Technologies

Your Costco Membership Can Save You Big, Here’s How to Get the Most Out of It

Costco has great prices on a lot of items, and here’s how you can maximize your savings on your next trip.

Odds are you know what Costco is, but you may not already be a member. You may be curious as to whether it’s worth it or not to spend $60 or more a year to shop somewhere, but the truth is that the membership easily pays for itself for most Costco shoppers. As a one-stop-shop, there’s a lot to buy and a lot of money to be saved by signing up for your own Costco membership.

The most obvious advantage to joining Costco is the opportunity to stock up on necessities such as groceries, electronics and more in bulk at affordable prices. But did you know about the different types of Costco membership and the additional perks just waiting for you?

Even after being a member for a year, I had no idea how much value was built into my membership. But now that I do, I’ll tell you everything you need to know about Costco membership perks so you can save every visit. If you want to learn how to save at other retailers, check out our additional shopping tips to save at Best Buy Outlet and Amazon’s subscribe and save.

How to sign up for a Costco membership

Before I dive into the perks of a Costco membership, you should know you have the option to sign up for one of two Costco memberships. There’s the Executive Gold Star membership for $120, and the Gold Star membership for $60.

In order to get a Costco membership, you need:

1. A membership number (you’ll get an email from Costco when you register online)

2. Valid government-issued photo ID

Both of these are needed when you visit a membership counter in person to fully sign up. You can also just do what I did, and sign up in person by skipping the online membership number. Only do the prelim scheduling if you want to save some time in line; either way, you have to go in person to complete the membership process.

When you sign up and it’s confirmed, you’ll take a picture and have a Costco card in minutes. Plus, the Executive Gold Star and Gold Star membership comes with one free card for anyone over the age of 18 who lives at the same address.

Gold Star vs. Executive Gold Star membership

Although you’ll save every time you shop at Costco with either membership, there are differences between the two. As a Gold Star member, you have «everyday value» access. This includes:

1. 100% satisfaction guarantee.

2. Two membership cards.

3. Ability to shop online and in warehouses worldwide.

A Costco Executive Gold Star member gets all three perks from the Gold membership and two additional perks:

1. Costco services discounts (e.g. auto insurance program, home insurance).

2. A 2% annual reward up to $1,000 on eligible Costco and Costco travel purchases.

No matter which membership you choose, you’ll get Costco gasoline, electronics and appliances, prescription, tires and grocery delivery at cheaper prices.

Get 2% back, here’s how

The 2% annual reward is capped at $1,000 for one year. Only purchases made by the primary household member will apply toward the reward. If the primary cardholder is no longer on the account, their purchases will not apply to the reward. About three months before your renewal, you’ll get the 2% reward.

How to upgrade to an Executive Gold membership

Maybe you’re already a Gold Star member and you want to upgrade to the Executive membership. Here’s what you need to know:

1. Costco will prorate the upgrade based on the months remaining in your previous membership.

2. Any purchases made before the upgrade doesn’t count toward your 2% reward.

3. The following year, you’ll be charged the full $120.

4. And if you want to upgrade, you can visit the membership counter at any Costco to do so.

Which membership is best for you?

To answer this question, ask yourself how much money on average you think you’ll spend at Costco. If you’re not shopping at Costco regularly, then regular Gold Star membership is likely the better option. However, if you’re buying in bulk, plan on making your shopping trips exclusive to Costco, and if you want to earn rewards, then the Executive Gold Star membership is your go-to for extra savings.

Since you’re aware of the perks available to you, now you’re ready to become a Costco member or upgrade for more rewards. To save money at other retailers, read our other shopping tips on getting Costco delivered without a membership and getting your money back with this holiday return policy cheat sheet.

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Technologies

This Massive AT&T Data Breach Settlement Could Pay $5K to Some: Find Out if You’re Eligible

Claims will open later in the summer for the settlement AT&T is paying to resolve two major data breaches.

It’s a tough time for AT&T — especially with the recent conference call troubles for Donald Trump — but their struggles could be your gain thanks to the $177 million settlement it’s agreed to pay to customers that fell victim to data breaches in 2019 and 2024.

On Friday, June 20, US District Judge Ada Brown granted preliminary approval to the terms of a proposed settlement from AT&T that would resolve two lawsuits related to the data breaches. The current settlement would see AT&T pay $177 million to customers adversely affected by at least one of the two data breaches.

The settlement will prioritize larger payments to customers who suffered damages that are «fairly traceable» to the data leaks. It will also provide bigger payments to those affected by the larger of the two leaks, which began in 2019. While the company is working toward a settlement, it has continued to deny that it was «responsible for these criminal acts.»

For all the details we have about the settlement right now, keep reading, and for more info about other recent settlements, find out how to claim Apple’s Siri privacy settlement and see if you’re eligible for 23andMe’s privacy breach settlement.

What happened with these AT&T data breaches?

AT&T confirmed the two data breaches last year, announcing an investigation into the first in March before confirming it in May and confirming the second in July.

The first of the confirmed breaches began in 2019. The company revealed that about 7.6 million current and 65.4 million former account holders had their data exposed to hackers, including names, Social Security numbers and dates of birth. The company began investigating the situation last year after it reported that customer data had appeared on the dark web.

The second breach began in April of 2024, when a hacker broke into AT&T cloud storage provider Snowflake and accessed 2022 call and text records for almost all of the company’s US customers, about 109 million in all. The company stressed that no names were attached to the stolen data. Two individuals were arrested in connection with the breach.

Both of these incidents sparked a wave of class action lawsuits alleging corporate neglect on the part of AT&T in failing to sufficiently protect its customers.

Who is eligible to file a claim for the AT&T data breach settlement?

As of now, we know that the settlement will pay out to any current or former AT&T customer whose data was accessed in one of these data breaches, with higher payments reserved for those who can provide documented proof that they suffered damages directly resulting from their data being stolen.

If you’re eligible, you should receive a notice about it, either by email or a physical letter in the mail, sometime in the coming months. The company expects that the claims process will begin on Aug. 4, 2025.

How much will the AT&T data breach payments be?

You’ll have to «reasonably» prove damages caused by these data breaches to be eligible for the highest and most prioritized payouts. For the 2019 breach, those claimants can receive up to $5,000. For the Snowflake breach in 2024, the max payout will be $2,500. It’s not clear at this time how the company might be handling customers who’ve been affected by both breaches.

AT&T will focus on making those payments first, and whatever’s left of the $177 million settlement total will be disbursed to anyone whose data was accessed, even without proof of damages. Because these payouts depend on how many people get the higher amounts first, we can’t say definitively how much they will be.

When could I get paid from the AT&T data breach settlement?

AT&T expects that payments will start to go out sometime in early 2026. Exact dates aren’t available but the recent court order approving the settlement lists a notification schedule of Aug. 4, to Oct. 17, 2025.

The deadline for submitting a claim is currently set at Nov. 18, 2025. The final approval of the settlement needs to be given at a Dec. 3, 2025, court hearing for payments to begin.

Stay tuned to this piece in the coming months to get all the new details as they emerge.

For more money help, check out CNET’s daily tariff price impact tracker.

Technologies

Today’s NYT Mini Crossword Answers for Saturday, July 12

Here are the answers for The New York Times Mini Crossword for July 12.

Looking for the most recent Mini Crossword answer? Click here for today’s Mini Crossword hints, as well as our daily answers and hints for The New York Times Wordle, Strands, Connections and Connections: Sports Edition puzzles.

Need some help with today’s Mini Crossword? It’s one of those long Saturday puzzles, and a few clues are tricky. Read on for the answers. And if you could use some hints and guidance for daily solving, check out our Mini Crossword tips.

The Mini Crossword is just one of many games in the Times’ games collection. If you’re looking for today’s Wordle, Connections, Connections: Sports Edition and Strands answers, you can visit CNET’s NYT puzzle hints page.

Read more: Tips and Tricks for Solving The New York Times Mini Crossword

Let’s get to those Mini Crossword clues and answers.

Mini across clues and answers

1A clue: Havana’s home
Answer: CUBA

5A clue: Last word in many bowling alley names
Answer: LANES

6A clue: Lots and lots
Answer: SOMUCH

7A clue: Left-leaning social media site
Answer: BLUESKY

8A clue: Hepburn of «Breakfast at Tiffany’s»
Answer: AUDREY

9A clue: Word after «break» or «banana»
Answer: BREAD

10A clue: Car loan figs.
Answer: APRS

Mini down clues and answers

1D clue: They always shoot their shot
Answer: CAMERAS

2D clue: Brand-new
Answer: UNUSED

3D clue: Woman with «the good hair,» in a famous Beyoncé lyric
Answer: BECKY

4D clue: In need of moisturizer
Answer: ASHY

5D clue: «We can’t hear you back here!»
Answer: LOUDER

6D clue: Drink noisily
Answer: SLURP

7D clue: ___ ghanouj
Answer: BABA

Technologies

Today’s NYT Connections: Sports Edition Hints and Answers for July 12, #292

Here are hints and the answers for the NYT Connections: Sports Edition puzzle for July 12, No. 292

Looking for the most recent regular Connections answers? Click here for today’s Connections hints, as well as our daily answers and hints for The New York Times Mini Crossword, Wordle and Strands puzzles.

Today’s Connections: Sports Edition has one of those classic purple categories, where you probably won’t figure it out before you’ve answered all the others. Need help? Read on for hints and the answers.

Connections: Sports Edition is out of beta now, making its debut on Super Bowl Sunday, Feb. 9. That’s a sign that the game has earned enough loyal players that The Athletic, the subscription-based sports journalism site owned by the Times, will continue to publish it. It doesn’t show up in the NYT Games app but now appears in The Athletic’s own app. Or you can continue to play it free online.

Read more: NYT Connections: Sports Edition Puzzle Comes Out of Beta

Hints for today’s Connections: Sports Edition groups

Here are four hints for the groupings in today’s Connections: Sports Edition puzzle, ranked from the easiest yellow group to the tough (and sometimes bizarre) purple group.

Yellow group hint: Show Me State.

Green group hint: Old Line State.

Blue group hint: Gridiron greats.

Purple group hint: Names begins with a certain creature.