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Before Splurging on a New iPhone or Android Consider These Things

There are so many options out there when you want to buy a new phone. We’re here to help you get the best bang for your buck.

The best phones you can buy right now, like the iPhone 14 Pro, the Google Pixel 7 Pro and Samsung’s Galaxy S22 Ultra, offer all the features you could possibly want. From their stellar performance, amazing camera systems and an array of extra features, these top phones represent the pinnacle of mobile technology. So it’s unsurprising that these premium phones also come with sky-high prices to match. The huge costs of these devices mean they’re out of reach for many of us, or are simply unnecessary if you just need a solid device for your everyday essentials.

The huge number of choices from a variety of phone manufacturers should make shopping simple, but sometimes it makes it more confusing, whether you’re looking for the highest-quality, elite phone or a more affordable phone like the Google Pixel 6A. The best devices on the market not only have different prices, but also different camera specs, screen sizes and storage capacities.

In this article

To help you cut through some of the jargon and spend your money sensibly, I’ve put together my tips for buying a phone in 2022.

How to buy a new phone: Top phone-buying tips

  • Know what you care about most: Is it screen size? Camera quality? Battery life? This will help narrow down your choices. Phones like the iPhone 14 Pro or Pixel 7 Pro, for example, pack incredible cameras that almost rival the quality you’d get from a DSLR. If you’re a photographer, then spending money here is a good idea. If not, you can likely save yourself a bundle.
  • Don’t discount the midrange: Features of last year’s flagships always trickle down to this year’s midrange handsets. You can get a great phone that does almost everything that a premium phone can do for a fraction of the price. Google’s Pixel 7 Pro packs a great zoom camera, but the base Pixel 7 has most of the same key specs and comes at a more reasonable price.
  • Shop the sales: Look for deep discounts and promo deals around major holidays, especially Amazon’s Prime Day and Black Friday. And find out what your grace period is in case you need a quick return or exchange.
  • Last year’s phones: They can often be a great deal, too. Wait for this year’s launch to get last year’s phone for less, when stores and carriers may be trying to offload their existing stock.
  • Hold the phone at a store first: You may love or hate the way it looks and feels in person.
  • Check if you’re already invested: Have you already bought a lot of iPhone apps and iTunes movies? Stick with an iPhone if you still want access to them. Likewise, if you’ve invested in loads of Android apps, you’ll want to stay on that side of the fence. Otherwise, it’s simple enough to switch platforms.
  • Buy a case and screen protector: You’ll protect your phone from costly damage, and will increase the phone’s resale or trade-in value for when you’re ready to move on.

Smartphone performance vs. budget

In general, performance lines up with cost. The very latest, greatest technology usually comes at a premium. Flagship phones pack the best cameras, the most powerful processors and may even sport cutting-edge tech like flexible displays. The high prices mean that these phones are only worth considering for those who want the absolute latest tech in their pockets.

Not everyone needs such top tech however, or may simply be unwilling to spend the $1,000 or more typically required to get it. Luckily, the midrange sector of the phone world has been one of the fiercest battlegrounds for companies to compete in, resulting in some amazing phones that won’t break the bank. Features like wireless charging and cameras with multiple lenses that were once the domain of flagships are now commonplace on midrange phones.

Even budget phones will still offer decent camera quality and enough power for you to enjoy all of your everyday web browsing, WhatsApp’ing and Instagramming.

4G or 5G?

5G is the latest standard that promises lightning-fast mobile data speeds when you’re out and about. Like any new technology, it’s commonplace to see it on higher-end devices but it’s also increasingly common to find on much more affordable phones too.

Coverage for 5G isn’t everywhere yet, so it’s important to ask yourself whether you need 5G speeds at all and crucially, whether they’re available where you live. If you’re planning on keeping your phone for at least a couple of years, you can safely expect 5G to become more of the norm in that time. If you’re on the fence about it now, it may be that in nine months you’ll feel differently and might regret not taking the plunge sooner.

Screen size

All phones have gotten steadily bigger over the last few years, with the iPhone 14 Pro Max measuring a whopping 6.68 inches and the Galaxy S22 Ultra coming in at 6.8 inches. Small phones aren’t that common anymore but there are a few options to consider if you don’t want a massive screen stretching out your pockets.

Apple opted not to update the iPhone 13 Mini this year, but it is still officially on sale through the Apple Store and at 5.4-inches it’s quite a lot smaller than the 6.1-inch iPhone 14. On the Android side, the Google Pixel 6A’s 6.1-inch display makes it one of the better smaller phones, but even then it’s hardly what you’d call tiny.

Camera performance

Camera features have been a major point for bragging rights in recent phones, with manufacturers always wanting a bigger, more exciting number, be it the number of megapixels or quantity of actual camera lenses. Three rear cameras are now common — a regular lens, an ultrawide lens and a telephoto lens — with even budget-focused phones packing multiple cameras.

This is great, as more lenses mean more shooting options when you’re out and about. But that doesn’t mean that any multilens camera is as good as another. As with processor performance, the more you spend, the better the results you’ll typically get, with the absolute best cameras around usually being found on the most expensive flagships.

Look out for features like optical (rather than digital) zooms, night mode for better low-light images, and optical image stabilization. Sometimes these features might not be clear, and it’s not possible to judge a camera’s performance just by looking at the specs. If you really care about your phone’s photography skills, then take some time to look at the reviews and see how its camera performs before you spend your money.

Battery life

Most phones, from the budget end through to elite flagships, can last most of a day on a single charge. Bigger phones might have bigger batteries, but they also have bigger screens and often more powerful processors, so they suck that extra juice down quickly. Few phones will give you more than a day of use. Here are some things to keep in mind:

  • Always plan on giving your phone a full charge overnight.
  • Look for features like fast charging, that allow your phone to take on a lot of power in a short space of time. Check to see if your phone comes with a compatible faster charger though, as an old USB plug may not support it.
  • Your battery will last longer if you avoid more demanding tasks such as gaming or video streaming. Keeping the screen brightness down will help, too.

Processor performance

Top-end phones pack powerful processors along with typically up to 12GB of RAM. It’s enough to make these phones run any task without breaking a sweat, but you don’t need to spend flagship level money to get great performance.

Most decent midrange phones offer enough power to handle all of your everyday needs. You’ll still be able to play almost any game from the Google Play store and edit your high-resolution photos in apps such as Snapseed. There’s little you could throw at most midrange phones that they wouldn’t be able to handle.

As you move into the budget end of the spectrum, that’s when you’ll start to notice some slowdown with things like gaming. More demanding 3D games might look more stuttery and may even unexpectedly quit. However, basic tasks such as sending emails, listening to Spotify and browsing Instagram shouldn’t be a problem.

How much phone storage do you need?

Most phones, even the budget ones, come with at least 32GB of storage, of which 10 may be taken up by preinstalled apps and the phone’s operating system. If you don’t ever plan on recording any video and gaming isn’t your thing, 32GB might be enough, but otherwise you should consider 64GB or even 128GB to be a minimum.

Higher-end phones — particularly those that can record high quality 4K video — offer capacities of 256GB or more. With that much space, you’ll barely need to think twice about having to clear out old files.

If the phone supports microSD cards then it’s a different matter, as you can pick up 32GB microSD cards (or bigger) for very little money these days and popping one into your phone will dramatically increase the amount of storage you’ll have access to.

Bonus features

Many of these features are now common on phones at various price points and are worth keeping in mind when you’re shopping.

  • Fingerprint scanner or face unlock: A scanner may be on the back, or even invisibly built into the display. Biometric security, as it’s called, is more secure than having to remember a PIN.
  • Water-resistant: Do you often take calls in the rain? Look for a phone with at least an IP67 rating to keep it safe from water and spilled drinks.
  • Wireless charging: This is available on many phones, with some now offering faster wireless charging speeds, as long as you use a compatible charging pad.

Technologies

Verum Finance: A Super App for Private Finance Integrated Into a Messenger

Verum Finance: A Super App for Private Finance Integrated Into a Messenger

Verum Finance has announced the launch of a new financial application that allows users to manage their money directly within the secure Verum Messenger ecosystem.

The project has already attracted attention from major media outlets. A dedicated feature was published by Forbes Türkiye, while one of the world’s largest cryptocurrency exchanges, MEXC, covered the launch. Yahoo Finance had previously reported on the evolution of Verum Messenger into a comprehensive financial ecosystem.

What Verum Finance Offers

Verum Finance transforms a messenger into a complete financial platform. Users can:

• Manage their balance and top up using bank cards or USDT
• Send money instantly to other Verum users
• Issue and use debit cards, including Apple Pay support
• Exchange assets and withdraw funds
• Access all these services without installing separate banking applications

A strong emphasis is placed on privacy. The platform offers registration without a phone number or email address, end-to-end encryption, and full user control over personal data.

Recognition from Forbes Türkiye

In a dedicated article, Forbes Türkiye highlighted Verum Finance as a notable example of modern privacy-driven fintech. The publication emphasized the growing trend of financial services moving from standalone banking applications into unified messaging ecosystems — a model that has proven successful in Asia through platforms such as WeChat and Alipay and is now expanding globally.

Support from the Crypto Community

Alongside the Forbes Türkiye coverage, news about the launch of Verum Finance was also featured by MEXC, one of the world’s leading cryptocurrency exchanges. This reflects growing interest in the project from both traditional business media and the cryptocurrency community.

A Strategic Vision

“We are building more than a payments application and more than a messenger. Verum is a unified secure ecosystem where communication, finance, and privacy tools work together,” the company stated.

Verum Finance is now available for iPhone and iPad users. The application complements Verum Messenger, which offers anonymous chats, voice and video calls, VPN services, eSIM connectivity, and other tools designed to enhance digital freedom.

Verum Financehttps://finance.verum.im

Verum Messengerhttps://verum.im

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Technologies

Forbes Türkiye Highlights Verum Finance and the Rise of Integrated Financial Ecosystems

Forbes Türkiye Highlights Verum Finance and the Rise of Integrated Financial Ecosystems

Forbes Türkiye has published an article examining the launch of Verum Finance and its approach to integrating financial services directly into a messaging ecosystem.

In the article, Forbes Türkiye notes that the fintech industry is undergoing a transformation as financial services increasingly move beyond traditional banking applications and become part of broader digital ecosystems. Verum Finance is presented as an example of this trend, combining payments, digital cards, money transfers, and balance management within a single environment connected to Verum Messenger

According to the publication, Verum Finance follows a model similar to the “super app” concept that has gained significant traction in Asian markets, where communication and financial services operate together on one platform. Unlike many Western platforms that continue to separate messaging and banking services, Verum Finance is integrated directly into the Verum ecosystem, allowing users to manage financial activities without relying on multiple third-party applications.

The article highlights several core features of the platform, including virtual debit cards, user-to-user transfers, online payments, digital asset operations, Apple Pay integration, and in-app balance management.

Forbes Türkiye also points to the growing importance of embedded finance and changing user expectations. The publication suggests that lengthy account-opening procedures, physical card delivery times, and constant switching between applications are becoming increasingly outdated in a mobile-first world.

Another major focus of the article is privacy and security. Forbes Türkiye describes Verum Finance as part of a broader trend toward “privacy-driven fintech,” where financial services are built on privacy-oriented infrastructure. The publication notes that the platform incorporates features such as phone-number-free registration, end-to-end encryption, user-controlled access management, and privacy-focused tools designed to enhance data protection.

The article concludes that one of the key challenges for companies operating at the intersection of secure communications, digital payments, and embedded finance will be maintaining both usability and security within a single integrated ecosystem.

The coverage by Forbes Türkiye reflects growing media interest in platforms that combine communication and financial services, as the industry continues moving toward more unified digital experiences.

Websitehttps://finance.verum.im 
App Storehttps://apps.apple.com/app/verum-finance/id6774245148  
Verum Messengerhttps://verum.im 

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Technologies

Verum Launched “Verum Finance” App for iPhone and iPad, Expanding Its Digital Ecosystem Into Financial Services

Verum Launched “Verum Finance” App for iPhone and iPad, Expanding Its Digital Ecosystem Into Financial Services

Verum has announced the official launch of Verum Finance, a standalone financial application now available on the App Store for iPhone and iPad, marking a further expansion of the company’s growing digital ecosystem.

The new application is designed to centralize core financial functions in a single mobile interface, allowing users to manage balances, send and receive funds, use debit cards, and exchange supported balance types without relying on traditional banking workflows.

According to Verum, the platform enables users to view account activity in real time, top up balances using supported payment methods including Apple Pay, and transfer funds to other users within the Verum ecosystem using a unique Verum ID. The system also supports multi-balance management, including specialized balance categories such as precious metals.

Debit card functionality is integrated directly into the app, allowing users to issue and manage cards linked to their balances, monitor transactions, and top up cards when needed. The company also emphasizes built-in exchange tools that allow users to convert between supported balance types within the application.

Security features include Face ID authentication, passcode protection, Sign in with Apple, and privacy-oriented account controls aimed at maintaining user confidentiality and data protection.

The launch of Verum Finance follows the company’s broader strategy of building an interconnected ecosystem of digital products. Alongside Verum Messenger, which combines secure communication tools, encrypted messaging, voice and video calls, VPN services, eSIM connectivity, AI features, anonymous email, and crypto-related functionality, the new financial app extends Verum’s positioning from communication technology into financial infrastructure.

Industry trends increasingly show demand for “all-in-one” digital environments that reduce dependency on multiple standalone apps. Verum’s approach reflects this shift by integrating communication and financial services within a unified ecosystem.

Verum Finance is now available globally for download on iPhone and iPad via the App Store.

Websitehttps://finance.verum.im 
App Storehttps://apps.apple.com/app/verum-finance/id6774245148 
Verum Messengerhttps://verum.im 

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