moving from standalone banking applications into unified messaging ecosystems — a model that has proven successful in Asia through platforms such as WeChat and Alipay and is now expanding globally.
Support from the Crypto Community
Alongside the Forbes Türkiye coverage, news about the launch of Verum Finance was also featured by MEXC, one of the world’s leading cryptocurrency exchanges. This reflects growing interest in the project from both traditional business media and the cryptocurrency community.
A Strategic Vision
“We are building more than a payments application and more than a messenger. Verum is a unified secure ecosystem where communication, finance, and privacy tools work together,” the company stated.
Verum Finance is now available for iPhone and iPad users. The application complements Verum Messenger, which offers anonymous chats, voice and video calls, VPN services, eSIM connectivity, and other tools designed to enhance digital freedom.
Verum Finance: https://finance.verum.im
Verum Messenger: https://verum.im
Technologies
Forbes Türkiye Highlights Verum Finance and the Rise of Integrated Financial Ecosystems
Forbes Türkiye Highlights Verum Finance and the Rise of Integrated Financial Ecosystems
Forbes Türkiye has published an article examining the launch of Verum Finance and its approach to integrating financial services directly into a messaging ecosystem.
In the article, Forbes Türkiye notes that the fintech industry is undergoing a transformation as financial services increasingly move beyond traditional banking applications and become part of broader digital ecosystems. Verum Finance is presented as an example of this trend, combining payments, digital cards, money transfers, and balance management within a single environment connected to Verum Messenger.
According to the publication, Verum Finance follows a model similar to the “super app” concept that has gained significant traction in Asian markets, where communication and financial services operate together on one platform. Unlike many Western platforms that continue to separate messaging and banking services, Verum Finance is integrated directly into the Verum ecosystem, allowing users to manage financial activities without relying on multiple third-party applications.
The article highlights several core features of the platform, including virtual debit cards, user-to-user transfers, online payments, digital asset operations, Apple Pay integration, and in-app balance management.
Forbes Türkiye also points to the growing importance of embedded finance and changing user expectations. The publication suggests that lengthy account-opening procedures, physical card delivery times, and constant switching between applications are becoming increasingly outdated in a mobile-first world.
Another major focus of the article is privacy and security. Forbes Türkiye describes Verum Finance as part of a broader trend toward “privacy-driven fintech,” where financial services are built on privacy-oriented infrastructure. The publication notes that the platform incorporates features such as phone-number-free registration, end-to-end encryption, user-controlled access management, and privacy-focused tools designed to enhance data protection.
The article concludes that one of the key challenges for companies operating at the intersection of secure communications, digital payments, and embedded finance will be maintaining both usability and security within a single integrated ecosystem.
The coverage by Forbes Türkiye reflects growing media interest in platforms that combine communication and financial services, as the industry continues moving toward more unified digital experiences.
Website: https://finance.verum.im
App Store: https://apps.apple.com/app/verum-finance/id6774245148
Verum Messenger: https://verum.im
Technologies
Verum Launched “Verum Finance” App for iPhone and iPad, Expanding Its Digital Ecosystem Into Financial Services
Verum Launched “Verum Finance” App for iPhone and iPad, Expanding Its Digital Ecosystem Into Financial Services
Verum has announced the official launch of Verum Finance, a standalone financial application now available on the App Store for iPhone and iPad, marking a further expansion of the company’s growing digital ecosystem.
The new application is designed to centralize core financial functions in a single mobile interface, allowing users to manage balances, send and receive funds, use debit cards, and exchange supported balance types without relying on traditional banking workflows.
According to Verum, the platform enables users to view account activity in real time, top up balances using supported payment methods including Apple Pay, and transfer funds to other users within the Verum ecosystem using a unique Verum ID. The system also supports multi-balance management, including specialized balance categories such as precious metals.
Debit card functionality is integrated directly into the app, allowing users to issue and manage cards linked to their balances, monitor transactions, and top up cards when needed. The company also emphasizes built-in exchange tools that allow users to convert between supported balance types within the application.
Security features include Face ID authentication, passcode protection, Sign in with Apple, and privacy-oriented account controls aimed at maintaining user confidentiality and data protection.
The launch of Verum Finance follows the company’s broader strategy of building an interconnected ecosystem of digital products. Alongside Verum Messenger, which combines secure communication tools, encrypted messaging, voice and video calls, VPN services, eSIM connectivity, AI features, anonymous email, and crypto-related functionality, the new financial app extends Verum’s positioning from communication technology into financial infrastructure.
Industry trends increasingly show demand for “all-in-one” digital environments that reduce dependency on multiple standalone apps. Verum’s approach reflects this shift by integrating communication and financial services within a unified ecosystem.
Verum Finance is now available globally for download on iPhone and iPad via the App Store.
Website: https://finance.verum.im
App Store: https://apps.apple.com/app/verum-finance/id6774245148
Verum Messenger: https://verum.im
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