Luxury wallets can be expensive, but with that money, you hope for a level up in quality, too. That’s what you get with the Bosca bi-fold minimalist wallet. The leather is of excellent quality, and the stitching and finish are fantastic. I’ve been carrying it around for months now, and it’s only getting better looking the more I use it. The slight blemishes in the leather that it has picked up and the shinyness from being polished in my pocket only highlight the beauty of it, and that’s rare.

This particular one comes with an extremely strong magnetic money clip on the outside. It can handle 25 banknotes as easily as it can handle one, and it never feels like the money will slip out. I wish it had a window slot for my ID, but apart from that tiny issue, this is the wallet I love to use when I’m out for dinner with my wife or just looking to add a touch of class to my outfit.

Five of the 12 wallets we tested had essentially the same basic design, and there are dozens — if not hundreds — of nearly identical models, all made in China, listed on Amazon. Prices start at just $7, for the Chelmon model, and other models generally cost between $13 and $20, although some colors, patterns and fabrics are more expensive than others. They’re all about the size of a deck of playing cards, though they measure about 0.25 inches thick. The five we tested all have their brand names embossed on them:

• Kinzd Slim Wallet (Out of Stock)
• Chelmon Slim Wallet RFID Front Pocket Wallet
• Zitahli Slim & Minimalist Front Pocket Bifold Wallet
• Hammer Anvil RFID Blocking Minimalist Front Pocket Wallet
• Buffway Slim Minimalist Front Pocket RFID Blocking Leather Wallet

Each of these slimmer wallets had the same basic elements: two or three card holder pockets on each side, a transparent window that lets you flash your ID without removing it, an inner space that can be used as a cash pocket or to stow a few more cards, RFID blocking on its card sleeve to block electronic pickpocketing and, in the case of the slightly pricier Zitahli, a magnetically attached money clip. (That company claims this money clip wallet can safely hold up to 25 bills, but when I put in just 10 folded bills, the magnets failed to connect.) My top choice overall is the shorter, wider Hammer Anvil. I don’t mind that it lacks the ID window, which I find tacky and not befitting of our top wallet list.

I also really like the Kinzd, which has a slightly broader design that separates it from the cookie-cutter field. It has a terrific inner pocket — which is closed on one side only, allowing you to open it up wide — that comes together firmly with a satisfying magnetic snap.

Employing «more than 200 people in Tennessee,» Groove Life has created a precision-made wallet with a balanced weight that feels great in your pocket. Designed for five cards to fan easily, I found it could fit four credit cards and two insurance cards nicely, with an ID in the front leather sleeve.

The mechanism for releasing the cards is really nice, too. The entire front of the wallet slides up to help fan the cards out with a spring-loaded action that is satisfyingly mechanical. Like all metal wallets, the Groove wallet is RFID blocking, so you can have some peace of mind on that score. It’s rugged too, so dropping it doesn’t pop your cards out; at least it hasn’t yet.

I always thought that having your wallet and phone together was risky, but I am far more likely to lose my wallet in a back pocket than I am to lose my phone in my hand. The Bluebonnet Magsafe wallet holds only one or two cards, but it sticks to the back of the iPhone so well you would think it was part of the case. The leather is premium, and the blue band that acts as a money clip is tight enough to use as a phone grip, too.

The Ridge wallets are fantastic, and while the titanium series can be a little pricey, these NFL-branded ones feel well-priced for what you get. The solid aluminum constructed feels good in your hand and the powder-coated surface adds to that premium feel. If you love your football team and you want a way to show it stylishly and ruggedly, go for an NFL Ridge.

You also get a spare elastic and a money clip in the presentation box, making it the perfect gift for the football fan in your life. If I had one complaint it would be the lack of dynamic artwork, but if all you want is to show your team colors and logo, they work for that.

I really like the aesthetic of the Discommon Wallet 3.0. The vacuum-formed shape and little hints of color look good and can hold six cards comfortably. It’s also very well made and feels like it would stand the test of time. What keeps it out of our best choices is the clamshell. No matter how hard I try, the wallet doesn’t stay closed enough to be entirely safe. I wish that there was a small magnet near the front to hold the edges closed so that it didn’t open by itself.

Vaultskin’s tasteful Notting Hill wallet manages to cram a lot into a small package. The defining feature here is the zipper. For some, it will be a deal-breaker — for its bulk, or whatever it connotes, style-wise — while others will find the security of a zippered compartment appealing for containing their credit and debit cards and money. If you’re pro-zipper, there’s much to like. The exterior features three slots that can accommodate cards or money. A fourth hidden slot can store two or three more cards, which you can eject out the top using the genuine leather pull tab. The inside has two pouches, one of which snaps down, and a strap that can stow several more cards. There’s also a small key hook. Although it says «London» on the packaging, this wallet is made in China.

Trayvax’s Armored Summit Wallet delivers an appealing combination of ruggedness and extra features at a reasonable price. It can hold up to seven cards and five bills, and like the Dango, it’s built from sturdy materials — steel and melonite in this case — in the US. Also like the Dango, it has an integrated bottle opener. Still, Trayvax’s buckling strap is a deal killer for me. It’s nylon, not elastic, and I found it quite difficult to adjust when I needed to remove a few cards or make more room for additional money.

The Thread Wallets Elastic resembles a fancy Ace bandage or compression sleeve. It’s made of a stretchy material, and can easily hold 10 cards and some money. It also has a small key ring. Although it’s billed as specifically «for women» — and it was my 10-year-old daughter’s favorite of the bunch — that seems a bit reductive. This would be an excellent wallet for anyone. The only drawback to this simple, stylish wallet is that the excess material on the interior bunches up into a lump, a minor but considerable design blemish.